Patents by Inventor Om J. Suthar
Om J. Suthar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240086671Abstract: A transaction card construction and a method for making transaction cards provides increased security for transaction card magnetic strips. The transaction card construction includes a card inlay and a clear card body. The card inlay is formed via a lamination press process with the magnetic strip attached to a back surface of the card inlay. The card body may have a window through which a data storage element may be exposed for accessing, such as by a magnetic stripe reader or EMV chip reader. The card body may be formed by adhering the card inlay to the clear card body.Type: ApplicationFiled: November 20, 2023Publication date: March 14, 2024Applicant: Capital One Services, LLCInventor: Om J. SUTHAR
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Patent number: 11868832Abstract: A transaction card construction and a method for making transaction cards provides increased security for transaction card magnetic strips. The transaction card construct on includes a card inlay and a clear card body. The card inlay is formed via a lamination press process with the magnetic strip attached to a back surface of the card inlay. The card body may have a window through which a data storage element may be exposed for accessing, such as by a magnetic stripe reader or EMV chip reader. The card body may be formed by adhering the card inlay to the clear card body.Type: GrantFiled: July 9, 2021Date of Patent: January 9, 2024Assignee: Capital One Services, LLCInventor: Om J. Suthar
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Patent number: 11640612Abstract: A transaction card construction and computer-implemented methods for a transaction card are described. The transaction card has vector formatted visible information lasered onto its surface. In some embodiments, systems and methods are disclosed for enabling the sourcing of visible information using a scalable vector format. The systems and methods may receive a request to add a first plurality of visible information to a transaction card and capture an image of the first plurality of visible information. The systems and methods may also map the image to a bounding box and convert the mapped image into vector format. In addition, the systems and methods may provide the converted image to a laser machine.Type: GrantFiled: March 8, 2022Date of Patent: May 2, 2023Assignee: Capital One Services, LLCInventors: Om J. Suthar, Jiawei Zhao
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Patent number: 11551049Abstract: Disclosed embodiments generally relate to a transaction card with a fabric inlay. The transaction card may include a housing component having a first housing surface opposite a second housing surface and an inlay component having a first inlay surface opposite a second inlay surface. The inlay and housing may be joined along the second inlay surface and the first housing surface. In addition, the first inlay surface may include a fabric material and a backer layer configured to support the fabric material of the first inlay surface.Type: GrantFiled: February 18, 2021Date of Patent: January 10, 2023Assignee: Capital One Services, LLCInventor: Om J Suthar
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Publication number: 20220253863Abstract: A transaction card construction and computer-implemented methods for a transaction card are described. The transaction card has vector formatted visible information lasered onto its surface. In some embodiments, systems and methods are disclosed for enabling the sourcing of visible information using a scalable vector format. The systems and methods may receive a request to add a first plurality of visible information to a transaction card and capture an image of the first plurality of visible information. The systems and methods may also map the image to a bounding box and convert the mapped image into vector format. In addition, the systems and methods may provide the converted image to a laser machine.Type: ApplicationFiled: March 8, 2022Publication date: August 11, 2022Applicant: CAPTIAL ONE SERVICES, LLCInventors: Om J. Suthar, Jiawei Zhao
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Patent number: 11321601Abstract: A transaction card may comprise a first card component having an electrically conductive surface configured to receive an electrically applied coating. An electrically applied coating may be formed on the electrically conductive surface. The transaction card may be manufactured by forming a first card component having an electrically conductive surface configured to receive an electrically applied coating. The method may also include applying an electrically applied coating to the electrically conductive surface.Type: GrantFiled: August 31, 2020Date of Patent: May 3, 2022Assignee: Capital One Services, LLCInventor: Om J Suthar
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Patent number: 11301867Abstract: A transaction card construction and computer-implemented methods for a transaction card are described. The transaction card has vector formatted visible information lasered onto its surface. In some embodiments, systems and methods are disclosed for enabling the sourcing of visible information using a scalable vector format. The systems and methods may receive a request to add a first plurality of visible information to a transaction card and capture an image of the first plurality of visible information. The systems and methods may also map the image to a bounding box and convert the mapped image into vector format. In addition, the systems and methods may provide the converted image to a laser machine.Type: GrantFiled: August 24, 2020Date of Patent: April 12, 2022Assignee: Capital One Services, LLCInventors: Om J. Suthar, Jiawei Zhao
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Patent number: 11227204Abstract: A transaction card construction and a method for making a transaction card are described. The transaction card construction comprises an inlay component and a housing component. The inlay component may comprise a light-penetrable layer and a backer layer. A light source may be disposed on or in the housing component, and the housing component and the inlay component may be joined such that light emitted by the light source passes through the inlay component.Type: GrantFiled: November 12, 2020Date of Patent: January 18, 2022Assignee: Capital One Services, LLCInventor: Om J. Suthar
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Publication number: 20210406628Abstract: A transaction card construction and a method for making transaction cards provides increased security for transaction card magnetic strips. The transaction card construct on includes a card inlay and a clear card body. The card inlay is formed via a lamination press process with the magnetic strip attached to a back surface of the card inlay. The card body may have a window through which a data storage element may be exposed for accessing, such as by a magnetic stripe reader or EMV chip reader. The card body may be formed by adhering the card inlay to the clear card body.Type: ApplicationFiled: July 9, 2021Publication date: December 30, 2021Applicant: Capital One Services, LLCInventor: OM J. SUTHAR
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Publication number: 20210334786Abstract: A system for automatically checking in a user device at an event via an e-wallet transaction includes one or more processors configured to schedule the event based on receiving one or more scheduling parameters from the user device, wherein the one or more scheduling parameters include a location of the event; transmit to the user device an event confirmation notification for the scheduled event, wherein the event confirmation notification includes an e-wallet merchandising card; authorize the e-wallet merchandising card transaction upon determining that one or more transaction parameters associated with a request for authorizing an e-wallet merchandising card transaction are each within a threshold value; and automatically checking in the user device at the scheduled event in response to the e-wallet merchandising card transaction being authorized.Type: ApplicationFiled: May 7, 2021Publication date: October 28, 2021Applicant: Capital One Services, LLCInventor: Om J Suthar
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Publication number: 20210248440Abstract: Disclosed embodiments generally relate to a transaction card with a fabric inlay. The transaction card may include a housing component having a first housing surface opposite a second housing surface and an inlay component having a first inlay surface opposite a second inlay surface. The inlay and housing may be joined along the second inlay surface and the first housing surface. In addition, the first inlay surface may include a fabric material and a backer layer configured to support the fabric material of the first inlay surface.Type: ApplicationFiled: February 18, 2021Publication date: August 12, 2021Applicant: Capital One Services, LLCInventor: OM J. SUTHAR
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Patent number: 11087193Abstract: A transaction card construction and a method for making transaction cards provides increased security for transaction card magnetic strips. The transaction card construction includes a card inlay and a clear card body. The card inlay is formed via a lamination press process with the magnetic strip attached to a back surface of the card inlay. The card body may have a window through which a data storage element may be exposed for accessing, such as by a magnetic stripe reader or EMV chip reader. The card body may be formed by adhering the card inlay to the clear card body.Type: GrantFiled: May 21, 2020Date of Patent: August 10, 2021Assignee: Capital One Services, LLCInventor: Om J. Suthar
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Patent number: 11030615Abstract: A system for automatically checking in a user device at an event via an e-wallet transaction includes one or more processors configured to schedule the event based on receiving one or more scheduling parameters from the user device, wherein the one or more scheduling parameters include a location of the event; transmit to the user device an event confirmation notification for the scheduled event, wherein the event confirmation notification includes an e-wallet merchandising card; authorize the e-wallet merchandising card transaction upon determining that one or more transaction parameters associated with a request for authorizing an e-wallet merchandising card transaction are each within a threshold value; and automatically checking in the user device at the scheduled event in response to the e-wallet merchandising card transaction being authorized.Type: GrantFiled: August 2, 2019Date of Patent: June 8, 2021Assignee: Capital One Services, LLCInventor: Om J Suthar
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Publication number: 20210081742Abstract: A transaction card construction and a method for making a transaction card are described. The transaction card construction comprises an inlay component and a housing component. The inlay component may comprise a light-penetrable layer and a backer layer. A light source may be disposed on or in the housing component, and the housing component and the inlay component may be joined such that light emitted by the light source passes through the inlay component.Type: ApplicationFiled: November 12, 2020Publication date: March 18, 2021Applicant: Capital One Services, LLCInventor: Om J. Suthar
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Patent number: 10949728Abstract: Disclosed embodiments generally relate to a transaction card with a fabric inlay. The transaction card may include a housing component having a first housing surface opposite a second housing surface and an inlay component having a first inlay surface opposite a second inlay surface. The inlay and housing may be joined along the second inlay surface and the first housing surface. In addition, the first inlay surface may include a fabric material and a backer layer configured to support the fabric material of the first inlay surface.Type: GrantFiled: February 20, 2020Date of Patent: March 16, 2021Assignee: CAPITAL ONE SERVICES, LLCInventor: Om J Suthar
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Publication number: 20210035088Abstract: A system for automatically checking in a user device at an event via an e-wallet transaction includes one or more processors configured to schedule the event based on receiving one or more scheduling parameters from the user device, wherein the one or more scheduling parameters include a location of the event; transmit to the user device an event confirmation notification for the scheduled event, wherein the event confirmation notification includes an e-wallet merchandising card; authorize the e-wallet merchandising card transaction upon determining that one or more transaction parameters associated with a request for authorizing an e-wallet merchandising card transaction are each within a threshold value; and automatically checking in the user device at the scheduled event in response to the e-wallet merchandising card transaction being authorized.Type: ApplicationFiled: August 2, 2019Publication date: February 4, 2021Applicant: Capital One Services, LLCInventor: Om J. Suthar
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Publication number: 20200401863Abstract: A transaction card may comprise a first card component having an electrically conductive surface configured to receive an electrically applied coating. An electrically applied coating may be formed on the electrically conductive surface. The transaction card may be manufactured by forming a first card component having an electrically conductive surface configured to receive an electrically applied coating. The method may also include applying an electrically applied coating to the electrically conductive surface.Type: ApplicationFiled: August 31, 2020Publication date: December 24, 2020Applicant: Capital One Services, LLCInventor: Om J. Suthar
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Patent number: 10867230Abstract: A transaction card construction and a method for making a transaction card are described. The transaction card construction comprises an inlay component and a housing component. The inlay component may comprise a light-penetrable layer and a backer layer. A light source may be disposed on or in the housing component, and the housing component and the inlay component may be joined such that light emitted by the light source passes through the inlay component.Type: GrantFiled: January 18, 2019Date of Patent: December 15, 2020Assignee: Capital One Services, LLCInventor: Om J. Suthar
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Publication number: 20200387908Abstract: A transaction card construction and computer-implemented methods for a transaction card are described. The transaction card has vector formatted visible information lasered onto its surface. In some embodiments, systems and methods are disclosed for enabling the sourcing of visible information using a scalable vector format. The systems and methods may receive a request to add a first plurality of visible information to a transaction card and capture an image of the first plurality of visible information. The systems and methods may also map the image to a bounding box and convert the mapped image into vector format. In addition, the systems and methods may provide the converted image to a laser machine.Type: ApplicationFiled: August 24, 2020Publication date: December 10, 2020Applicant: CAPTIAL ONE SERVICES, LLCInventors: Om J. SUTHAR, Jiawei ZHAO
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Patent number: 10832115Abstract: A transaction card construction and a method for making a transaction card are provided for improving card performance. The transaction card construction comprises an inlay component comprising wood and a housing component. The inlay may comprise a wood or wood-containing layer and a backer layer. The backer layer may comprise the same or a different wood or wood-containing layer, or a non-woven fiber material.Type: GrantFiled: May 24, 2019Date of Patent: November 10, 2020Assignee: CAPITAL ONE SERVICES, LLCInventor: Om J. Suthar