Abstract: A door panel for a refrigerating appliance includes an inner liner. An outer wrapper is attached to the inner liner and defines an insulating structure with an insulating cavity disposed therein. An insulating material is defined within the insulating cavity. A dispenser structure is defined within a central portion of the inner liner and the outer wrapper. The dispenser structure defines an insulated dispenser portion therein. A dispenser conduit extends from an interior area disposed above the dispenser structure to an external dispensing cavity and passing through the insulated dispenser portion.

Abstract: Stored-value cards are governed by a set of rules that limit purchases to approved replacement items and/or recurring living expenses based on losses actually incurred by the insured within certain categories and according to time-based, insurer-specified spending limits. These limits can be altered in response to changed circumstances or the needs (or behavior) of the insured. A system for implementing various aspects of this technique includes an event-detection module for detecting a purchase event initiated by an individual associated with the financial account. A rules engine applies a rule set against the purchase event to determine if the potential purchase complies with the rule set. The rule set includes both a category-based rule and a time-based rule, such that a maximum amount may be spent on purchases during a particular time period (e.g., a month) within a particular category (e.g., food, housing, transportation, medical care, etc.).

Abstract: A system operating in conjunction with a financial account permits joint activation of a card associated with the financial account. An event-detection module detects an event related to the card and an authorization component for permitting certain individuals to use the card. A messaging module generates account-related messages and transmitting these messages to individuals associated with the financial account.

Abstract: A decontamination converter apparatus installed at an outdoor site where organic compounds have been stored and where such compounds have entered the ground as contaminants and endanger the groundwater comprising an inlet conduit constructed to receive an air stream, produced at the site, that carries organic contaminants; preheating means comprising (a) a heat exchanger and (b) an externally powered heater, said preheating means arranged to preheat said site-produced air stream carrying said contaminants; and oxidizing catalytic converter having a predetermined minimum operating temperature for efficient operation and arranged to receive the said air stream from said preheater means and constructed to oxidize said organic contaminants to produce a decontaminated effluent air stream substantially free of said organic contaminants; and ducting directing the thus decontaminated, hot effluent air stream from said catalytic converter through said heat exchanger and thence to the atmosphere; said heat exchanger be

Abstract: A method and system for decontaminating water, e.g., groundwater or process effluent, which is contaminated by small concentrations, e.g., in the range of 0.01 to 100 ppm, of dissolved volatile organic compounds (VOCs) includes introducing a flow of the water to an air stripping stage in which the water is directed through a packed column and air is directed through the column to air-strip organic molecules from the contaminated water; releasing the thus decontaminated water substantially free of the compounds to the environment; pretreating the organic compounds-carrying air in the substantial absence of water particles by a preheater; passing the heated air through a catalytic stage that oxidizes the organic compounds, and releasing the gaseous effluent from the catalytic stage to the atmosphere substantially free of organic contaminants.

Abstract: Disclosed is a process and apparatus for conducting bio-oxidation processes for the extraction of metals from metal containing materials in which aeration means, preferably a diffuser means, is employed within a bio-oxidation reactor to maintain bacterial viability and suspension of metal containing materials by introduction of an oxygen containing gas to a non-mechanically agitated reactor.

Abstract: Disclosed is a process for leaching low sulphur materials for recovery of metals contained in them. The process includes leaching a first low sulphur material containing metal values with a leaching agent produced by bacterial oxidation of a second material by bacterial action thereby liberating metal values from the first material by a substantially indirect bioleaching process.