Patents by Inventor Patrick Zearfoss

Patrick Zearfoss has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210119797
    Abstract: Systems and methods for controlling data access through the interaction of a short-range transceiver, such as a contactless card, with a client device are presented. Data access control may be provided in the context of creating and accessing a secure memory block in a client device, including handling requests to obtain create and access a secure memory block via the interaction of a short-range transceiver, such as a contactless card, with a client device such that, once the secure memory block is created in memory of the client device, personal user data may be stored in the secure memory block, and access to the stored personal user data may only be provided to users authorized to review the data.
    Type: Application
    Filed: June 19, 2020
    Publication date: April 22, 2021
    Inventors: Jeffrey WIEKER, Patrick ZEARFOSS, Clayton JOHNSON
  • Patent number: 10943226
    Abstract: A method and a system of capturing an image of a card having a magnetic stripe is provided. The method includes obtaining a first image by an imaging device of the card, obtaining a plurality of images of the card via color delta analysis, and obtaining a third image of the card by comparing the first and the plurality of images.
    Type: Grant
    Filed: December 20, 2019
    Date of Patent: March 9, 2021
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Anand Kumar, Patrick Zearfoss
  • Patent number: 10742414
    Abstract: Systems and methods for controlling data access through the interaction of a short-range transceiver, such as a contactless card, with a client device are presented. Data access control may be provided in the context of creating and accessing a secure memory block in a client device, including handling requests to obtain create and access a secure memory block via the interaction of a short-range transceiver, such as a contactless card, with a client device such that, once the secure memory block is created in memory of the client device, personal user data may be stored in the secure memory block, and access to the stored personal user data may only be provided to users authorized to review the data.
    Type: Grant
    Filed: October 18, 2019
    Date of Patent: August 11, 2020
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Jeffrey Wieker, Patrick Zearfoss, Clayton Johnson
  • Publication number: 20200219082
    Abstract: A method and a system of capturing an image of a card having a magnetic stripe is provided. The method includes obtaining a first image by an imaging device of the card, obtaining a plurality of images of the card via color delta analysis, and obtaining a third image of the card by comparing the first and the plurality of images.
    Type: Application
    Filed: December 20, 2019
    Publication date: July 9, 2020
    Applicant: Capital One Services, LLC
    Inventors: Dan GIVOL, Anand KUMAR, Patrick ZEARFOSS
  • Publication number: 20200092388
    Abstract: A device may receive transaction information related to a transaction in association with the transaction being completed. The device may identify a set of identifiers included in the transaction information. The device may determine a time of interest associated with the transaction based on the set of identifiers included in the transaction information. Different identifiers or different combinations of identifiers included in the set of identifiers may be associated with different times of interest. The device may prompt, via a display associated with a remote computing device by providing instructions associated with a user interface for display via the display, a user of the remote computing device to indicate whether to generate a calendar reminder for the time of interest after determining the time of interest. The device may perform an action after receiving a response to the prompt from the user of the remote computing device.
    Type: Application
    Filed: November 25, 2019
    Publication date: March 19, 2020
    Inventors: Michelle OLENOSKI, Patrick Zearfoss, Jon Whitmore
  • Patent number: 10521788
    Abstract: A method and a system of capturing an image of a card having a magnetic stripe is provided. The method includes obtaining a first image by an imaging device of the card, obtaining a plurality of images of the card via color delta analysis, and obtaining a third image of the card by comparing the first and the plurality of images.
    Type: Grant
    Filed: June 19, 2018
    Date of Patent: December 31, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Dan Givol, Anand Kumar, Patrick Zearfoss
  • Patent number: 10491699
    Abstract: A device may receive transaction information related to a transaction in association with the transaction being completed. The device may identify a set of identifiers included in the transaction information. The device may determine a time of interest associated with the transaction based on the set of identifiers included in the transaction information. Different identifiers or different combinations of identifiers included in the set of identifiers may be associated with different times of interest. The device may prompt, via a display associated with a remote computing device by providing instructions associated with a user interface for display via the display, a user of the remote computing device to indicate whether to generate a calendar reminder for the time of interest after determining the time of interest. The device may perform an action after receiving a response to the prompt from the user of the remote computing device.
    Type: Grant
    Filed: March 20, 2018
    Date of Patent: November 26, 2019
    Assignee: Capital One Services, LLC
    Inventors: Michelle Olenoski, Patrick Zearfoss, Jon Whitmore
  • Publication number: 20190297158
    Abstract: A device may receive transaction information related to a transaction in association with the transaction being completed. The device may identify a set of identifiers included in the transaction information. The device may determine a time of interest associated with the transaction based on the set of identifiers included in the transaction information. Different identifiers or different combinations of identifiers included in the set of identifiers may be associated with different times of interest. The device may prompt, via a display associated with a remote computing device by providing instructions associated with a user interface for display via the display, a user of the remote computing device to indicate whether to generate a calendar reminder for the time of interest after determining the time of interest. The device may perform an action after receiving a response to the prompt from the user of the remote computing device.
    Type: Application
    Filed: March 20, 2018
    Publication date: September 26, 2019
    Inventors: Michelle OLENOSKI, Patrick ZEARFOSS, Jon WHITMORE
  • Publication number: 20190095903
    Abstract: A method and a system of capturing an image of a card having a magnetic stripe is provided. The method includes obtaining a first image by an imaging device of the card, obtaining a plurality of images of the card via color delta analysis, and obtaining a third image of the card by comparing the first and the plurality of images.
    Type: Application
    Filed: June 19, 2018
    Publication date: March 28, 2019
    Applicant: Capital One Services, LLC
    Inventors: Dan Givol, Anand Kumar, Patrick Zearfoss
  • Patent number: 10026074
    Abstract: A method and a system of capturing an image of a card having a magnetic stripe is provided. The method includes obtaining a first image by an imaging device of the card, obtaining a plurality of images of the card via color delta analysis, and obtaining a third image of the card by comparing the first and the plurality of images.
    Type: Grant
    Filed: December 21, 2017
    Date of Patent: July 17, 2018
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Anand Kumar, Patrick Zearfoss
  • Patent number: 10007907
    Abstract: A method and a system of capturing an image of a card having a magnetic stripe is provided. The method includes obtaining a first image by an imaging device of the card, obtaining a plurality of images of the card via color delta analysis, and obtaining a third image of the card by comparing the first and the plurality of images.
    Type: Grant
    Filed: September 25, 2017
    Date of Patent: June 26, 2018
    Assignee: Capital One Services, LLC
    Inventors: Dan Givol, Anand Kumar, Patrick Zearfoss