Patents by Inventor Patrick Graf

Patrick Graf has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20120130783
    Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
    Type: Application
    Filed: February 2, 2012
    Publication date: May 24, 2012
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20120130896
    Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
    Type: Application
    Filed: February 1, 2012
    Publication date: May 24, 2012
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20120130831
    Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
    Type: Application
    Filed: February 1, 2012
    Publication date: May 24, 2012
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Jason J. Hogg, Patrick Graf
  • Patent number: 8132723
    Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
    Type: Grant
    Filed: October 4, 2011
    Date of Patent: March 13, 2012
    Assignee: Serve Virtual Enterprises, Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Patent number: 8127987
    Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
    Type: Grant
    Filed: September 21, 2011
    Date of Patent: March 6, 2012
    Assignee: Serve Virtual Enterprises, Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20120029999
    Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
    Type: Application
    Filed: October 4, 2011
    Publication date: February 2, 2012
    Applicant: SERVE VIRTUAL ENTERPRISES, INC.
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20120011012
    Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
    Type: Application
    Filed: September 21, 2011
    Publication date: January 12, 2012
    Applicant: Serve Virtual Enterprises, Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Patent number: 8083134
    Abstract: A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device.
    Type: Grant
    Filed: July 14, 2006
    Date of Patent: December 27, 2011
    Assignee: Serve Virtual Enterprises, Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Patent number: 8061596
    Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
    Type: Grant
    Filed: November 3, 2009
    Date of Patent: November 22, 2011
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Patent number: 8061597
    Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
    Type: Grant
    Filed: November 3, 2009
    Date of Patent: November 22, 2011
    Assignee: Serve Virtual Enterprises, Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Patent number: 7909246
    Abstract: A system and method for establishment of rules governing child accounts may include associating, in a database, a first transaction card through which access to monetary funds is extended with a second transaction card through which access to the monetary funds is extended. Also, in the database, the second transaction card is associated with one or more rules governing access to the monetary funds by the second transaction card. Finally, an individual owning the first transaction card is permitted to specify the rules governing access to the monetary funds by the second transaction card.
    Type: Grant
    Filed: July 14, 2006
    Date of Patent: March 22, 2011
    Assignee: Serve Virtual Enterprises, Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20100325053
    Abstract: A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device.
    Type: Application
    Filed: June 30, 2010
    Publication date: December 23, 2010
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20100280910
    Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
    Type: Application
    Filed: November 3, 2009
    Publication date: November 4, 2010
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20100280893
    Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
    Type: Application
    Filed: November 3, 2009
    Publication date: November 4, 2010
    Inventors: Jason J. Hogg, Patrick Graf
  • Patent number: 7766348
    Abstract: A combination mobile display and shipping device that allows product to be loaded onto the mobile display such that the display can be shipped in a loaded condition. The mobile display includes a product display and a support platform having a plurality of wheels mounted to the bottom surface of the support platform. When the mobile display is received at a retail location, the mobile display can be moved to a desired position through the rolling movement of the plurality of wheels. During shipment, the support platform is securely attached to a shipping pallet designed such that the plurality of wheels are suspended above the ground surface to prevent the rolling movement of the mobile display during shipment. After shipment, the support platform and shipping pallet are separated such that the mobile display can be rolled into a desired location with the product loaded on the display rack.
    Type: Grant
    Filed: June 15, 2007
    Date of Patent: August 3, 2010
    Assignee: Great Northern Corporation
    Inventors: Scott McFarland, Andy Kinzelman, Bill Glassen, Patrick Graf
  • Patent number: 7617972
    Abstract: A system and method for disputing individual items that are the subject of a transaction includes storing, in a database, a record of a transaction in which a plurality of goods or services were sold to an individual that owns a transaction card through which access to monetary funds may be obtained, so that the transaction is identified by a transaction identifier. Also, information identifying each good or service that is a subject of the transaction is associated with said transaction identifier. A cost associated with one of the goods or services associated with the transaction identifier is disputed, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.
    Type: Grant
    Filed: July 14, 2006
    Date of Patent: November 17, 2009
    Assignee: Revolution Money Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Patent number: 7614549
    Abstract: A system and method for substantially immediate issuance of transaction cards includes at least one unassigned transaction card including a storage medium having a card number encoded thereupon. The system also includes a computing system configured to receive application information from an applicant that has been provided said unassigned transaction card, and to activate the unassigned transaction card so that access to monetary funds is extended to the applicant through said unassigned transaction card, upon an evaluation of said application information indicating that the applicant has been approved for access to the monetary funds. The unassigned transaction card bears no visible marking presenting information concerning the applicant and encodes no information concerning said applicant upon the storage medium of said unassigned transaction card.
    Type: Grant
    Filed: July 14, 2006
    Date of Patent: November 10, 2009
    Assignee: Revolution Money Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Patent number: 7578438
    Abstract: A system and method for establishing fraud detection rules system includes a first transaction card through which access to monetary funds is extended and a database associating said transaction card with one or more fraud detection rules governing access to said monetary funds by said transaction card. The system also includes a computing system programmed to permit an individual owning said transaction card to specify said fraud detection rules governing access to said monetary funds by said transaction card.
    Type: Grant
    Filed: July 14, 2006
    Date of Patent: August 25, 2009
    Assignee: Revolution Money Inc.
    Inventors: Jason J. Hogg, Patrick Graf
  • Publication number: 20090192911
    Abstract: Methods and systems for facilitating an online value exchange transaction are disclosed. One method includes delivering a link for display by a service provider, the link affiliated with an exchange facilitator and unaffiliated with the service provider. The method further includes, upon selection of the link, redirecting a user of the service provider to the exchange facilitator. The method further includes receiving information regarding a value exchange between the user and a subscriber of the exchange facilitator. The method also includes requesting that the user accept one or more terms of the value exchange. The method includes performing an electronic transfer according to the one or more terms of the value exchange accepted by the user. Methods and systems for providing and obtaining payment are disclosed as well.
    Type: Application
    Filed: January 29, 2008
    Publication date: July 30, 2009
    Applicant: REVOLUTION MONEY INC.
    Inventor: Patrick Graf
  • Publication number: 20090032432
    Abstract: A modular packaging and display system for shipping and displaying products. The modular packaging and display system includes multiple display trays supported by a series of V-shaped spacers. The modular packaging and display system includes a plurality of V-shaped support members positioned near the corners of each display tray to stabilize the packaging system. The spacers and the support members are preferably formed from paperboard. The modular packaging and display system is strong enough to support the weight of the products and the trays and withstand the weight of one or more units stacked thereupon.
    Type: Application
    Filed: July 1, 2008
    Publication date: February 5, 2009
    Applicant: GREAT NORTHERN CORPORATION
    Inventors: Kevin Kostos, Bill Glassen, Kevin Corrigan, Scott McFarland, Patrick Graf, Kerianne Bernstein