Abstract: A transaction platform includes an originator device; a recipient device; a server comprising a processor, a memory storage device, and a non-transitory computer readable medium; and a network electronically connecting the originator device and the receiver device with the server. The processor performs a method coded as instructions on the non-transitory memory medium. The method includes registering an originator; authenticating the originator; registering a recipient; authenticating the recipient; receiving a transaction type selection including identifying the recipient; searching for the recipient; drawing funds from the originator; sending the funds to the recipient; autogenerating a payment validation routine to the originator device and the receiver device using criteria including geolocation; and receiving confirmation from the recipient of receipt of the funds.