Patents by Inventor Patrick Faith

Patrick Faith has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • AUTHENTICATION AND TRANSACTIONS IN A THREE-DIMENSIONAL IMAGE ENHANCING DISPLAY DEVICE
    Publication number: 20160140553
    Abstract: A computerized method for facilitating a purchase transaction for a user in a first reality environment. The method includes receiving at least one level of authentication data of the user from a three-dimensional image enhancing device. The at least one level of authentication data is transmitted to a central computing device for comparing the at least one level of authentication data to a set of known authentication data of the user stored in a memory. In response to receiving a confirmation from the central computing device, an object is provided to the user for purchase in the first reality environment via the three-dimensional image enhancing device. An interaction of the user to interact with the object in the first reality environment is identified. The method completes the purchase transaction if it is determined that the interaction is to complete the purchase transaction of the object.
    Type: Application
    Filed: November 17, 2015
    Publication date: May 19, 2016
    Inventors: PATRICK FAITH, THEODORE HARRIS
  • Gesture Recognition Cloud Command Platform, System, Method, and Apparatus
    Publication number: 20160109954
    Abstract: Systems and methods described herein are for transmitting a command to a remote system. A processing system determines the identity of the user based on the unique identifier and the biometric information. Thereafter, a sensor detects a gesture performed by the user. The sensor is configured to detect the gesture performed by the user when the user is located within the detectable range of the wireless antenna. The processing system determines an action associated with the detected gesture based on the identity of the user and sends a command to a remote computer system to cause it to perform the action associated with the detected gesture.
    Type: Application
    Filed: May 18, 2015
    Publication date: April 21, 2016
    Inventors: Theodore Harris, Scott Edington, Patrick Faith
  • Gateway service platform
    Patent number: 9280764
    Abstract: A gateway service platform is disclosed that provides access to a payment processing system via an open network such as the internet. The gateway service platform also provides access to service systems that provide a variety of services and applications offered by or affiliated with the payment processing system. The gateway service platform allows the payment processing system to reach users and to facilitate transactions on a wide variety of devices that may not otherwise be able to connect to payment processing system. Other devices, such as payment terminal devices, can also interact with a payment processing system through the gateway service platform using the same network and protocol. Embodiments of the invention allow devices on these open networks to connect with the payment processing system without having to change the existing infrastructure of the payment processing system.
    Type: Grant
    Filed: April 21, 2014
    Date of Patent: March 8, 2016
    Assignee: Visa International Service Association
    Inventors: Patrick Faith, Mark Carlson, Krishna Prasad Koganti
  • SERVICE ACTIVATION USING ALGORITHMICALLY DEFINED KEY
    Publication number: 20160007197
    Abstract: Systems and methods for service activation using algorithmically defined keys are disclosed. A consumer who has a relationship with a first party may wish to enroll in a service provided by a third party. The first party can maintain control of such enrollments through the use of algorithmically defined keys. The algorithmically defined keys also allow the third party service provider to verify data provided by the consumer as matching data stored by the first party. The verification provides for data synchronization without requiring the third party to have access to the first parties data systems.
    Type: Application
    Filed: September 17, 2015
    Publication date: January 7, 2016
    Inventors: Ashwin Raj, John Tullis, Mark Carlson, Patrick Faith, Shalini Mayor, Joseph Mirizzi, Lauren White, Olivier Brand, Mike Lindelsee
  • SECURE AUTHENTICATION SYSTEM AND METHOD
    Publication number: 20150379515
    Abstract: Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's portable consumer device (e.g., credit card) and sends the information to a validation entry over a communications network using the computer's networking facilities. The validation entity applies one or more validation tests to the information that it receives from the verification token. If a selected number of tests are passed, the validation entity sends a 3-D Secure datum to the verification token. The verification token may enter the 3-D Secure datum into a hidden field of a Purchase Authentication Page appearing on the computer's display.
    Type: Application
    Filed: June 5, 2015
    Publication date: December 31, 2015
    Inventors: Ayman Hammad, Patrick Faith, Krishna Prasad Koganti, Ben Rewis, Brendan Xavier Louis, Kevin Weller, Benedicto Hernandez Dominguez
  • PERSONAL AREA NETWORK
    Publication number: 20150350180
    Abstract: An entity may store various levels of sensitive and personal data in a secure computing environment. The entity may create permission rules which allow the data to be shared or not shared depending on the circumstances and situation. As an entity such as a human moves through life, the entity may be in touch with numerous electronic devices that act like sensors. The entity may share a token which may allow a sensor or operator of the sensor to access various levels of the sensitive data stored in the secure computing environment.
    Type: Application
    Filed: June 11, 2015
    Publication date: December 3, 2015
    Inventors: Patrick Faith, Theodore Harris
  • Image Analysis for Account Authorization
    Publication number: 20150348019
    Abstract: Payment devices have physical characteristics and these physical characteristic may change in predictable ways. Further, backgrounds may also have physical characteristics which may change in predictable ways. By examining digital images for physical characteristics, some of which cannot even be seen, a better decision on whether a transaction is fraudulent may be made.
    Type: Application
    Filed: May 30, 2015
    Publication date: December 3, 2015
    Inventors: Patrick Faith, Theodore Harris, Matthew Quinlan, Nick Giannaris, Phaneendra Gullapalli, Justin Bartee, Scott Edington
  • Secure 3-D Printing Platforms, Systems, and Methods
    Publication number: 20150347932
    Abstract: Systems, methods, and platforms can be configured to provide services and devices that powers, controls and authenticates 3-D printed objects, such as through an adaptive control module for unique 3-D printer products. Secure processing of product specifications can also be performed to help maintain the anonymity of confidential user information used in the manufacture of products.
    Type: Application
    Filed: February 12, 2015
    Publication date: December 3, 2015
    Inventors: Theodore Harris, Matthew Quinlan, Scott Edington, Patrick Faith
  • Access using a mobile device with an accelerometer
    Patent number: 9176543
    Abstract: Embodiments of the present invention are directed to systems, apparatuses and methods for using a mobile device with an accelerometer to gain access into a secured or restricted area. A first device and a second device interact by making physical contact with each other thereby generating interaction data that is representative of the physical interaction between the first and second device. The first and second device may be mobile phones. The second device may be a point of sale terminal, access point device, or any other stationary (i.e., in a fixed position) device positioned at a line, door, gate, or entrance. A server computer determines, based on interaction data, that the first device and the second device made physical contact. After determining that the first device and the second device made contact, communications may be initiated between the devices.
    Type: Grant
    Filed: July 23, 2014
    Date of Patent: November 3, 2015
    Assignee: Visa International Service Association
    Inventors: Patrick Faith, Mark Carlson, Ayman Hammad, Ben Rewis, Krishna Prasad Koganti
  • Service activation using algorithmically defined key
    Patent number: 9160734
    Abstract: Systems and methods for service activation using algorithmically defined keys are disclosed. A consumer who has a relationship with a first party may wish to enroll in a service provided by a third party. The first party can maintain control of such enrollments through the use of algorithmically defined keys. The algorithmically defined keys also allow the third party service provider to verify data provided by the consumer as matching data stored by the first party. The verification provides for data synchronization without requiring the third party to have access to the first parties data systems.
    Type: Grant
    Filed: May 27, 2014
    Date of Patent: October 13, 2015
    Assignee: Visa International Service Association
    Inventors: Ashwin Raj, John Tullis, Mark Carlson, Patrick Faith, Shalini Mayor, Joseph Mirizzi, Lauren White, Olivier Brand, Mike Lindelsee
  • Evolving Interactive Virtual-Physical Hybrid Platforms, Systems, and Methods
    Publication number: 20150234398
    Abstract: Systems, methods, and platforms can be configured to use remote sensors to scan people's facial expressions, sounds, smells as well as outside data such as social feeds to create a situational profile for a designated target zone. This profile is fed into a central control unit which then looks at a target outcome to determine the optimal modification of physical and virtual objects within the target zone.
    Type: Application
    Filed: February 17, 2015
    Publication date: August 20, 2015
    Inventors: Theodore Harris, Patrick Faith, Scott Edington
  • Verification of portable consumer device for secure services
    Patent number: 9105027
    Abstract: Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's portable consumer device (e.g., credit card) and sends the information to a validation entry over a communications network using the computer's networking facilities. The validation entity applies one or more validation tests to the information that it receives from the verification token. If a selected number of tests are passed, the validation entity sends a 3-D Secure datum to the verification token. The verification token may enter the 3-D Secure datum into a hidden field of a Purchase Authentication Page appearing on the computer's display.
    Type: Grant
    Filed: May 13, 2011
    Date of Patent: August 11, 2015
    Assignee: Visa International Service Association
    Inventors: Ayman Hammad, Patrick Faith, Krishna Prasad Koganti, Ben Rewis, Brendan Xavier Louis, Kevin Weller, Benedicto Hernandez Dominguez
  • ACCESS USING A MOBILE DEVICE WITH AN ACCELEROMETER
    Publication number: 20150198983
    Abstract: Embodiments of the present invention are directed to systems, apparatuses and methods for using a mobile device with an accelerometer to gain access into a secured or restricted area. A first device and a second device interact by making physical contact with each other thereby generating interaction data that is representative of the physical interaction between the first and second device. The first and second device may be mobile phones. The second device may be a point of sale terminal, access point device, or any other stationary (i.e., in a fixed position) device positioned at a line, door, gate, or entrance. A server computer determines, based on interaction data, that the first device and the second device made physical contact. After determining that the first device and the second device made contact, communications may be initiated between the devices.
    Type: Application
    Filed: July 23, 2014
    Publication date: July 16, 2015
    Inventors: Patrick Faith, Mark Carlson, Ayman Hammad, Ben Rewis, Krishna Prasad Koganti
  • Updating of reference magnetic signature for authenticating a document with a magnetic stripe
    Patent number: 9027831
    Abstract: Methods, systems, and apparatus for accurately authenticating a document (e.g. a credit card) having a magnetic stripe are provided. The magnetic field at different points of the magnetic stripe are measured, e.g., by a checkout scanner to create a magnetic signature. Digital samples of the measurements may be used to create a representation of the magnetic signature. The representation can then be compared to reference values to produce a measure of the authenticity of the document. The reference values are updated over time to reflect changes in the magnetic stripe of the authentic document, as may occur due to physical deterioration. For example, reference values may be optimized based on recent measurements of the authenticated document to provide a more accurate determination of authenticity for future measurements.
    Type: Grant
    Filed: November 21, 2008
    Date of Patent: May 12, 2015
    Assignee: Visa International Service Association
    Inventors: Xiang Fang, Patrick Faith, Craig M. Kato, Ayman Hammad, Krishan Prasad Koganti
  • Mobile phone including dynamic verification value
    Patent number: 8954353
    Abstract: A method for forming a dynamic verification value. The method includes altering a first data string to form a second data string, and forming a first dynamic verification value using at least a portion of the second data string. The first dynamic verification value is used to authenticate a phone in a first transaction. The second data string is used to form a third data string. A second dynamic verification value is formed using at least a portion of the third data string. The second dynamic verification value is used to authenticate the phone in a second transaction.
    Type: Grant
    Filed: November 10, 2008
    Date of Patent: February 10, 2015
    Assignee: Visa U.S.A. Inc.
    Inventors: Patrick Faith, Ayman Hammad
  • ON-LINE AUTHORIZATION IN ACCESS ENVIRONMENT
    Publication number: 20150025946
    Abstract: A method is disclosed. The method includes interacting with a gate access device that is capable of preventing access to a location, where the gate access device subsequently sends an authorization request message to an issuer for approval, the authorization request message including a request to charge a predetermined amount of money to pay for access to a location, and entering the location if the gate access device receives an authorization response message indicating that the charge is authorized.
    Type: Application
    Filed: July 30, 2014
    Publication date: January 22, 2015
    Inventors: Ayman Hammad, Philip Dixon, Khalid El-Awady, Patrick Faith, Mark Carlson
  • METHOD AND SYSTEM FOR MANAGING DATA AND ENABLING PAYMENT TRANSACTIONS BETWEEN MULTIPLE ENTITIES
    Publication number: 20140372315
    Abstract: A system for conducting payment transaction includes a network-enabled server that communicates with one or more user devices, other network-enabled server computers, and a payment processing network server computer. The network-enabled server facilitates transactions between one or more merchants and users by a managing data flow and interactions between the merchants and the users, providing storage area for storing of all transaction related documents, and providing seamless integration with a payment processing network for payment processing.
    Type: Application
    Filed: September 2, 2014
    Publication date: December 18, 2014
    Inventors: Patrick Faith, Mark Carlson, Theodore D. Harris
  • Access using a mobile device with an accelerometer
    Patent number: 8907768
    Abstract: Embodiments of the present invention are directed to systems, apparatuses and methods for using a mobile device with an accelerometer to gain access into a secured or restricted area. A first device and a second device interact by making physical contact with each other thereby generating interaction data that is representative of the physical interaction between the first and second device. The first and second device may be mobile phones. The second device may be a point of sale terminal, access point device, or any other stationary (i.e., in a fixed position) device positioned at a line, door, gate, or entrance. A server computer determines, based on interaction data, that the first device and the second device made physical contact. After determining that the first device and the second device made contact, communications may be initiated between the devices.
    Type: Grant
    Filed: November 23, 2010
    Date of Patent: December 9, 2014
    Assignee: Visa International Service Association
    Inventors: Patrick Faith, Mark Carlson, Ayman Hammad, Ben Rewis, Kris Koganti
  • Input device with an accelerometer
    Patent number: 8897707
    Abstract: Methods, devices, and systems are described for bumping a mobile device, such as a smart phone, against a fixed poster board display at a store to initiate a download of coupons, advertisements, or other benefits to the mobile device. Products can be rated by a user's up/down bump or other bump patterns. Using accelerometer-based inertial measurements, multiple users can control multiple mouse cursors on a large display with their mobile devices in order to select information to be downloaded to their mobile devices. The multiple users can bump the display in order to select their items simultaneously.
    Type: Grant
    Filed: August 13, 2012
    Date of Patent: November 25, 2014
    Assignee: Visa International Service Association
    Inventors: Patrick Faith, Mark Carlson, Ayman Hammad
  • Dynamic verification value system and method
    Patent number: 8898089
    Abstract: A method for forming a dynamic verification value. The method includes altering a first data string to form a second data string, and forming a first dynamic verification value using at least a portion of the second data string. The first dynamic verification value is used to authenticate a portable consumer device in a first transaction. The second data string is used to form a third data string. A second dynamic verification value is formed using at least a portion of the third data string. The second dynamic verification value is used to authenticate the portable consumer device in a second transaction.
    Type: Grant
    Filed: November 6, 2008
    Date of Patent: November 25, 2014
    Assignee: Visa U.S.A. Inc.
    Inventors: Patrick Faith, Ayman Hammad