Patents by Inventor Parul Ghosh

Parul Ghosh has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11973657
    Abstract: A system may receive enterprise information associated with a client enterprise. The system may select, using an industry analysis model, a set of queries associated with obtaining status information that is associated with a technology profile of the client enterprise. The system may generate client data that is associated with the enterprise information and the status information. The system may convert, using a matrix factorization technique, the client data associated with the client enterprise to a client matrix. The system may convert, using the matrix factorization technique, reference data associated with reference enterprises to a reference matrix. The system may determine, based on a comparison of the client matrix and the reference matrix, a set of scores associated with technology metrics of the technology profile. The system may perform an action associated with the client enterprise based on the set of scores.
    Type: Grant
    Filed: October 21, 2020
    Date of Patent: April 30, 2024
    Assignee: Accenture Global Solutions Limited
    Inventors: Rajendra Tanniru Prasad, Bhaskar Ghosh, Aditi Kulkarni, Koushik M. Vijayaraghavan, Purnima Jagannathan, Parul Jagtap, Sangeetha Jayaram, Badrinath Parameswar, Manas Mishra, Jeffson Felix Dsouza, Gaurav Goenka, Gaurav Sood, Pradeep Senapati, Vaijayanthi Ramaswamy, Ranjith Tharayil, Mahesh Zurale, Ramanathan Venkataraman
  • Publication number: 20240095697
    Abstract: A card, such as a payment card, can enable provisioning of services. The card includes hardware and software that enable the card to connect to a local device that includes a display. Further, the card can comprise hardware and software that allow the card to connect to a remote server, in one instance by way of a dedicated communication channel. The card can also include a processor and memory that stores instructions that when executed by the processor provide services, such as bank services. The display is provided with graphical elements by the service for rendering including data from a bank or other remote server. A device or interactive display can enable user interaction with services.
    Type: Application
    Filed: November 21, 2023
    Publication date: March 21, 2024
    Inventors: Manpreet Singh, Parul Ghosh
  • Publication number: 20240037005
    Abstract: An example method for monitoring operations of a business organization electronic computing device includes executing a checklist on a monitoring electronic computing device to obtain an operational status of an application being implemented on the business organization electronic computing device. Data is received from the business organization electronic computing device regarding the operational status of the application being implemented on the business organization electronic computing device. When a determination is made that the data identifies an operational threat for the business organization electronic computing device, an action is proposed or implemented to remediate the operational threat. An implementation of the checklist is adjusted based on an effectiveness of the action to remediate the operational threat.
    Type: Application
    Filed: October 6, 2023
    Publication date: February 1, 2024
    Inventors: Parul Ghosh, Shishir Vasant Rao, Niravkumar N. Bajaj, Priyanka Dixit, Arvind Kumar Gottapally, Abhishek Kumar
  • Patent number: 11875321
    Abstract: A card, such as a payment card, can enable provisioning of services. The card includes hardware and software that enable the card to connect to a local device that includes a display. Further, the card can comprise hardware and software that allow the card to connect to a remote server, in one instance by way of a dedicated communication channel. The card can also include a processor and memory that stores instructions that when executed by the processor provide services, such as bank services. The display is provided with graphical elements by the service for rendering including data from a bank or other remote server. A device or interactive display can enable user interaction with services.
    Type: Grant
    Filed: January 7, 2021
    Date of Patent: January 16, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Manpreet Singh, Parul Ghosh
  • Patent number: 11829274
    Abstract: An example method for monitoring operations of a business organization electronic computing device includes executing a checklist on a monitoring electronic computing device to obtain an operational status of an application being implemented on the business organization electronic computing device. Data is received from the business organization electronic computing device regarding the operational status of the application being implemented on the business organization electronic computing device. When a determination is made that the data identifies an operational threat for the business organization electronic computing device, an action is proposed or implemented to remediate the operational threat. An implementation of the checklist is adjusted based on an effectiveness of the action to remediate the operational threat.
    Type: Grant
    Filed: January 13, 2020
    Date of Patent: November 28, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Parul Ghosh, Shishir Vasant Rao, Niravkumar N. Bajaj, Priyanka Dixit, Arvind Kumar Gottapally, Abhishek Kumar
  • Patent number: 11468486
    Abstract: Vehicle transactions can be facilitated based on location. A customer location can be tracked relative to vehicles at a dealer location. A customer in close proximity to a particular vehicle at a dealer location can be detected, and a finance agreement can be generated between a financing party, the customer, and the dealer of the vehicle based on the detection of the customer and the vehicle. Further, a mechanism is provided to aid execution of the finance agreement as a contract between the customer, the financing party, and the dealer to finalize a sale or lease of the vehicle.
    Type: Grant
    Filed: September 19, 2019
    Date of Patent: October 11, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Vasudev Tumkur Umapathi, Ramesh Chinnasamy, Rameshchandra Bhaskar Ketharaju, Ramanathan Ramanathan, Shanmukeswara Rao Donkada, Parul Ghosh
  • Publication number: 20220122204
    Abstract: A method implemented on an electronic computing device includes receiving data from one or more sensing devices at the delinquent property. The data received is used to calculate a maintenance score for the delinquent property. The maintenance score is related to a need for maintenance at the delinquent property. The maintenance score is compared with a benchmark score. Based upon the comparison, a request for maintenance is triggered for the delinquent property.
    Type: Application
    Filed: March 13, 2018
    Publication date: April 21, 2022
    Inventor: Parul Ghosh
  • Patent number: 11263572
    Abstract: An example method for rendering a dynamic dashboard for an electronic computing device includes receiving data regarding a server computing device. The data indicates whether there are any current or potential problems that impact an operation of the server computing device. Information is obtained regarding any business applications currently running on the server computing device. Information is obtained regarding customers using the business applications currently running on the server computing device. The dynamic dashboard is created to include the information regarding the customers and the business applications currently running on the server computing device and that describes any current or potential problems based on the data. Content of the dynamic dashboard is tailored based upon an identity of an individual who is accessing the dynamic dashboard. The dynamic dashboard is rendered on the electronic computing device.
    Type: Grant
    Filed: December 10, 2020
    Date of Patent: March 1, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Parul Ghosh, Shishir Vasant Rao, Niravkumar N. Bajaj, Priyanka Dixit, Arvind Kumar Gottapally, Abhishek Kumar
  • Patent number: 11257065
    Abstract: The innovation disclosed and claimed herein, in one aspect thereof, comprises systems and methods of vehicle based transactions. The innovation associates a tag with a financial account and a vehicle. The financial account is associated with a customer that is associated with the vehicle. The tag is readable to perform associated financial functions. The tag is scanned with a reader. The reader is associated with the entity authorized to make charges to the financial account. Security controls are applied for the tag. The security controls dictate a charge type or authorized creditor for executing transactions. A financial transaction is executed between an entity and the customer using the tag associated with the financial account.
    Type: Grant
    Filed: October 22, 2018
    Date of Patent: February 22, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Parul Ghosh, Shanmukeswara Rao Donkada
  • Patent number: 11038886
    Abstract: The innovation disclosed and claimed herein, in one aspect thereof, comprises systems and methods of compliance management and determining non-compliance. The systems and methods can process a data request from a user and generate a permission token for a service operator and a service request for the data request. The systems and methods can determine a service operator that has permissions to solve the data request. The systems and methods can receive the permission token and the service request when the service operator has solved the data request and process the permission token and the service request upon completion of the data request by the service operator. The systems and methods can determine non-compliance based on receiving an expired permission token, an invalidated service request, or only one or neither of the two. The systems and methods can generate and alert and/or recommend security actions according to an escalation matrix.
    Type: Grant
    Filed: February 8, 2018
    Date of Patent: June 15, 2021
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Rajesh Padincharekkara Mannachery, Parul Ghosh, Rameshchandra Bhaskar Ketharaju, Chandrasekaran Sivaraman, Shanmukeswara Rao Donkada
  • Patent number: 10956975
    Abstract: Purchase assistance is provided to a user based on user device location and direction. Input to a user device, identifying a product or service of interest, can be received. Next, a location of the user device is determined, and one or more providers of the product or service are identified in proximity to the location of the user device. Direction information of the user device is determined by ascertaining a compass orientation of the user device or a direction vector of movement of the user device. Subsequently, providers are identified based on the direction information and presented to a user on a display of the user device. Further, an offer associated with the product or service, such as a finance offer, can be generated and presented with the providers on the display.
    Type: Grant
    Filed: August 29, 2019
    Date of Patent: March 23, 2021
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Abdul Razack Abdul Gaffar, Shanmukeswara Rao Donkada, Parul Ghosh
  • Patent number: 10936982
    Abstract: An example method for rendering a dynamic dashboard for an electronic computing device includes receiving data regarding a server computing device. The data indicates whether there are any current or potential problems that impact an operation of the server computing device. Information is obtained regarding any business applications currently running on the server computing device. Information is obtained regarding customers using the business applications currently running on the server computing device. The dynamic dashboard is created to include the information regarding the customers and the business applications currently running on the server computing device and that describes any current or potential problems based on the data. Content of the dynamic dashboard is tailored based upon an identity of an individual who is accessing the dynamic dashboard. The dynamic dashboard is rendered on the electronic computing device.
    Type: Grant
    Filed: January 13, 2020
    Date of Patent: March 2, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Parul Ghosh, Shishir Vasant Rao, Niravkumar N. Bajaj, Priyanka Dixit, Arvind Kumar Gottapally, Abhishek Kumar