Abstract: Systems and methods provide customizable package options according to consumer preferences. Demand simulators may be used to guide the creation of selectable graphical objects representing optimized packages of features, which users may select from to form an insurance product appropriate for their particular needs. Packages may be formed with a particular appeal to consumers with common characteristics. In addition, methods and systems are provided for presenting insurance packages for consideration by customers over a network. Presented insurance packages may be formed through an optimization process or according to customer preferences.

Abstract: Systems, methods, and apparatus for product and coverage review and recommendation are disclosed.

Abstract: Financial security and coverage may be reviewed at a comprehensive level by evaluating an ownership status of an entity relative to multiple types of financial products. Based on results of the review, recommendations for one or more financial products may be provided. Additionally or alternatively, the recommendations and products may be ranked or prioritized. According to another aspect, the review of the entity's financial security and coverage may be represented graphically. For example, types of financial products may be represented by icons (e.g., pictograms) with various visual attributes (e.g., color, transparency, pattern, size, etc.) indicating the entity's ownership status. Potential gaps in the entity's financial coverage may be represented with a specified visual element such as a warning symbol or the like. The graphical depiction may allow an entity to better appreciate the spectrum of available financial product types and potential risks in the entity's current financial coverage profile.