Abstract: Provided are computer based methods and apparatus for carrying out an incentive award program by a business entity, comprising the steps of participating in a transaction having at least two parties, determining at least one of these parties to be an award recipient, and providing the award, wherein the award includes at least one investment chosen from a plurality of vehicles for investment and wherein the business entity may be the owner or an authorized operator of the incentive award program.

Abstract: Provided are computer based methods and apparatus for carrying out an incentive award program by a business entity, comprising the steps of participating in a transaction having at least two parties, determining at least one of these parties to be an award recipient, and providing the award, wherein the award includes at least one investment chosen from a plurality of vehicles for investment and wherein the business entity may be the owner or an authorized operator of the incentive award program.

Abstract: Efficiency of a lighting apparatus containing one or more pairs of fluorescent tubes is improved by eliminating one tube of each pair, installing a new pair of sockets positioned to hold the remaining tube at a location in a vertical plane between the original tube locations, positioning a new reflector in the fixture so that it reflects light from the repositioned remaining tube, and making electrical connections to the new sockets. This can be done by making connections to original sockets. The reflector is supported by spring clips held in place by the same fasteners which secure the new sockets. The spring clips are positioned to allow installation and removal of the new reflector without loosening the fasteners.

Abstract: A board game method involving community development skills between parcels of land and diverse structural improvements thereon with respect to income, expense, and financing thereof during successive time periods of indefinite duration wherein selective positional association of markers of varying sizes and characters upon uniform land areas has a direct bearing on relative success or failure in boom or bust periods. The periods during which action is taken vary randomly throughout utilization of the game device, thus enabling continuous application of strategy and skill in acquiring and arranging land parcels and markers thereon to cope successfully with the unexpected end of a time period.