Abstract: A mobile communication device is disclosed. The disclosed mobile communication device performs corresponding identity (ID) and data verification processing on a server through a smart chip and comprises a wireless communication unit, a smart chip, and a processing unit. The smart chip is configured to store ID verification information. The processing unit is electrically connected to the smart chip and the wireless communication unit. When the processing unit runs a transaction procedure, the processing unit accesses the ID verification information from the smart chip. The processing unit also drives the wireless communication unit to send the ID verification information to the server and requests the server to perform an ID verification procedure, so as to determine whether the transaction procedure is valid. Additionally, when the transaction procedure is invalid, the processing unit cancels the transaction procedure.

Abstract: A mobile communication device is disclosed. The disclosed mobile communication device performs corresponding identity (ID) and data verification processing on a server through a smart chip and comprises a wireless communication unit, a smart chip, and a processing unit. The smart chip is configured to store ID verification information. The processing unit is electrically connected to the smart chip and the wireless communication unit. When the processing unit runs a transaction procedure, the processing unit accesses the ID verification information from the smart chip. The processing unit also drives the wireless communication unit to send the ID verification information to the server and requests the server to perform an ID verification procedure, so as to determine whether the transaction procedure is valid. Additionally, when the transaction procedure is invalid, the processing unit cancels the transaction procedure.

Abstract: A mobile communication device and a data verification system applying a smart card having double chips are applicable to data verification processing when the mobile communication device drives the smart chip to perform transaction with a front end access device. The mobile communication device includes a wireless communication unit, a processing unit and a smart chip. When the processing unit receives a transaction request sent by the front end access device or the processing unit executes a transaction procedure, the processing unit performs data verification processing during transaction through the smart chip.

Abstract: A transaction operations server receives multiple transactions of the mobile communication device. One transaction adds a first amount of money to the stored value represented by data on the mobile communication device, and another transaction subtracts a second amount of money. The amounts of money are in different data types each representing different business issued currencies each honored by a particular group of businesses. The transaction operations server exchanges the money represented by data on the mobile communication device between the different data types. Other embodiments include a method of exchanging money as described, an a data structure supporting the exchange of money as described.

Abstract: A mobile communication device and a data verification system applying a smart card having double chips are applicable to data verification processing when the mobile communication device drives the smart chip to perform transaction with a front end access device. The mobile communication device includes a wireless communication unit, a processing unit and a smart chip. When the processing unit receives a transaction request sent by the front end access device or the processing unit executes a transaction procedure, the processing unit performs data verification processing during transaction through the smart chip.

Abstract: A multiple interface smart card adaptor is described for mobile phones to take advantage of at least wireless and contactless communications.

Abstract: A method handling payment transactions in a system using mobile communication devices as stored value devices is disclosed. A transaction operations server receives multiple records of the transaction from the stored value device—one via a communication channel through the telecommunication provider network, and another via an independent communication channel. The records are reconciled at the transaction server for transaction verification.

Abstract: A multiple interface smart card adaptor is described for mobile phones to take advantage of at least wireless and contactless communications.

Abstract: A method handling payment transactions in a system using mobile communication devices as stored value devices is disclosed. A transaction operations server receives multiple records of the transaction from the stored value device—one via a communication channel through the telecommunication provider network, and another via an independent communication channel. The records are reconciled at the transaction server for transaction verification.

Abstract: A multiple interface smart card adaptor is described for mobile phones to take advantage of at least wireless and contactless communications.

Abstract: A method handling payment transactions in a system using mobile communication devices as stored value devices is disclosed. A transaction operations server receives multiple records of the transaction from the stored value device—one via a communication channel through the telecommunication provider network, and another via an independent communication channel. The records are reconciled at the transaction server for transaction verification.

Abstract: A method handling payment transactions in a system using mobile communication devices as stored value devices is disclosed. A transaction operations server receives multiple records of the transaction from the stored value device—one via a communication channel through the telecommunication provider network, and another via an independent communication channel. The records are reconciled at the transaction server for transaction verification.

Abstract: A method handling payment transactions in a system using mobile communication devices as stored value devices is disclosed. A transaction operations server receives multiple records of the transaction from the stored value device—one via a communication channel through the telecommunication provider network, and another via an independent communication channel. The records are reconciled at the transaction server for transaction verification.

Abstract: A method and apparatus handling payment transactions in a system using mobile communication devices as stored value devices are disclosed. A transaction operations server receives multiple records of the transaction from the stored value device—one via a communication channel through the telecommunication provider network, and another via an independent communication channel. The records are reconciled at the transaction server for transaction verification.

Abstract: A multiple interface smart card adaptor is described for mobile phones to take advantage of at least wireless and contactless communications.

Abstract: A method and apparatus handling payment transactions in a system using mobile communication devices as stored value devices are disclosed. A transaction operations server receives multiple records of the transaction from the stored value device—one via a communication channel through the telecommunication provider network, and another via an independent communication channel. The records are reconciled at the transaction server for transaction verification.

Abstract: A method handling payment transactions in a system using mobile communication devices as stored value devices is disclosed. A transaction operations server receives multiple records of the transaction from the stored value device—one via a communication channel through the telecommunication provider network, and another via an independent communication channel. The records are reconciled at the transaction server for transaction verification.

Abstract: A transaction operations server receives multiple transactions of the mobile communication device. One transaction adds a first amount of money to the stored value represented by data on the mobile communication device, and another transaction subtracts a second amount of money. The amounts of money are in different data types each representing different business issued currencies each honored by a particular group of businesses. The transaction operations server exchanges the money represented by data on the mobile communication device between the different data types. Other embodiments include a method of exchanging money as described, an a data structure supporting the exchange of money as described.

Abstract: A method handling payment transactions in a system using mobile communication devices as stored value devices is disclosed. A transaction operations server receives multiple records of the transaction from the stored value device—one via a communication channel through the telecommunication provider network, and another via an independent communication channel. The records are reconciled at the transaction server for transaction verification.

Abstract: A method handling payment transactions in a system using mobile communication devices as stored value devices is disclosed. A transaction operations server receives multiple records of the transaction from the stored value device—one via a communication channel through the telecommunication provider network, and another via an independent communication channel. The records are reconciled at the transaction server for transaction verification.