Patents by Inventor Omar Rifaat
Omar Rifaat has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11810091Abstract: A program for running on a processor of a portable payment device is adapted for carrying out a payment interaction and permitting ticket storage in a memory of the portable payment device. The program is configured to interact with an access point and includes a set of instructions, a first code portion and a second code portion. The set of instructions, when executed by the processor, causes the portable payment device to perform the steps of: responsive to a first message from said access point, executing the first code portion; and responsive to a second message from the access point, executing the second code portion. The first code portion includes first instructions corresponding to the payment interaction. The second code portion includes instructions corresponding to the payment interaction and second instructions corresponding to the ticket interaction.Type: GrantFiled: September 15, 2021Date of Patent: November 7, 2023Assignee: Visa Europe LimitedInventors: Omar Rifaat, David Wilson
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Publication number: 20220005010Abstract: A program for running on a processor of a portable payment device is adapted for carrying out a payment interaction and permitting ticket storage in a memory of the portable payment device. The program is configured to interact with an access point and includes a set of instructions, a first code portion and a second code portion. The set of instructions, when executed by the processor, causes the portable payment device to perform the steps of: responsive to a first message from said access point, executing the first code portion; and responsive to a second message from the access point, executing the second code portion. The first code portion includes first instructions corresponding to the payment interaction. The second code portion includes instructions corresponding to the payment interaction and second instructions corresponding to the ticket interaction.Type: ApplicationFiled: September 15, 2021Publication date: January 6, 2022Inventors: Omar Rifaat, David Wilson
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Patent number: 11151537Abstract: A program for running on a processor of a portable payment device is adapted for carrying out a payment interaction and permitting ticket storage in a memory of the portable payment device. The program is configured to interact with an access point and includes a set of instructions, a first code portion and a second code portion. The set of instructions, when executed by the processor, causes the portable payment device to perform the steps of: responsive to a first message from said access point, executing the first code portion; and responsive to a second message from the access point, executing the second code portion. The first code portion includes first instructions corresponding to the payment interaction. The second code portion includes instructions corresponding to the payment interaction and second instructions corresponding to the ticket interaction.Type: GrantFiled: December 6, 2019Date of Patent: October 19, 2021Assignee: VISA EUROPE LIMITEDInventors: Omar Rifaat, Dave Wilson
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Patent number: 11062298Abstract: Devices, systems, and methods for controlling a contactless interface on a dual interface portable device are provided. The methods allow for contactless enablement and disablement on both a temporary and semi-permanent basis, dependent on commands sent to the device by an issuer of the portable device. The commands are received through a terminal device and are transferred to the portable device during a contact transaction. Configuration data on the portable device is modified according to the received commands. An application on the portable device controls the transmission of data through the contactless interface dependent on the configuration data.Type: GrantFiled: November 30, 2018Date of Patent: July 13, 2021Assignee: Visa International Service AssociationInventors: David William Wilson, Omar Rifaat, Hao Ngo
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Publication number: 20200342431Abstract: A program for running on a processor of a portable payment device is adapted for carrying out a payment interaction and permitting ticket storage in a memory of the portable payment device. The program is configured to interact with an access point and includes a set of instructions, a first code portion and a second code portion. The set of instructions, when executed by the processor, causes the portable payment device to perform the steps of: responsive to a first message from said access point, executing the first code portion; and responsive to a second message from the access point, executing the second code portion. The first code portion includes first instructions corresponding to the payment interaction. The second code portion includes instructions corresponding to the payment interaction and second instructions corresponding to the ticket interaction.Type: ApplicationFiled: December 6, 2019Publication date: October 29, 2020Inventors: Omar Rifaat, Dave Wilson
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Publication number: 20200226569Abstract: A program for running on a processor of a portable payment device is adapted for carrying out a payment interaction and permitting ticket storage in a memory of the portable payment device. The program is configured to interact with an access point and includes a set of instructions, a first code portion and a second code portion. The set of instructions, when executed by the processor, causes the portable payment device to perform the steps of: responsive to a first message from said access point, executing the first code portion; and responsive to a second message from the access point, executing the second code portion. The first code portion includes first instructions corresponding to the payment interaction. The second code portion includes instructions corresponding to the payment interaction and second instructions corresponding to the ticket interaction.Type: ApplicationFiled: December 6, 2019Publication date: July 16, 2020Inventors: Omar Rifaat, Dave Wilson
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Patent number: 10528933Abstract: A program for running on a processor of a portable payment device is adapted for carrying out a payment interaction and permitting ticket storage in a memory of the portable payment device. The program is configured to interact with an access point and includes a set of instructions, a first code portion and a second code portion. The set of instructions, when executed by the processor, causes the portable payment device to perform the steps of: responsive to a first message from said access point, executing the first code portion; and responsive to a second message from the access point, executing the second code portion. The first code portion includes first instructions corresponding to the payment interaction. The second code portion includes instructions corresponding to the payment interaction and second instructions corresponding to the ticket interaction.Type: GrantFiled: June 14, 2012Date of Patent: January 7, 2020Assignee: Visa Europe LimitedInventors: Omar Rifaat, Dave Wilson
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Publication number: 20190095904Abstract: Devices, systems, and methods for controlling a contactless interface on a dual interface portable device are provided. The methods allow for contactless enablement and disablement on both a temporary and semi-permanent basis, dependent on commands sent to the device by an issuer of the portable device. The commands are received through a terminal device and are transferred to the portable device during a contact transaction. Configuration data on the portable device is modified according to the received commands. An application on the portable device controls the transmission of data through the contactless interface dependent on the configuration data.Type: ApplicationFiled: November 30, 2018Publication date: March 28, 2019Inventors: David William Wilson, Omar Rifaat, Hao Ngo
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Patent number: 10185952Abstract: A method is disclosed. The method includes performing a contact transmission of data between a contact interface on a portable device and a first POS (point of sale) terminal with a contact chip reader in a contact payment transaction. The method also includes receiving a command from a payment processing network via an authorization response message through the contact interface on the portable device while the portable device is in contact with the first POS terminal, and then enabling a contactless interface of the portable device based on the command.Type: GrantFiled: September 4, 2015Date of Patent: January 22, 2019Assignee: Visa International Service AssociationInventors: David William Wilson, Omar Rifaat, Hao Ngo
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Publication number: 20150379503Abstract: Devices, systems, and methods for controlling a contactless interface on a dual interface portable device are provided. The methods allow for contactless enablement and disablement on both a temporary and semi-permanent basis, dependent on commands sent to the device by an issuer of the portable device. The commands are received through a terminal device and are transferred to the portable device during a contact transaction. Configuration data on the portable device is modified according to the received commands. An application on the portable device controls the transmission of data through the contactless interface dependent on the configuration data.Type: ApplicationFiled: September 4, 2015Publication date: December 31, 2015Inventors: David William Wilson, Omar Rifaat, Hao Ngo
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Patent number: 9160416Abstract: Devices, systems, and methods for controlling a contactless interface on a dual interface portable device are provided. The methods allow for contactless enablement and disablement on both a temporary and semi-permanent basis, dependent on commands sent to the device by an issuer of the portable device. The commands are received through a terminal device and are transferred to the portable device during a contact transaction. Configuration data on the portable device is modified according to the received commands. An application on the portable device controls the transmission of data through the contactless interface dependent on the configuration data.Type: GrantFiled: November 26, 2012Date of Patent: October 13, 2015Assignee: Visa International Service AssociationInventors: David William Wilson, Omar Rifaat, Hao Ngo
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Publication number: 20140019276Abstract: A program for running on a processor of a portable payment device is adapted for carrying out a payment interaction and permitting ticket storage in a memory of the portable payment device. The program is configured to interact with an access point and includes a set of instructions, a first code portion and a second code portion. The set of instructions, when executed by the processor, causes the portable payment device to perform the steps of: responsive to a first message from said access point, executing the first code portion; and responsive to a second message from the access point, executing the second code portion. The first code portion includes first instructions corresponding to the payment interaction. The second code portion includes instructions corresponding to the payment interaction and second instructions corresponding to the ticket interaction.Type: ApplicationFiled: September 16, 2013Publication date: January 16, 2014Applicant: Visa Europe LimitedInventors: Omar Rifaat, Dave Wilson
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Publication number: 20130078921Abstract: Devices, systems, and methods for controlling a contactless interface on a dual interface portable device are provided. The methods allow for contactless enablement and disablement on both a temporary and semi-permanent basis, dependent on commands sent to the device by an issuer of the portable device. The commands are received through a terminal device and are transferred to the portable device during a contact transaction. Configuration data on the portable device is modified according to the received commands. An application on the portable device controls the transmission of data through the contactless interface dependent on the configuration data.Type: ApplicationFiled: November 26, 2012Publication date: March 28, 2013Inventors: David William Wilson, Omar Rifaat, Hao Ngo
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Publication number: 20130066776Abstract: A program for running on a processor of a portable payment device is adapted for carrying out a payment interaction and permitting ticket storage in a memory of the portable payment device. The program is configured to interact with an access point and includes a set of instructions, a first code portion and a second code portion. The set of instructions, when executed by the processor, causes the portable payment device to perform the steps of: responsive to a first message from said access point, executing the first code portion; and responsive to a second message from the access point, executing the second code portion. The first code portion includes first instructions corresponding to the payment interaction. The second code portion includes instructions corresponding to the payment interaction and second instructions corresponding to the ticket interaction.Type: ApplicationFiled: June 14, 2012Publication date: March 14, 2013Applicant: VISA EUROPE LIMITEDInventors: Omar RIFAAT, Dave WILSON
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Patent number: 8320962Abstract: A method for controlling a contactless interface on a dual interface portable device are provided. The method allows for contactless enablement and disablement on both a temporary and semi-permanent basis, dependent on commands sent to the device by the issuer of the portable device. The commands are received through a terminal device and are transferred to the portable device during a contact transaction. Configuration data on the portable device is modified according to the received commands. An application on the portable device controls the transmission of data through the contactless interface dependent on the configuration data.Type: GrantFiled: April 27, 2010Date of Patent: November 27, 2012Assignee: Visa International Service AssociationInventors: Dave William Wilson, Omar Rifaat, Hao Ngo
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Publication number: 20100311466Abstract: A method for controlling a contactless interface on a dual interface portable device are provided. The method allows for contactless enablement and disablement on both a temporary and semi-permanent basis, dependent on commands sent to the device by the issuer of the portable device. The commands are received through a terminal device and are transferred to the portable device during a contact transaction. Configuration data on the portable device is modified according to the received commands. An application on the portable device controls the transmission of data through the contactless interface dependent on the configuration data.Type: ApplicationFiled: April 27, 2010Publication date: December 9, 2010Inventors: David William Wilson, Omar Rifaat, Hao Ngo