Patents by Inventor Owen Leibman

Owen Leibman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Score Change Analyzer
    Publication number: 20190311427
    Abstract: A system and method to analyze the difference between a consumer's baseline credit score at one point in time and the consumer's credit score at a later point in time, and process the score difference to determine the factors in the consumer's credit profile that most explain the score difference. Systems and methods provide a mechanism for generating and formatting a record, which can be displayed on a display device, to represent those main factors of score difference.
    Type: Application
    Filed: April 4, 2018
    Publication date: October 10, 2019
    Inventors: Tom Quinn, Paul Panichelli, Steven Y. Hu, Owen Leibman, Ethan J. Dornhelm, Geoff Smith