Patents by Inventor Oren Knishinsky

Oren Knishinsky has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8538880
    Abstract: According to one embodiment of the invention, a method of debt recovery is provided. The method includes providing a device to a consumer owing a debt to a creditor. The device has a utility that becomes available to the consumer after being activated by the creditor. The method also includes indicating to the consumer that the utility of the device will be activated if the consumer contacts the creditor.
    Type: Grant
    Filed: June 2, 2010
    Date of Patent: September 17, 2013
    Assignee: Capital One Financial Corporation
    Inventors: Daniel J. Welker, Anthony P. Reynolds, John F. Magnuson, James A. Haworth, Sow A. Kobayashi, Oren Knishinsky
  • Patent number: 7756789
    Abstract: According to one embodiment of the invention, a method of debt recovery is provided. The method includes providing a device to a consumer owing a debt to a creditor. The device has a utility that becomes available to the consumer after being activated by the creditor. The method also includes indicating to the consumer that the utility of the device will be activated if the consumer contacts the creditor.
    Type: Grant
    Filed: September 7, 2004
    Date of Patent: July 13, 2010
    Assignee: Capital One Financial Corporation
    Inventors: Daniel J Welker, Anthony P. Reynolds, John F. Magnuson, James A. Haworth, Sow A. Kobayashi, Oren Knishinsky
  • Publication number: 20060080236
    Abstract: According to one embodiment of the invention, a method of debt recovery is provided. The method includes providing a device to a consumer owing a debt to a creditor. The device has a utility that becomes available to the consumer after being activated by the creditor. The method also includes indicating to the consumer that the utility of the device will be activated if the consumer contacts the creditor.
    Type: Application
    Filed: September 7, 2004
    Publication date: April 13, 2006
    Inventors: Daniel Welker, Anthony Reynolds, John Magnuson, James Haworth, Sow Kobayashi, Oren Knishinsky