Patents by Inventor Patricia Cheryl Lassen

Patricia Cheryl Lassen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140258083
    Abstract: Systems and methods are provided for processing microfinance-related credit data and generating credit reports based on the processed microfinance credit data. Payment status may be determined for each entry in a payment grid, which may correspond to a payment interval such as, for example, daily, weekly or monthly. Credit reports may be generated with selectable options enabling the user to view at least one other payment grid having entries corresponding to a different payment interval.
    Type: Application
    Filed: March 6, 2013
    Publication date: September 11, 2014
    Inventors: Venkat Achanta, Karthikeyan Reddy Aaravabhoomi, Patricia Cheryl Lassen
  • Patent number: 8775299
    Abstract: Systems and methods are provided for processing large volumes of credit-related data and other data, and generating products based on the processed data. Data received from a number of different data sources may be processed in parallel and stored in memory. Reporting rules may be defined in association with each of a number of different accounts. Products, such as credit reports, may then be generated based on one or more rule sets.
    Type: Grant
    Filed: July 11, 2012
    Date of Patent: July 8, 2014
    Assignee: Experian Information Solutions, Inc.
    Inventors: Venkat Achanta, Karthikeyan Reddy Aaravabhoomi, Patricia Cheryl Lassen, Timothy Sumida
  • Publication number: 20140156500
    Abstract: Systems and methods are provided for enabling a user to select the types of data to be included in a credit reporting product, and for generating credit reports that are configured to be dynamically updated with additional data in response to user selections. In some embodiments, data selectable by a user for inclusion in a credit report or other product may include a variety of data not typically found on traditional credit reports.
    Type: Application
    Filed: December 3, 2012
    Publication date: June 5, 2014
    Applicant: Experian Information Solutions, Inc.
    Inventors: Patricia Cheryl Lassen, Karthikeyan Reddy Aaravabhoomi
  • Publication number: 20140156503
    Abstract: Systems and methods are provided for enabling a user to select the types of data to be included in a credit reporting product, and for generating credit reports that are configured to be dynamically updated with additional data in response to user selections. In some embodiments, data selectable by a user for inclusion in a credit report or other product may include a variety of data not typically found on traditional credit reports.
    Type: Application
    Filed: October 24, 2013
    Publication date: June 5, 2014
    Applicant: Experian Information Solutions, Inc.
    Inventors: Patricia Cheryl Lassen, Karthikeyan Reddy Aaravabhoomi
  • Publication number: 20130124392
    Abstract: Systems and methods are provided for processing large volumes of credit-related data and other data, and generating products based on the processed data. Data received from a number of different data sources may be processed in parallel and stored in memory. Reporting rules may be defined in association with each of a number of different accounts. Products, such as credit reports, may then be generated based on one or more rule sets.
    Type: Application
    Filed: July 11, 2012
    Publication date: May 16, 2013
    Inventors: Venkat Achanta, Karthikeyan Reddy Aaravabhoomi, Patricia Cheryl Lassen, Timothy Sumida
  • Patent number: 8001034
    Abstract: A portfolio benchmarking system comprises a repository of trade data, a repository of consumer data, a build computer, and a benchmarking query application. The repository of trade data comprises a plurality of data items regarding trade lines. The repository of consumer data comprises a plurality of data items regarding consumers, wherein at least some information in the consumer data is not in the trade data and at least some information in the trade data is not in the consumer data. The build computer periodically generates at least one data file comprising a plurality of data items, each data item combining information from the trade data and the consumer data, such that searches can be performed on the combined data without joining trade data and consumer data at query run time. The benchmarking query application executes queries on the data file generated by the build computer.
    Type: Grant
    Filed: February 15, 2011
    Date of Patent: August 16, 2011
    Assignee: Experian Information Solutions, Inc.
    Inventors: Charles S. Chung, Linda A. Haran, Angela Granger, Patricia Cheryl Lassen
  • Publication number: 20110137824
    Abstract: A portfolio benchmarking system comprises a repository of trade data, a repository of consumer data, a build computer, and a benchmarking query application. The repository of trade data comprises a plurality of data items regarding trade lines. The repository of consumer data comprises a plurality of data items regarding consumers, wherein at least some information in the consumer data is not in the trade data and at least some information in the trade data is not in the consumer data. The build computer periodically generates at least one data file comprising a plurality of data items, each data item combining information from the trade data and the consumer data, such that searches can be performed on the combined data without joining trade data and consumer data at query run time. The benchmarking query application executes queries on the data file generated by the build computer.
    Type: Application
    Filed: February 15, 2011
    Publication date: June 9, 2011
    Inventors: Charles S. Chung, Linda A. Haran, Angela Granger, Patricia Cheryl Lassen
  • Patent number: 7904367
    Abstract: A portfolio benchmarking system comprises a repository of trade data, a repository of consumer data, a build computer, and a benchmarking query application. The repository of trade data comprises a plurality of data items regarding trade lines. The repository of consumer data comprises a plurality of data items regarding consumers, wherein at least some information in the consumer data is not in the trade data and at least some information in the trade data is not in the consumer data. The build computer periodically generates at least one data file comprising a plurality of data items, each data item combining information from the trade data and the consumer data, such that searches can be performed on the combined data without joining trade data and consumer data at query run time. The benchmarking query application executes queries on the data file generated by the build computer.
    Type: Grant
    Filed: March 5, 2010
    Date of Patent: March 8, 2011
    Assignee: Experian Information Solutions, Inc.
    Inventors: Charles S. Chung, Linda A. Haran, Angela Granger, Patricia Cheryl Lassen
  • Publication number: 20100274734
    Abstract: A portfolio benchmarking system comprises a repository of trade data, a repository of consumer data, a build computer, and a benchmarking query application. The repository of trade data comprises a plurality of data items regarding trade lines. The repository of consumer data comprises a plurality of data items regarding consumers, wherein at least some information in the consumer data is not in the trade data and at least some information in the trade data is not in the consumer data. The build computer periodically generates at least one data file comprising a plurality of data items, each data item combining information from the trade data and the consumer data, such that searches can be performed on the combined data without joining trade data and consumer data at query run time. The benchmarking query application executes queries on the data file generated by the build computer.
    Type: Application
    Filed: March 5, 2010
    Publication date: October 28, 2010
    Inventors: Charles S Chung, Linda A. Haran, Angela Granger, Patricia Cheryl Lassen
  • Patent number: 7676418
    Abstract: A portfolio benchmarking system comprises a repository of trade data, a repository of consumer data, a build computer, and a benchmarking query application. The repository of trade data comprises a plurality of data items regarding trade lines. The repository of consumer data comprises a plurality of data items regarding consumers, wherein at least some information in the consumer data is not in the trade data and at least some information in the trade data is not in the consumer data. The build computer periodically generates at least one data file comprising a plurality of data items, each data item combining information from the trade data and the consumer data, such that searches can be performed on the combined data without joining trade data and consumer data at query run time. The benchmarking query application executes queries on the data file generated by the build computer.
    Type: Grant
    Filed: June 26, 2006
    Date of Patent: March 9, 2010
    Assignee: Experian Information Solutions, Inc.
    Inventors: Charles S. Chung, Linda A. Haran, Angela Granger, Patricia Cheryl Lassen