Patents by Inventor Patrick S. McMonagle

Patrick S. McMonagle has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8320635
    Abstract: Method and system to centrally monitor the quality of images of financial documents. Embodiments of the present invention can provide a way to monitor and evaluate the quality of images of financial documents stored for remote access by financial institutions. In some embodiments, a standard quality analysis of at least some of the images is performed, and, based on the quality analysis, suspect images are identified to a responsible entity. For at least some of the images, a decisioning result from the responsible entity is recorded in association with information identifying the images. The quality analysis can be applied based on exclusion criteria such as an amount threshold, certain routing information, etc. The suspect images can be identified by sending a quality results file to the responsible entity, and a decisioning result can be received in a decisioning results file.
    Type: Grant
    Filed: December 2, 2005
    Date of Patent: November 27, 2012
    Assignee: Viewpointe Archive Services, LLC
    Inventors: Patrick S. McMonagle, Christine Collins, John Leon
  • Patent number: 8296236
    Abstract: Centralized check image storage system. The present invention provides for sharing check images stored in a substantially centralized storage system between and/or among banks in support of the check collection process. In some embodiments, check images are received from the capture bank via a landing zone at the centralized storage facility. These images and information supporting the check collection process can be in the form of load file. A cross-reference file including information supporting the check clearing process such as unique handles identifying the check images is received from a paying bank, possibly also via a landing zone. Check images can be identified based on these unique handles, so that the check images can be made accessible to both the capture bank and the paying bank from the substantially centralized storage system.
    Type: Grant
    Filed: May 31, 2011
    Date of Patent: October 23, 2012
    Assignee: Viewpointe Archive Services, LLC
    Inventors: Patrick S. McMonagle, Douglas G. Smith, Richard L. Norman
  • Publication number: 20110231295
    Abstract: Centralized check image storage system. The present invention provides for sharing check images stored in a substantially centralized storage system between and/or among banks in support of the check collection process. In some embodiments, check images are received from the capture bank via a landing zone at the centralized storage facility. These images and information supporting the check collection process can be in the form of load file. A cross-reference file including information supporting the check clearing process such as unique handles identifying the check images is received from a paying bank, possibly also via a landing zone. Check images can be identified based on these unique handles, so that the check images can be made accessible to both the capture bank and the paying bank from the substantially centralized storage system.
    Type: Application
    Filed: May 31, 2011
    Publication date: September 22, 2011
    Applicant: Viewpointe Archive Services, LLC
    Inventors: Patrick S. McMonagle, Douglas G. Smith, Richard L. Norman
  • Patent number: 7979352
    Abstract: Centralized check image storage system. The present invention provides for sharing check images stored in a substantially centralized storage system between and/or among banks in support of the check collection process. In some embodiments, check images are received from the capture bank via a landing zone at the centralized storage facility. These images and information supporting the check collection process can be in the form of load file. A cross-reference file including information supporting the check clearing process such as unique handles identifying the check images is received from a paying bank, possibly also via a landing zone. Check images can be identified based on these unique handles, so that the check images can be made accessible to both the capture bank and the paying bank from the substantially centralized storage system.
    Type: Grant
    Filed: September 24, 2004
    Date of Patent: July 12, 2011
    Assignee: Viewpointe Archive Services, LLC
    Inventors: Patrick S. McMonagle, Douglas G. Smith, Richard L. Norman