Patents by Inventor Onkar Singh Bahia

Onkar Singh Bahia has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and Methods for Communicating Transaction Data Between Mobile Devices
    Publication number: 20240062186
    Abstract: Provided is a computer-implemented method for communicating transaction data between mobile devices, including: registering account data associated with a merchant account corresponding to short message service (SMS) device data associated with a point-of-sale (POS) device, and account data associated with a user account as corresponding to SMS device data associated with a user device; receiving, via an SMS communication connection, transaction data associated with a transaction from the POS device, verifying the POS device and the user device are registered; in response to determining that an account balance of the user account is greater than the transaction authorization limit, transmitting a first confirmation message associated with the transaction, via an SMS communication connection, to the user device to confirm the transaction; and in response to receiving a first confirmation response associated with the transaction, via an SMS communication connection, processing the transaction data.
    Type: Application
    Filed: October 30, 2023
    Publication date: February 22, 2024
    Inventors: Jacques-Antoine Godet, Onkar Singh Bahia
  • Systems and methods for communicating transaction data between mobile devices
    Patent number: 11836702
    Abstract: Provided is a computer-implemented method for communicating transaction data between mobile devices, including: registering account data associated with a merchant account corresponding to short message service (SMS) device data associated with a point-of-sale (POS) device, and account data associated with a user account as corresponding to SMS device data associated with a user device; receiving, via an SMS communication connection, transaction data associated with a transaction from the POS device, verifying the POS device and the user device are registered; in response to determining that an account balance of the user account is greater than the transaction authorization limit, transmitting a first confirmation message associated with the transaction, via an SMS communication connection, to the user device to confirm the transaction; and in response to receiving a first confirmation response associated with the transaction, via an SMS communication connection, processing the transaction data.
    Type: Grant
    Filed: July 10, 2019
    Date of Patent: December 5, 2023
    Assignee: Visa International Service Association
    Inventors: Jacques-Antoine Godet, Onkar Singh Bahia
  • SYSTEMS AND METHODS FOR COMMUNICATING TRANSACTION DATA BETWEEN MOBILE DEVICES
    Publication number: 20220261785
    Abstract: Provided is a computer-implemented method for communicating transaction data between mobile devices, including: registering account data associated with a merchant account corresponding to short message service (SMS) device data associated with a point-of-sale (POS) device, and account data associated with a user account as corresponding to SMS device data associated with a user device; receiving, via an SMS communication connection, transaction data associated with a transaction from the POS device, verifying the POS device and the user device are registered; in response to determining that an account balance of the user account is greater than the transaction authorization limit, transmitting a first confirmation message associated with the transaction, via an SMS communication connection, to the user device to confirm the transaction; and in response to receiving a first confirmation response associated with the transaction, via an SMS communication connection, processing the transaction data.
    Type: Application
    Filed: July 10, 2019
    Publication date: August 18, 2022
    Inventors: Jacques-Antoine Godet, Onkar Singh Bahia