Abstract: Methods and systems are disclosed for issuing bills on an account to a primary account holder and at least one secondary account holder. The methods and systems allow separate component bills to be sent to the primary and secondary account holders based on instructions received from the primary account holder. In one embodiment, the component bills represent the portion of the total bill that is attributable to the recipient of the component bill. In another embodiment, payment reminders are sent to the primary and secondary account holders before the payment deadline. Account identification information can be encoded on each payment received from a primary or secondary account holder so that the payment can be properly credited to the account.

Abstract: Methods and systems are disclosed for issuing bills on an account to a primary account holder and at least one secondary account holder. The methods and systems allow separate component bills to be sent to the primary and secondary account holders based on instructions received from the primary account holder. In one embodiment, the component bills represent the portion of the total bill that is attributable to the recipient of the component bill. In another embodiment, payment reminders are sent to the primary and secondary account holders before the payment deadline. Account identification information can be encoded on each payment received from a primary or secondary account holder so that the payment can be properly credited to the account.