Abstract: A switching of direct deposit payment destination account with a single action is initiated by a user of a finance service. A server system receives user information from a client system, assigns a client identifier to the client system, and associates the assigned client identifier with the received user information. The server system sends to the client system the assigned client identifier and information identifying the employer for one or more direct deposit payment and including a switch button. The client system receives and stores the assigned client identifier and receives and displays the information to the user. In response to activation of the switch button, the client system sends to the server system a request to switch the identified payment to the financial services account information on the server system. The server system generates a direct deposit switching request in accordance with the requirements of the employer.