Patents by Inventor Patrick Hellen

Patrick Hellen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for providing stable value
    Publication number: 20050055295
    Abstract: Separate accounts of life insurance carriers receive premiums for company owned life insurance (COLI). The premiums are invested in a stable value fund along with net premiums from other separate accounts. The stable value fund enters into a derivative contract with a stable value provider. The stable value fund calculates and reports book value of the investments to the separate accounts, which report the book value to the policy holders. The separate account investors share in the potential risk and reward from early withdrawals by other fund investors.
    Type: Application
    Filed: September 5, 2003
    Publication date: March 10, 2005
    Inventors: Douglas Bateson, Michael Monforth, Patrick Hellen, Scott Kay