Abstract: A state of battery testing system is disclosed which includes a charger, a load to be coupled across the battery's positive and negative terminals, a processer adapted to apply a predetermined voltage pulse across the battery's positive and negative terminals, apply the load to the battery, measure and log current through the load as Iexp, and establish a model based on establishing an initial estimation of state of the battery (?0), and establishing a modeled state of battery (?i) based on a plurality of internal parameters of the battery. The model is adapted to output a model current through the load, inputting ?0 and the plurality of internal parameters of the model to thereby generate Imodel, generate an objective function (f) based on a comparison of Imodel and Iexp, and iteratively optimize ?i, and output ?optimal based on the iterations.

Abstract: Methods, systems, and apparatuses, including computer programs, for performing incremental secondary analysis of nucleic acid sequence reads. The method can include (i) obtaining first data describing a plurality of first reads generated by a nucleic acid sequencing device during a first read interval, (ii) obtaining second data describing a plurality of second reads generated by the nucleic acid sequencing device during a second read interval that is performed after the first read interval, wherein while the second data is being obtained: (a) providing, by the nucleic acid sequencing device, the first data as an input to a mapping and alignment unit, (b) receiving, from the mapping and alignment unit, alignment results, and (c) storing the received alignment results, and, thereafter (iii) instructing the mapping and alignment unit to begin alignment of the second data representing the second plurality of reads to the reference sequence.

Abstract: A method for providing on-line payment services is provided where a payment service provider pays for a plurality of purchases that are made by a user during a plurality of on-line shopping sessions. An authorization is received for the payment service provider to collect a reimbursement amount from a financial institution of the user. The reimbursement amount is at least equal to a cumulative amount of the payments for the plurality of purchases made by the user during the plurality of on-line shopping sessions. The payment service provider collects the reimbursement amount in a single transaction from the financial institution of the user and pays a fee to the financial institution of the user. The fee is based on the single transaction carried out to collect the reimbursement amount rather than being applied to each of the plurality of purchases or assessed as a percentage of the reimbursement amount, which allows the payment service provider to reduce the costs associated with providing payment services.

Abstract: The present disclosure involves a method that involves: receiving a request to pay a bill having a billing date; identifying a plurality of funding instruments available for paying the bill; retrieving respective billing cycles of the funding instruments; and recommending one of the funding instruments to pay the bill based on the billing date of the bill and the respective billing cycles of the funding instruments. The present disclosure also involves a system that involves: means for receiving a request to make a payment, the payment having a payment deadline; means for identifying a plurality of different funding sources; means for retrieving billing period information associated with each funding source; and means for recommending using one of the funding sources to make the payment, wherein the means for recommending includes means for comparing the payment deadline with the respective billing period information of the funding sources.

Abstract: The present disclosure involves a method that involves: receiving a request to pay a bill having a billing date; identifying a plurality of funding instruments available for paying the bill; retrieving respective billing cycles of the funding instruments; and recommending one of the funding instruments to pay the bill based on the billing date of the bill and the respective billing cycles of the funding instruments. The present disclosure also involves a system that involves: means for receiving a request to make a payment, the payment having a payment deadline; means for identifying a plurality of different funding sources; means for retrieving billing period information associated with each funding source; and means for recommending using one of the funding sources to make the payment, wherein the means for recommending includes means for comparing the payment deadline with the respective billing period information of the funding sources.

Abstract: The present disclosure involves a method that involves: receiving a request to pay a bill having a billing date; identifying a plurality of funding instruments available for paying the bill; retrieving respective billing cycles of the funding instruments; and recommending one of the funding instruments to pay the bill based on the billing date of the bill and the respective billing cycles of the funding instruments. The present disclosure also involves a system that involves: means for receiving a request to make a payment, the payment having a payment deadline; means for identifying a plurality of different funding sources; means for retrieving billing period information associated with each funding source; and means for recommending using one of the funding sources to make the payment, wherein the means for recommending includes means for comparing the payment deadline with the respective billing period information of the funding sources.

Abstract: A system and method of warranty insight solution are disclosed. In one embodiment, a method includes populating a data mart with data from a number of sources, text analyzing and mining the unstructured data of the data mart according to a uniform structure, performing root cause analysis assistance on staged data mart data, generating root cause analysis output from the root cause analysis, merging the root cause analysis output with the data of the data mart, and generating final output based on a portion of the merged data of the data mart. The data may include data selected from a group including warranty claim data, traceability data, supplier data, manufacturer data, retailer data, customer data, component data, service data, failure data, field data, vehicle failure fault codes trough telematics, and collection center data.

Abstract: A system and method of warranty insight solution are disclosed. In one embodiment, a method includes populating a data mart with data from a number of sources, text analyzing and mining the unstructured data of the data mart according to a uniform structure, performing root cause analysis assistance on staged data mart data, generating root cause analysis output from the root cause analysis, merging the root cause analysis output with the data of the data mart, and generating final output based on a portion of the merged data of the data mart. The data may include data selected from a group including warranty claim data, traceability data, supplier data, manufacturer data, retailer data, customer data, component data, service data, failure data, field data, vehicle failure fault codes trough telematics, and collection center data.