Abstract: The present invention concerns the technical aspects of applying ethics to the field of investment industry. It provides an ethically coherent and scientifically logical Method for allocating assets in portfolios of investments and a model Fund product that applies this Method to detract systemic tensions that generate frequent crisis of the financial markets in monetized economies. This is a novel mechanism to provide equality in access to both information and credit and thereby contributes to: a stable increase in financial return on investments; an optimal allocation of human resources through the creation of employment in both hard and soft currency countries, and an environmentally optimal depletion of natural resources through the development of democratic model of service economies in a continuous process. The implementation of the project is assisted by a computer program and a data base product, and monitored through an ethically coherent business organization method.