Patents by Inventor Paul F. Richards

Paul F. Richards has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Payment card processing system and methods
    Patent number: 7774274
    Abstract: A payment card processing system and method is provided that allows an account holder to upgrade a private label card to a dual card. The dual card may be used for both private label transactions and bankcard transactions. Methods for upgrading to the dual card account include selecting a private label account having associated monetary and non-monetary data and maintained on a first processing platform for upgrade to a dual card account, creating the dual card account on a second processing platform, transferring the non-monetary data associated with the private label account from the first processing platform to the second processing platform for association with the dual card account, and initiating a trailing activity process to identify monetary and non-monetary activity associated with the private label account and update a cross reference table to associate the trailing activity with the dual card account.
    Type: Grant
    Filed: September 5, 2003
    Date of Patent: August 10, 2010
    Assignee: General Electric Capital Corporation
    Inventors: Peter Jones, Jim Mitchell, Mike Brumfitt, Deborah Falkingbridge, Robert Humphreys, Stewart MacPhail, Jeremy Schreurs, Amanda Atherton, Ros Marshall, Lockie Carolan, Jeffrey V. Manchester, Paul F. Richards
  • Payment card processing system and methods
    Publication number: 20040117300
    Abstract: A payment card processing system and method is provided.
    Type: Application
    Filed: September 5, 2003
    Publication date: June 17, 2004
    Inventors: Peter Jones, Jim Mitchell, Mike Brumfitt, Deborah Falkingbridge, Robert Humphreys, Stewart MacPhail, Jeremy Schreurs, Amanda Atherton, Ros Marshall, Lockie Carolan, Jeffrey V. Manchester, Paul F. Richards