Abstract: Introduced here is an approach to dynamically authenticating the identity of an individual in a computationally efficient manner. For example, the identity of the individual may be authenticated for the purpose of establishing whether the individual should be permitted to participate in a peer-to-peer transaction. Likelihood of the peer-to-peer transaction being completed successfully could also be determined through weighted analysis of contextual information related to one party involved in the peer-to-peer transaction or both parties involved in the peer-to-peer transaction.

Abstract: Introduced here are risk management platforms able to provide a variety of insurance services related to the sharing economy. The risk management platforms can collect/leverage data from an array of different sources, dynamically calculate an appropriate personalized price (e.g., for an insurance policy) based on risk, mitigate potential fraud, offer end-to-end digital servicing, etc.