Patents by Inventor Omesh Persaud

Omesh Persaud has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Card including account number with value amount
    Patent number: 8308061
    Abstract: Embodiments of the invention disclosed herein provide a method of participating in prepaid programs through retail systems without the need to first upgrade their POS capabilities to participate, and allow for a merchant (retailer) to participate in proof of concept programs to determine if prepaid is a viable solution for their retail business model.
    Type: Grant
    Filed: February 16, 2011
    Date of Patent: November 13, 2012
    Inventors: Omesh Persaud, Virgil Mathias
  • CARD INCLUDING ACCOUNT NUMBER WITH VALUE AMOUNT
    Publication number: 20110137799
    Abstract: Embodiments of the invention disclosed herein provide a method of participating in prepaid programs through retail systems without the need to first upgrade their POS capabilities to participate, and allow for a merchant (retailer) to participate in proof of concept programs to determine if prepaid is a viable solution for their retail business model.
    Type: Application
    Filed: February 16, 2011
    Publication date: June 9, 2011
    Inventors: Omesh Persaud, Virgil Mathias
  • Card including account number with value amount
    Patent number: 7905398
    Abstract: Embodiments of the invention disclosed herein provide a method of participating in prepaid programs through retail systems without the need to first upgrade their POS capabilities to participate, and allow for a merchant (retailer) to participate in proof of concept programs to determine if prepaid is a viable solution for their retail business model.
    Type: Grant
    Filed: June 23, 2010
    Date of Patent: March 15, 2011
    Assignee: Visa International Service Association
    Inventors: Omesh Persaud, Virgil Mathias
  • Card Including Account Number With Value Amount
    Publication number: 20110057030
    Abstract: Embodiments of the invention disclosed herein provide a method of participating in prepaid programs through retail systems without the need to first upgrade their POS capabilities to participate, and allow for a merchant (retailer) to participate in proof of concept programs to determine if prepaid is a viable solution for their retail business model.
    Type: Application
    Filed: December 9, 2009
    Publication date: March 10, 2011
    Inventors: Omesh Persaud, Virgil Mathias
  • CARD INCLUDING ACCOUNT NUMBER WITH VALUE AMOUNT
    Publication number: 20110057031
    Abstract: Embodiments of the invention disclosed herein provide a method of participating in prepaid programs through retail systems without the need to first upgrade their POS capabilities to participate, and allow for a merchant (retailer) to participate in proof of concept programs to determine if prepaid is a viable solution for their retail business model.
    Type: Application
    Filed: June 23, 2010
    Publication date: March 10, 2011
    Inventors: Omesh Persaud, Virgil Mathias