Abstract: Initiating a user session at an internet terminal using a smart card is provided. An internet terminal is coupled to a server system. The internet terminal detects the presence of a smart card. The smart card includes a memory such as a programmable ROM (PROM), any form of erasable PROM (EPROM) or flash memory having stored therein identification information. The internet terminal reads a unique smart card identifier from the smart card and transmits the identifier a server. The server locates configuration information associated with a particular user of the server based upon the unique smart card identifier. The configuration information may include a defined customer environment or customer preferences for customizing the operation of the internet terminal such as the type of on-screen keyboard presented by the internet terminal, the font used by the internet terminal for displaying text, background music options, and e-mail options.

Abstract: A method and apparatus for providing physical security for a user account and supplying access to the environment and preferences associated with a particular user are provided. An internet terminal is coupled to a server system. The internet terminal detects the presence of a smart card. The smart card includes a memory such as a programmable ROM (PROM), any form of erasable PROM (EPROM) or Flash memory having stored therein identification information. The internet terminal reads the identification information from the smart card and transmits the identification information to a server. According to another aspect of the present invention an internet terminal can be configured by a server. The server receives identification information from an internet terminal. The identification information uniquely identifies a smart card. The server locates configuration information associated with a particular user of the server based upon the identification information.

Abstract: A database central routing device is provided for routing access requests for internet access among a variety of on-line service providers. The device generally includes a central server having a list of algorithms pertaining to access phone numbers of internet access providers to be chosen from. The central routing device further includes an automatic phone number identifier to identify incoming calls in order to identify the user as a customer. An algorithm generator is also included in order to download algorithms pertaining to particular phone numbers in order to give the user access to a variety of internet access providers. The central routing device allows the user to select from a number of internet access providers depending on the availability of the providers.