Abstract: Aspects of the present disclosure describe a system comprising a computer-readable storage medium storing a program and method for analyzing one or more electronic submissions based on a rule set to generate a risk assessment of an applicant. In particular, some embodiments analyze one or more electronic submissions for an applicant of an insurance policy (or insurance product) based on a rule set (e.g., structured, machine-readable rule set) that describes one or more rules, guidelines, or parameters that codify an insurance carrier's risk appetite. Based on the analysis, various embodiments generate a risk assessment for the applicant, where the risk assessment can include a risk summary, a risk classification, a risk score, a listing of detected risk signals, or some combination thereof for the applicant.

Abstract: Aspects of the present disclosure describe a system comprising a computer-readable storage medium storing a program and method for analyzing one or more electronic submissions based on a rule set to generate a risk assessment of an applicant. In particular, some embodiments analyze one or more electronic submissions for an applicant of an insurance policy (or insurance product) based on a rule set (e.g., structured, machine-readable rule set) that describes one or more rules, guidelines, or parameters that codify an insurance carrier's risk appetite. Based on the analysis, various embodiments generate a risk assessment for the applicant, where the risk assessment can include a risk summary, a risk classification, a risk score, a listing of detected risk signals, or some combination thereof for the applicant.