Abstract: Systems and methods receive contextual data related to spending as well as spending data. Correlations are determined to explain variables that influence spending amounts or rates. Systems and methods can collect user spending context data associated with a user, generate spending correlations between variables of the user spending context data, determine a next event based on at least one of the location data and the relationship data, and generate a next event value for the next event having at least a subset of the variables.

Abstract: The invention is a fragrance sample container comprised of a central cosmetic-containing portion substantially surrounded by a peripheral portion having thickened edges. The entire container is preferably made of soft-gelatin. The thickened edges of the peripheral portion, made of solid gelatin, serve to distribute and absorb the planar force of a weight applied to the container, in order to prevent the central cosmetic-containing portion from rupturing under the pressure of the weight. The invention is particularly useful in the distribution to potential customers of sample unit doses of fragrances or other cosmetics through the mails or in magazines.