Abstract: Disclosed are systems and methods for providing a loan having an interest rate and a loan period. The systems and methods dynamically adjust the interest rate during the loan period based on actual payment performance of a borrower, thereby resulting in an improved reward structure, greater borrower loyalty and an improved experience for the borrower.

Abstract: Disclosed are systems and methods for providing a loan having an interest rate and a loan period. The systems and methods dynamically adjust the interest rate during the loan period based on actual payment performance of a borrower, thereby resulting in an improved reward structure, greater borrower loyalty and an improved experience for the borrower.

Abstract: Disclosed are systems and methods for providing a loan having an interest rate and a loan period. The systems and methods dynamically adjust the interest rate during the loan period based on actual payment performance of a borrower, thereby resulting in an improved reward structure, greater borrower loyalty and an improved experience for the borrower.

Abstract: Disclosed are systems and methods for providing a loan having an interest rate and a loan period. The systems and methods dynamically adjust the interest rate during the loan period based on actual payment performance of a borrower, thereby resulting in an improved reward structure, greater borrower loyalty and an improved experience for the borrower.

Abstract: Disclosed are systems and methods for providing a loan having an interest rate and a loan period. The systems and methods dynamically adjust the interest rate during the loan period based on actual payment performance of a borrower, thereby resulting in an improved reward structure, greater borrower loyalty and an improved experience for the borrower.

Abstract: A telecommunications network is provided, comprising a plurality of network elements, switching means, and a traffic stream controller, wherein, for each network element, there is provided a set of outgoing paths from the network element to the switching means, one outgoing path carrying traffic streams for each of the network elements, and an incoming path carrying traffic streams from the switching means to the network element, the switching means merges each outgoing path carrying traffic streams for the network element onto the incoming path of the network element, to route traffic streams from each of the network elements to the network element, and routing of the traffic streams to the network element is controlled by the network element using the traffic stream controller. The telecommunications network thus comprises a merged mesh of paths, which fully interconnects all of the network elements. Each outgoing path and incoming path may comprise a permanent virtual path (PVP).

Abstract: A web server comprising a memory and an information processor, the memory including a stored web page viewable by a remote user, wherein the stored web page is alterable by the remote user in at least one of appearance and function.

Abstract: A plug for impeding transmission through an aperture defined by an edge in a panel. The plug is substantially elastic, and has a central portion and a peripheral portion attached to the central portion by one or more bridge portions. The central portion and the peripheral portion are separated from each other along two or more cuts. Also, the central portion includes a middle part and two or more flap parts extending from the middle part, the flap parts being defined by the cuts. The flap parts are positioned to grip the edge after the flap parts have been deformed and released in the aperture.