Patents by Inventor Patrick Graf
Patrick Graf has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20120130783Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.Type: ApplicationFiled: February 2, 2012Publication date: May 24, 2012Applicant: SERVE VIRTUAL ENTERPRISES, INC.Inventors: Jason J. Hogg, Patrick Graf
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Publication number: 20120130896Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.Type: ApplicationFiled: February 1, 2012Publication date: May 24, 2012Applicant: SERVE VIRTUAL ENTERPRISES, INC.Inventors: Jason J. Hogg, Patrick Graf
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Publication number: 20120130831Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.Type: ApplicationFiled: February 1, 2012Publication date: May 24, 2012Applicant: SERVE VIRTUAL ENTERPRISES, INC.Inventors: Jason J. Hogg, Patrick Graf
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Patent number: 8132723Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.Type: GrantFiled: October 4, 2011Date of Patent: March 13, 2012Assignee: Serve Virtual Enterprises, Inc.Inventors: Jason J. Hogg, Patrick Graf
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Patent number: 8127987Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.Type: GrantFiled: September 21, 2011Date of Patent: March 6, 2012Assignee: Serve Virtual Enterprises, Inc.Inventors: Jason J. Hogg, Patrick Graf
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Publication number: 20120029999Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.Type: ApplicationFiled: October 4, 2011Publication date: February 2, 2012Applicant: SERVE VIRTUAL ENTERPRISES, INC.Inventors: Jason J. Hogg, Patrick Graf
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Publication number: 20120011012Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.Type: ApplicationFiled: September 21, 2011Publication date: January 12, 2012Applicant: Serve Virtual Enterprises, Inc.Inventors: Jason J. Hogg, Patrick Graf
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Patent number: 8083134Abstract: A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device.Type: GrantFiled: July 14, 2006Date of Patent: December 27, 2011Assignee: Serve Virtual Enterprises, Inc.Inventors: Jason J. Hogg, Patrick Graf
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Patent number: 8061596Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.Type: GrantFiled: November 3, 2009Date of Patent: November 22, 2011Assignee: American Express Travel Related Services Company, Inc.Inventors: Jason J. Hogg, Patrick Graf
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Patent number: 8061597Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.Type: GrantFiled: November 3, 2009Date of Patent: November 22, 2011Assignee: Serve Virtual Enterprises, Inc.Inventors: Jason J. Hogg, Patrick Graf
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Patent number: 7909246Abstract: A system and method for establishment of rules governing child accounts may include associating, in a database, a first transaction card through which access to monetary funds is extended with a second transaction card through which access to the monetary funds is extended. Also, in the database, the second transaction card is associated with one or more rules governing access to the monetary funds by the second transaction card. Finally, an individual owning the first transaction card is permitted to specify the rules governing access to the monetary funds by the second transaction card.Type: GrantFiled: July 14, 2006Date of Patent: March 22, 2011Assignee: Serve Virtual Enterprises, Inc.Inventors: Jason J. Hogg, Patrick Graf
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Publication number: 20100325053Abstract: A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device.Type: ApplicationFiled: June 30, 2010Publication date: December 23, 2010Inventors: Jason J. Hogg, Patrick Graf
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Publication number: 20100280910Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.Type: ApplicationFiled: November 3, 2009Publication date: November 4, 2010Inventors: Jason J. Hogg, Patrick Graf
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Publication number: 20100280893Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.Type: ApplicationFiled: November 3, 2009Publication date: November 4, 2010Inventors: Jason J. Hogg, Patrick Graf
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Patent number: 7766348Abstract: A combination mobile display and shipping device that allows product to be loaded onto the mobile display such that the display can be shipped in a loaded condition. The mobile display includes a product display and a support platform having a plurality of wheels mounted to the bottom surface of the support platform. When the mobile display is received at a retail location, the mobile display can be moved to a desired position through the rolling movement of the plurality of wheels. During shipment, the support platform is securely attached to a shipping pallet designed such that the plurality of wheels are suspended above the ground surface to prevent the rolling movement of the mobile display during shipment. After shipment, the support platform and shipping pallet are separated such that the mobile display can be rolled into a desired location with the product loaded on the display rack.Type: GrantFiled: June 15, 2007Date of Patent: August 3, 2010Assignee: Great Northern CorporationInventors: Scott McFarland, Andy Kinzelman, Bill Glassen, Patrick Graf
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Patent number: 7617972Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.Type: GrantFiled: July 14, 2006Date of Patent: November 17, 2009Assignee: Revolution Money Inc.Inventors: Jason J. Hogg, Patrick Graf
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Patent number: 7614549Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.Type: GrantFiled: July 14, 2006Date of Patent: November 10, 2009Assignee: Revolution Money Inc.Inventors: Jason J. Hogg, Patrick Graf
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Patent number: 7578438Abstract: A system and method for establishing fraud detection rules system includes a first transaction card through which access to monetary funds is extended and a database associating said transaction card with one or more fraud detection rules governing access to said monetary funds by said transaction card. The system also includes a computing system programmed to permit an individual owning said transaction card to specify said fraud detection rules governing access to said monetary funds by said transaction card.Type: GrantFiled: July 14, 2006Date of Patent: August 25, 2009Assignee: Revolution Money Inc.Inventors: Jason J. Hogg, Patrick Graf
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Publication number: 20090192911Abstract: Methods and systems for facilitating an online value exchange transaction are disclosed. One method includes delivering a link for display by a service provider, the link affiliated with an exchange facilitator and unaffiliated with the service provider. The method further includes, upon selection of the link, redirecting a user of the service provider to the exchange facilitator. The method further includes receiving information regarding a value exchange between the user and a subscriber of the exchange facilitator. The method also includes requesting that the user accept one or more terms of the value exchange. The method includes performing an electronic transfer according to the one or more terms of the value exchange accepted by the user. Methods and systems for providing and obtaining payment are disclosed as well.Type: ApplicationFiled: January 29, 2008Publication date: July 30, 2009Applicant: REVOLUTION MONEY INC.Inventor: Patrick Graf
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Publication number: 20090032432Abstract: A modular packaging and display system for shipping and displaying products. The modular packaging and display system includes multiple display trays supported by a series of V-shaped spacers. The modular packaging and display system includes a plurality of V-shaped support members positioned near the corners of each display tray to stabilize the packaging system. The spacers and the support members are preferably formed from paperboard. The modular packaging and display system is strong enough to support the weight of the products and the trays and withstand the weight of one or more units stacked thereupon.Type: ApplicationFiled: July 1, 2008Publication date: February 5, 2009Applicant: GREAT NORTHERN CORPORATIONInventors: Kevin Kostos, Bill Glassen, Kevin Corrigan, Scott McFarland, Patrick Graf, Kerianne Bernstein