Patents by Inventor Patrick Eberle

Patrick Eberle has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230109330
    Abstract: Systems and methods are provided for calculating a savings amount for loan refinancing. According to one implementation, a method includes displaying a graphic user interface comprising a widget at a client device and receiving input data from a user regarding a loan. In some embodiments, the input data may include the user's credit level and the current monthly payment, APR, and payoff amount associated with the user's current loan. The method further includes determining a saving amount based on a comparison of the input data with historical savings data accessible to the widget, and displaying the savings amount in the graphic user interface.
    Type: Application
    Filed: December 9, 2022
    Publication date: April 6, 2023
    Applicant: Capital One Services, LLC
    Inventors: Adam SHACKLETON, Patrick EBERLE
  • Patent number: 11551294
    Abstract: Systems and methods are provided for calculating a savings amount for loan refinancing. According to one implementation, a method includes displaying a graphic user interface comprising a widget at a client device and receiving input data from a user regarding a loan. In some embodiments, the input data may include the user's credit level and the current monthly payment, APR, and payoff amount associated with the user's current loan. The method further includes determining a saving amount based on a comparison of the input data with historical savings data accessible to the widget, and displaying the savings amount in the graphic user interface.
    Type: Grant
    Filed: February 11, 2022
    Date of Patent: January 10, 2023
    Assignee: Capital One Services, LLC
    Inventors: Adam Shackleton, Patrick Eberle
  • Publication number: 20220164880
    Abstract: Systems and methods are provided for calculating a savings amount for loan refinancing. According to one implementation, a method includes displaying a graphic user interface comprising a widget at a client device and receiving input data from a user regarding a loan. In some embodiments, the input data may include the user's credit level and the current monthly payment, APR, and payoff amount associated with the user's current loan. The method further includes determining a saving amount based on a comparison of the input data with historical savings data accessible to the widget, and displaying the savings amount in the graphic user interface.
    Type: Application
    Filed: February 11, 2022
    Publication date: May 26, 2022
    Applicant: Capital One Services, LLC
    Inventors: Adam Shackleton, Patrick Eberle
  • Patent number: 11288737
    Abstract: Systems and methods are provided for calculating a savings amount for loan refinancing. According to one implementation, a method includes displaying a graphic user interface comprising a widget at a client device and receiving input data from a user regarding a loan. In some embodiments, the input data may include the user's credit level and the current monthly payment, APR, and payoff amount associated with the user's current loan. The method further includes determining a saving amount based on a comparison of the input data with historical savings data accessible to the widget, and displaying the savings amount in the graphic user interface.
    Type: Grant
    Filed: August 9, 2019
    Date of Patent: March 29, 2022
    Assignee: Capital One Services, LLC
    Inventors: Adam Shackleton, Patrick Eberle
  • Patent number: 11093991
    Abstract: A system for providing a vehicle purchasing tool is disclosed. The system may include one or more memory devices storing software instructions. The system may also include one or more processors configured to execute the software instructions to receive a pre-qualification application, the pre-qualification application including customer-identifying information, access a vehicle inventory associated with a dealership, and identify vehicle information associated with at least one vehicle for sale at the dealership based on the pre-qualification application. The one or more processors may be further configured to execute the instructions to determine a pre-qualified offer based at least on the customer-identifying information and the vehicle information, the pre-qualified offer including a first loan term, and provide the pre-qualified offer and the vehicle information to a client device for display as part of the pre-qualified offer in conjunction with the vehicle information.
    Type: Grant
    Filed: June 5, 2020
    Date of Patent: August 17, 2021
    Assignee: CAPITAL ONE SERVICES. LLC
    Inventors: Gurmeet Singh, Warren Ellison, Patrick Eberle, Adam Zedler, Kurt Wolf, Raman Bajaj, Jason Hoover
  • Publication number: 20200302503
    Abstract: A system for providing a vehicle purchasing tool is disclosed. The system may include one or more memory devices storing software instructions. The system may also include one or more processors configured to execute the software instructions to receive a pre-qualification application, the pre-qualification application including customer-identifying information, access a vehicle inventory associated with a dealership, and identify vehicle information associated with at least one vehicle for sale at the dealership based on the pre-qualification application. The one or more processors may be further configured to execute the instructions to determine a pre-qualified offer based at least on the customer-identifying information and the vehicle information, the pre-qualified offer including a first loan term, and provide the pre-qualified offer and the vehicle information to a client device for display as part of the pre-qualified offer in conjunction with the vehicle information.
    Type: Application
    Filed: June 5, 2020
    Publication date: September 24, 2020
    Inventors: Gurmeet SINGH, Warren ELLISON, Patrick EBERLE, Adam ZEDLER, Kurt WOLF, Raman BAJAJ, Jason HOOVER
  • Patent number: 10679271
    Abstract: A system for providing a vehicle purchasing tool is disclosed. The system may include one or more memory devices storing software instructions. The system may also include one or more processors configured to execute the software instructions to receive a pre-qualification application, the pre-qualification application including customer-identifying information, access a vehicle inventory associated with a dealership, and identify vehicle information associated with at least one vehicle for sale at the dealership based on the pre-qualification application. The one or more processors may be further configured to execute the instructions to determine a pre-qualified offer based at least on the customer-identifying information and the vehicle information, the pre-qualified offer including a first loan term, and provide the pre-qualified offer and the vehicle information to a client device for display as part of the pre-qualified offer in conjunction with the vehicle information.
    Type: Grant
    Filed: March 5, 2018
    Date of Patent: June 9, 2020
    Assignee: Capital One Services, LLC
    Inventors: Gurmeet Singh, Warren Ellison, Patrick Eberle, Adam Zedler, Kurt Wolf, Raman Bajaj, Jason Hoover
  • Publication number: 20190362421
    Abstract: Systems and methods are provided for calculating a savings amount for loan refinancing. According to one implementation, a method includes displaying a graphic user interface comprising a widget at a client device and receiving input data from a user regarding a loan. In some embodiments, the input data may include the user's credit level and the current monthly payment, APR, and payoff amount associated with the user's current loan. The method further includes determining a saving amount based on a comparison of the input data with historical savings data accessible to the widget, and displaying the savings amount in the graphic user interface.
    Type: Application
    Filed: August 9, 2019
    Publication date: November 28, 2019
    Inventors: Adam Shackleton, Patrick Eberle
  • Patent number: 10410282
    Abstract: Systems and methods are provided for calculating a savings amount for loan refinancing. According to one implementation, a method includes displaying a graphic user interface comprising a widget at a client device and receiving input data from a user regarding a loan. In some embodiments, the input data may include the user's credit level and the current monthly payment, APR, and payoff amount associated with the user's current loan. The method further includes determining a saving amount based on a comparison of the input data with historical savings data accessible to the widget, and displaying the savings amount in the graphic user interface.
    Type: Grant
    Filed: September 2, 2014
    Date of Patent: September 10, 2019
    Assignee: Capital One Services, LLC
    Inventors: Adam Shackleton, Patrick Eberle
  • Publication number: 20180197222
    Abstract: A system for providing a vehicle purchasing tool is disclosed. The system may include one or more memory devices storing software instructions. The system may also include one or more processors configured to execute the software instructions to receive a pre-qualification application, the pre-qualification application including customer-identifying information, access a vehicle inventory associated with a dealership, and identify vehicle information associated with at least one vehicle for sale at the dealership based on the pre-qualification application. The one or more processors may be further configured to execute the instructions to determine a pre-qualified offer based at least on the customer-identifying information and the vehicle information, the pre-qualified offer including a first loan term, and provide the pre-qualified offer and the vehicle information to a client device for display as part of the pre-qualified offer in conjunction with the vehicle information.
    Type: Application
    Filed: March 5, 2018
    Publication date: July 12, 2018
    Inventors: Gurmeet Singh, Warren Ellison, Patrick Eberle, Adam Zedler, Kurt Wolf, Raman Bajaj, Jason Hoover
  • Publication number: 20160321726
    Abstract: A system for providing a vehicle purchasing tool is disclosed. The system may include one or more memory devices storing software instructions. The system may also include one or more processors configured to execute the software instructions to receive a pre-qualification application, the pre-qualification application including customer-identifying information, access a vehicle inventory associated with a dealership, and identify vehicle information associated with at least one vehicle for sale at the dealership based on the pre-qualification application. The one or more processors may be further configured to execute the instructions to determine a pre-qualified offer based at least on the customer-identifying information and the vehicle information, the pre-qualified offer including a first loan term, and provide the pre-qualified offer and the vehicle information to a client device for display as part of the pre-qualified offer in conjunction with the vehicle information.
    Type: Application
    Filed: April 29, 2016
    Publication date: November 3, 2016
    Inventors: Gurmeet SINGH, Warren Ellison, Patrick Eberle, Adam Zedler, Kurt Wolf, Raman Bajaj, Jason Hoover
  • Publication number: 20150073903
    Abstract: Systems and methods are provided for calculating a savings amount for loan refinancing. According to one implementation, a method includes displaying a graphic user interface comprising a widget at a client device and receiving input data from a user regarding a loan. In some embodiments, the input data may include the user's credit level and the current monthly payment, APR, and payoff amount associated with the user's current loan. The method further includes determining a saving amount based on a comparison of the input data with historical savings data accessible to the widget, and displaying the savings amount in the graphic user interface.
    Type: Application
    Filed: September 2, 2014
    Publication date: March 12, 2015
    Inventors: Adam Shackleton, Patrick Eberle