Abstract: A curable urethane resin composition comprises a blocked urethane prepolymer which is prepared through condensation-polymerization of a polyol and an organic isocyanate and has a terminal isocyanate group protected by a blocking agent, and a polymer dispersed or dissolved in the blocked urethane prepolymer. The curable urethane resin composition may further comprise a crosslinking agent which performs crosslinking reaction with the terminal isocyanate group of the urethane prepolymer formed through deblocking of the blocked urethane prepolymer to make the prepolymer form a higher molecule while containing the polymer therein.