Patents by Inventor Patrick Ryan Comiskey

Patrick Ryan Comiskey has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Personal point of sale (pPOS) device with a local and/or remote payment kernel that provides for card present e-commerce transaction
    Patent number: 11514418
    Abstract: Within EMV payment specification, use of an unattended terminal to accept a payment is allowed. Creating a device that has both EMV level 1 (L1) and level 2 (L2) payment components combined with a virtual merchant creates a “card present” transaction for an on-line or e-commerce merchant. This device can be called a personal Point of Sale (pPOS). This specification discloses pPOS devices and methods that can provide for card present e-commerce transactions with a payment kernel that is local and/or remote to a pPOS device. In some embodiments, a pPOS device can include only a secure microcontroller function (MCF) and a secure element, wherein a payment kernel configured to process payment is local, remote, or split between local and remote to the device. In some embodiments, a pPOS device can further include a reader, a sensor switch, and/or a user interface function.
    Type: Grant
    Filed: March 19, 2017
    Date of Patent: November 29, 2022
    Assignee: NXP B.V.
    Inventors: Todd Raymond Nuzum, Melissa Hunter, Derek Alan Snell, Patrick Ryan Comiskey, Suresh Palliparambil, Michael Dow
  • Personal point of sale (pPOS) device that provides for card present E-commerce transaction
    Patent number: 10679201
    Abstract: Within the EMV payment specification, the use of an unattended terminal to accept a payment is allowed. Creating a device that has both the EMV level 1 (L1) and level 2 (L2) payment components combined with a virtual merchant creates a “card present” transaction for an on-line or e-commerce merchant. This device can be called a personal Point of Sale (pPOS). This specification discloses personal Point of Sale (pPOS) devices and methods that can provide for card present e-commerce transactions. In some embodiments, a pPOS device can include only a secure microcontroller function (MCF), a payment kernel, a secure element, and an interface to an external system with an EMV level 3 (L3) payment application. In some embodiments, a pPOS device can further include a reader. In some embodiments, a pPOS device can still further include a sensor switch and/or a user interface function.
    Type: Grant
    Filed: November 4, 2016
    Date of Patent: June 9, 2020
    Assignee: NXP B.V.
    Inventors: Todd Raymond Nuzum, Melissa A. Hunter, Derek Alan Snell, Suresh Palliparambil, Patrick Ryan Comiskey, Michael Dow
  • PERSONAL POINT OF SALE (PPOS) DEVICE WITH A LOCAL AND/OR REMOTE PAYMENT KERNEL THAT PROVIDES FOR CARD PRESENT E-COMMERCE TRANSACTION
    Publication number: 20180268390
    Abstract: Within EMV payment specification, use of an unattended terminal to accept a payment is allowed. Creating a device that has both EMV level 1 (L1) and level 2 (L2) payment components combined with a virtual merchant creates a “card present” transaction for an on-line or e-commerce merchant. This device can be called a personal Point of Sale (pPOS). This specification discloses pPOS devices and methods that can provide for card present e-commerce transactions with a payment kernel that is local and/or remote to a pPOS device. In some embodiments, a pPOS device can include only a secure microcontroller function (MCF) and a secure element, wherein a payment kernel configured to process payment is local, remote, or split between local and remote to the device. In some embodiments, a pPOS device can further include a reader, a sensor switch, and/or a user interface function.
    Type: Application
    Filed: March 19, 2017
    Publication date: September 20, 2018
    Inventors: Todd Raymond Nuzum, Melissa Hunter, Derek Alan Snell, Patrick Ryan Comiskey, Suresh Palliparambil, Michael Dow
  • PERSONAL POINT OF SALE (PPOS) DEVICE THAT PROVIDES FOR CARD PRESENT E-COMMERCE TRANSACTION
    Publication number: 20180130040
    Abstract: Within the EMV payment specification, the use of an unattended terminal to accept a payment is allowed. Creating a device that has both the EMV level 1 (L1) and level 2 (L2) payment components combined with a virtual merchant creates a “card present” transaction for an on-line or e-commerce merchant. This device can be called a personal Point of Sale (pPOS). This specification discloses personal Point of Sale (pPOS) devices and methods that can provide for card present e-commerce transactions. In some embodiments, a pPOS device can include only a secure microcontroller function (MCF), a payment kernel, a secure element, and an interface to an external system with an EMV level 3 (L3) payment application. In some embodiments, a pPOS device can further include a reader. In some embodiments, a pPOS device can still further include a sensor switch and/or a user interface function.
    Type: Application
    Filed: November 4, 2016
    Publication date: May 10, 2018
    Inventors: Todd Raymond Nuzum, Melissa A. Hunter, Derek Alan Snell, Suresh Palliparambil, Patrick Ryan Comiskey, Michael Dow