Patents by Inventor Patricia A. Frazier
Patricia A. Frazier has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 10614492Abstract: Systems and methods are provided for notifying a wireless communication device user regarding an account payment. One method comprises dialing a phone number of a wireless communication device, preferably a cell phone. A communication relating to an account payment that includes a balance due is then transmitted or delivered to a wireless communication device user. Optionally, at the same time or a later time, input from the wireless communication device user may be received regarding payment of the balance due. Such notification methods may be carried out by a host computer system which has a record of when the account payment is due and dials and transmits within a predetermined time frame. Generally, such methods will further comprise pre-registering or enrolling the wireless communication device user.Type: GrantFiled: August 18, 2010Date of Patent: April 7, 2020Assignees: First Data Corporation, The Western Union CompanyInventors: Patricia A. Frazier, Kenneth Algiene
-
Patent number: 8078535Abstract: One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.Type: GrantFiled: January 13, 2010Date of Patent: December 13, 2011Assignee: The Western Union CompanyInventors: Kurt Hansen, Dean A. Seifert, Mark Thompson, Patricia A. Frazier
-
Publication number: 20100332383Abstract: Systems and methods are provided for notifying a wireless communication device user regarding an account payment. One method comprises dialing a phone number of a wireless communication device, preferably a cell phone. A communication relating to an account payment that includes a balance due is then transmitted or delivered to a wireless communication device user. Optionally, at the same time or a later time, input from the wireless communication device user may be received regarding payment of the balance due. Such notification methods may be carried out by a host computer system which has a record of when the account payment is due and dials and transmits within a predetermined time frame. Generally, such methods will further comprise pre-registering or enrolling the wireless communication device user.Type: ApplicationFiled: August 18, 2010Publication date: December 30, 2010Applicant: First Data CorporationInventors: Patricia A. Frazier, Kenneth Algiene
-
Patent number: 7840466Abstract: Systems and methods are provided for notifying a wireless communication device user regarding an account payment. One method comprises dialing a phone number of a wireless communication device, preferably a cell phone. A communication relating to an account payment that includes a balance due is then transmitted or delivered to a wireless communication device user. Optionally, at the same time or a later time, input from the wireless communication device user may be received regarding payment of the balance due. Such notification methods may be carried out by a host computer system which has a record of when the account payment is due and dials and transmits within a predetermined time frame. Generally, such methods will further comprise pre-registering or enrolling the wireless communication device user.Type: GrantFiled: February 2, 2009Date of Patent: November 23, 2010Assignees: First Data Corporation, The Western Union ComppanyInventors: Patricia A. Frazier, Kenneth Algiene
-
Patent number: 7818251Abstract: A payment processing method comprises receiving at a host computer system payment information from a client computer, wherein the payment information relates to a payment from a consumer. The method further comprises verifying at least a portion of the payment information and storing at least a portion of the payment information in a database. The method further comprises transmitting a first electronic file comprising at least a portion of the payment information to a financial institution, thereby initiating processing of the payment and transmitting a second electronic file comprises at least a portion of the payment information to a client computing system. The method also comprises responding to a request for historical information by transmitting to a user computer system a third electronic file comprising at least a portion of the payment information.Type: GrantFiled: October 8, 2002Date of Patent: October 19, 2010Assignee: The Western Union CompanyInventors: Patricia A. Frazier, David T. Shapiro
-
Publication number: 20100191647Abstract: One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.Type: ApplicationFiled: January 13, 2010Publication date: July 29, 2010Applicant: The Western Union CompanyInventors: Kurt Hansen, Dean A. Seifert, Mark Thompson, Patricia A. Frazier
-
Patent number: 7664703Abstract: One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.Type: GrantFiled: July 26, 2002Date of Patent: February 16, 2010Assignee: The Western Union CompanyInventors: Kurt Hansen, Dean A. Seifert, Mark Thompson, Patricia A. Frazier
-
Patent number: 7613655Abstract: One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.Type: GrantFiled: May 31, 2007Date of Patent: November 3, 2009Assignees: Western Union Company, First Data CorproationInventors: Kurt Hansen, Dean A. Seifert, Mark Thompson, Patricia A. Frazier
-
Publication number: 20090164357Abstract: Systems and methods are provided for notifying a wireless communication device user regarding an account payment. One method comprises dialing a phone number of a wireless communication device, preferably a cell phone. A communication relating to an account payment that includes a balance due is then transmitted or delivered to a wireless communication device user. Optionally, at the same time or a later time, input from the wireless communication device user may be received regarding payment of the balance due. Such notification methods may be carried out by a host computer system which has a record of when the account payment is due and dials and transmits within a predetermined time frame. Generally, such methods will further comprise pre-registering or enrolling the wireless communication device user.Type: ApplicationFiled: February 2, 2009Publication date: June 25, 2009Applicants: First Data CorporationInventors: Patricia A. Frazier, Kenneth Algiene
-
Publication number: 20070267480Abstract: One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.Type: ApplicationFiled: May 31, 2007Publication date: November 22, 2007Applicants: The Western Union Company, First Data CorporationInventors: Kurt Hansen, Dean Seifert, Mark Thompson, Patricia Frazier
-
Publication number: 20040078327Abstract: Systems and methods are provided for notifying a wireless communication device user regarding an account payment. One method comprises dialing a phone number of a wireless communication device, preferably a cell phone. A communication relating to an account payment that includes a balance due is then transmitted or delivered to a wireless communication device user. Optionally, at the same time or a later time, input from the wireless communication device user may be received regarding payment of the balance due. Such notification methods may be carried out by a host computer system which has a record of when the account payment is due and dials and transmits within a predetermined time frame. Generally, such methods will further comprise pre-registering or enrolling the wireless communication device user.Type: ApplicationFiled: October 16, 2002Publication date: April 22, 2004Applicant: First Data CorporationInventors: Patricia A. Frazier, Kenneth Algiene
-
Publication number: 20030130940Abstract: One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an electronic record in a stored value account of the purchaser. This money is then available for transfer at the request of the purchaser. Upon such a request, the money may be electronically sent to a recipient and the stored value account may be debited.Type: ApplicationFiled: July 26, 2002Publication date: July 10, 2003Applicant: First Data CorporationInventors: Kurt Hansen, Dean A. Seifert, Mark Thompson, Patricia A. Frazier
-
Publication number: 20030110129Abstract: A payment processing method comprises receiving at a host computer system payment information from a client computer, wherein the payment information relates to a payment from a consumer. The method further comprises verifying at least a portion of the payment information and storing at least a portion of the payment information in a database. The method further comprises transmitting a first electronic file comprising at least a portion of the payment information to a financial institution, thereby initiating processing of the payment and transmitting a second electronic file comprises at least a portion of the payment information to a client computing system. The method also comprises responding to a request for historical information by transmitting to a user computer system a third electronic file comprising at least a portion of the payment information.Type: ApplicationFiled: October 8, 2002Publication date: June 12, 2003Applicant: First Data CorporationInventors: Patricia A. Frazier, David T. Shapiro