Abstract: Systems and methods for enrichment of data associated with risk prediction. Data may be enriched by incorporating one or more aspects of consumer credit, collateralized debt, mortgage, real property, and loan data for use in systems, products, and methods relying on risk prediction models to maximize the effectiveness of the risk prediction. A time-series of consumer credit data may be provided to provide historical context to data. In a particular application, enriched data is leveraged to predict occurrence of an event relating to underlying assets of a structured security, such as a mortgage-backed security. Other systems and methods are disclosed.

Abstract: A gas borne substance sampling device (10) includes a housing (12) through which gas can be passed, and a holder (14) for gas borne substance capturing material. The holder (14) is located or locatable inside the housing (12) to contact the capturing material with gas passing through the housing (12). The device (10) has a sampling condition in which at least a major portion of the holder (14) is protected inside or covered by the housing (12) and an analysis condition in which at least a portion of the holder (14) is exposed or outside the housing (12).

Abstract: The invention relates to a filtration system. The filtration system comprises a filter unit having a housing enclosing a filter element. The unit has an inlet into the housing upstream of the filter element. The unit also has a retentate outlet from the housing upstream of the filter element, and a permeate outlet from the housing, downstream of the filter element. The permeate outlet is isolated from the retentate outlet and inlet by the filter element, while the retentate outlet is spaced from the inlet and in communication therewith. The system also includes a bundle made up of a plurality of releasably interconnected modular members at least one of which includes a valve, the bundle forming a flow control unit which controls fluid flow from the inlet to the permeate outlet. The invention also provides the filter unit of the system.

Abstract: This invention relates to a dielectric heating device. More particularly, it relates to a dielectric heating device which employs microwave heating, suitable for heating or cooking foodstuffs and suitable for, but not restricted to, use as a domestic or institutional microwave oven.

Abstract: A two-stroke motorcycle lubricant comprising a base oil having a viscosity at 100° C. of less than 8 cSt and a pour point below −30° C., preferably below −39° C. The two-stroke motorcycle lubricant further comprises a detergent system based on an ashless, oil-soluble amine. The two-stroke motorcycle lubricant exhibits high levels of cleanliness and low levels of exhaust smoke, whilst maintaining high load carrying capacity. The two-stroke motorcycle lubricant may be dyed.

Abstract: In the interval between successive press cycles, crop material is picked up from the field and loaded into the stack-forming body of the machine. However, upon initiation of a press cycle, crop material, which continues to be picked up as the machine is advanced, is diverted into an accumulating chamber and collected within the latter until termination of the press cycle. Thereupon, the accumulation is discharged for recycling through the pickup and loading mechanism to be delivered into the forming body along with previously uncycled material. Alternative embodiments involve discharging the accumulation onto the ground ahead of the loader for pickup by the latter a second time, and discharging the accumulation either directly into the front or rear of the loader at a point above the ground.