Patents by Inventor Paul Grayson Roscoe

Paul Grayson Roscoe has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11107068
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing inline authorization structuring for activity data transmissions. In particular, the invention provides a secure platform for transmission of activity data associated with an electronic activity and performance of the electronic activity at a recipient system based on inserting an encoded authorization instruction into inline activity data. The encoded authorization instruction comprises a processing instruction required for processing an associated activity data string. The invention provides a novel method for encoding authorization instructions associated with activity data strings. Another aspect of the invention is directed to constructing an inline activity data set configured for secure transmission to a recipient system, for performing an electronic activity associated with the inline activity data set at the recipient system.
    Type: Grant
    Filed: August 31, 2017
    Date of Patent: August 31, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Paul Grayson Roscoe, Alex Yi-Shiou Yang
  • Patent number: 10978078
    Abstract: A system for creating a synthetic voice identifier may include a plurality of synthesized voice authorization (SVA) devices and a biometric combinatory device (BCD). The SVAs may be communicatively coupled to the BCD via a network and may communicate utilizing a markup language. The SVA devices may capture an audio signal of a voice of a user, modify the audio signal with a randomized audio frequency signal to generate a modified audio signal, and communicate, the modified audio signal as a synthesized voice signal associated with the user.
    Type: Grant
    Filed: September 4, 2019
    Date of Patent: April 13, 2021
    Assignee: Bank of America Corporation
    Inventors: Manu Kurian, Karl W. Thomas, Paul Grayson Roscoe, Saritha Prasad Vrittamani
  • Patent number: 10783052
    Abstract: Systems for dynamically controlling data transmissions are provided. In some examples, a system may receive data from one or more computer systems. Data associated with an event may be extracted and the extracted data may be compared to one or more machine learning datasets to determine a likelihood that an issue associated with a computer system may occur. The system may determine whether the likelihood is greater than a predetermined threshold. If so, a modification to avoid the potential issue or mitigate an impact may be identified. The modification may be transmitted to and executed by the computer system to modify one or more aspects of the computer system. In some examples, one or more efficiency modifications may be identified based on the comparison of the extracted data to the machine learning datasets. The identified efficiency modification may be transmitted to and executed by the computer system to modify one or more aspects of the computer system.
    Type: Grant
    Filed: August 17, 2017
    Date of Patent: September 22, 2020
    Assignee: Bank of America Corporation
    Inventors: Manu Kurian, Floyd F. Rock, Jr., Saritha Prasad Vrittamani, Patrick Nicholas Lawrence, Paul Grayson Roscoe
  • Patent number: 10754697
    Abstract: A system, method and the like for allocating computing resources to data processing services/applications based on the current or foreseen usage/load of the computing resources. The elastic nature of the computing resource grid allows for expansion or contraction of ancillary use of the computing resources depending on the data processing requirements and computer resource usage. Further, virtual binary codes are deployed on the computing resources, which are executed at the application layer and configured to be removed upon completion of a job or in the event that the usage state of the computing resource dictates such. The removal of the virtual binary codes from the computing resources provides for no residual effect on the computing resources (i.e., no code remains in computing resource memory and, as such no processing capabilities are subsequently used).
    Type: Grant
    Filed: January 29, 2018
    Date of Patent: August 25, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Paul Grayson Roscoe
  • Patent number: 10749632
    Abstract: An apparatus for smart integrated cyclic data transport is provided. The apparatus may preserve the consistency and integrity of a file during the transfer of the file from a source system to a target system. The apparatus includes an orchestration subsystem. The orchestration subsystem includes an analyzer/generator module. The analyzer/generator module executes an algorithm on the file at the source location. An output is generated from the executed algorithm. The apparatus includes a consistency module. The consistency module pre-checks the output at the source location for pretransfer validation and creates a copy of the output. The copy may preserve the consistency and the integrity of the file. The apparatus includes a data transfer subsystem which transfers the file and the output from the source system to the target system. The apparatus may also include a validation subsystem for validating the integrity and consistency of the file.
    Type: Grant
    Filed: May 30, 2019
    Date of Patent: August 18, 2020
    Assignee: Bank of America Corporation
    Inventors: Manu Kurian, Sorin Cismas, Jay Varma, Paul Grayson Roscoe, Balaji Subramanian, Himabindu Keesara, Nathan Allen Eaton, Jr., Vibhuti Damania
  • Publication number: 20190392841
    Abstract: A system for creating a synthetic voice identifier may include a plurality of synthesized voice authorization (SVA) devices and a biometric combinatory device (BCD). The SVAs may be communicatively coupled to the BCD via a network and may communicate utilizing a markup language. The SVA devices may capture an audio signal of a voice of a user, modify the audio signal with a randomized audio frequency signal to generate a modified audio signal, and communicate, the modified audio signal as a synthesized voice signal associated with the user.
    Type: Application
    Filed: September 4, 2019
    Publication date: December 26, 2019
    Inventors: Manu Kurian, Karl W. Thomas, Paul Grayson Roscoe, Saritha Prasad Vrittamani
  • Patent number: 10462208
    Abstract: Systems for dynamically controlling file transfers are provided. In some examples, a system, may receive a request to transfer a file from a first location to a second location. Prior to transferring the file, the file may be evaluated to determine whether one or more dynamic controls should be implemented. If dynamic controls should be implemented, the file may be transferred from the first location to a file distribution control computing system until an instruction to transfer the file is executed. The system may identify one or more dynamic controls to implement based on one or more machine learning datasets. In response to implementing the dynamic controls, additional data may be received. If the additional data fulfills the one or more dynamic controls, the file may be released and an instruction to transfer the file to the second location may be generated, transmitted and/or executed. In some examples, transfer may be to multiple downstream locations.
    Type: Grant
    Filed: July 11, 2017
    Date of Patent: October 29, 2019
    Assignee: Bank of America Corporation
    Inventors: Manu Kurian, Paul Grayson Roscoe, William J. McCann, Kevin L. Kralman, Thomas Sodano, Abhishek Amatya, Linda Smeraldi-Lopez
  • Publication number: 20190317853
    Abstract: An apparatus for smart integrated cyclic data transport is provided. The apparatus may preserve the consistency and integrity of a file during the transfer of the file from a source system to a target system. The apparatus includes an orchestration subsystem. The orchestration subsystem includes an analyzer/generator module. The analyzer/generator module executes an algorithm on the file at the source location. An output is generated from the executed algorithm. The apparatus includes a consistency module. The consistency module pre-checks the output at the source location for pretransfer validation and creates a copy of the output. The copy may preserve the consistency and the integrity of the file. The apparatus includes a data transfer subsystem which transfers the file and the output from the source system to the target system. The apparatus may also include a validation subsystem for validating the integrity and consistency of the file.
    Type: Application
    Filed: May 30, 2019
    Publication date: October 17, 2019
    Inventors: Manu Kurian, Sorin Cismas, Jay Varma, Paul Grayson Roscoe, Balaji Subramanian, Himabindu Keesara, Nathan Allen Eaton, JR., Vibhuti Damania
  • Patent number: 10446157
    Abstract: A system for creating a synthetic voice identifier may include a plurality of synthesized voice authorization (SVA) devices and a biometric combinatory device (BCD). The SVAs may be communicatively coupled to the BCD via a network and may communicate utilizing a markup language. The SVA devices may capture an audio signal of a voice of a user, modify the audio signal with a randomized audio frequency signal to generate a modified audio signal, and communicate, the modified audio signal as a synthesized voice signal associated with the user.
    Type: Grant
    Filed: December 19, 2016
    Date of Patent: October 15, 2019
    Assignee: Bank of America Corporation
    Inventors: Manu Kurian, Karl W. Thomas, Paul Grayson Roscoe, Saritha Vrittamani
  • Patent number: 10404675
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing elastic authentication based on a continuum of elastic authentication credentials. In particular, the invention provides a secure platform for authorization of a user activity at least partly based on validation of the continuum of elastic authentication credentials comprising cumulative tiered elastic authentication tokens captured during an extended time period prior to initiation of a user activity. The invention provides a novel method for capturing multiple elastic authentication tokens, for example, arbitrarily during an extended time period preceding a user activity, and validating the cumulative elastic authentication tokens at a time during or after initiation of the user activity.
    Type: Grant
    Filed: August 16, 2017
    Date of Patent: September 3, 2019
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Manu Jacob Kurian, Sorin N. Cismas, James P. Scopis, Paul Grayson Roscoe, Thomas J. Durkin
  • Publication number: 20190235921
    Abstract: A system, method and the like for allocating computing resources to data processing services/applications based on the current or foreseen usage/load of the computing resources. The elastic nature of the computing resource grid allows for expansion or contraction of ancillary use of the computing resources depending on the data processing requirements and computer resource usage. Further, virtual binary codes are deployed on the computing resources, which are executed at the application layer and configured to be removed upon completion of a job or in the event that the usage state of the computing resource dictates such. The removal of the virtual binary codes from the computing resources provides for no residual effect on the computing resources (i.e., no code remains in computing resource memory and, as such no processing capabilities are subsequently used).
    Type: Application
    Filed: January 29, 2018
    Publication date: August 1, 2019
    Inventors: Manu Jacob Kurian, Paul Grayson Roscoe
  • Patent number: 10355824
    Abstract: An apparatus for smart integrated cyclic data transport is provided. The apparatus may preserve the consistency and integrity of a file during the transfer of the file from a source system to a target system. The apparatus includes an orchestration subsystem. The orchestration subsystem includes an analyzer/generator module. The analyzer/generator module executes an algorithm on the file at the source location. An output is generated from the executed algorithm. The apparatus includes a consistency module. The consistency module pre-checks the output at the source location for pretransfer validation and creates a copy of the output. The copy may preserve the consistency and the integrity of the file. The apparatus includes a data transfer subsystem which transfers the file and the output from the source system to the target system. The apparatus may also include a validation subsystem for validating the integrity and consistency of the file.
    Type: Grant
    Filed: October 23, 2017
    Date of Patent: July 16, 2019
    Assignee: Bank of America Corporation
    Inventors: Manu Kurian, Sorin Cismas, Jay Varma, Paul Grayson Roscoe, Balaji Subramanian, Himabindu Keesara, Nathan Allen Eaton, Jr., Vibhuti Damania
  • Publication number: 20190123857
    Abstract: An apparatus for smart integrated cyclic data transport is provided. The apparatus may preserve the consistency and integrity of a file during the transfer of the file from a source system to a target system. The apparatus includes an orchestration subsystem. The orchestration subsystem includes an analyzer/generator module. The analyzer/generator module executes an algorithm on the file at the source location. An output is generated from the executed algorithm. The apparatus includes a consistency module. The consistency module pre-checks the output at the source location for pretransfer validation and creates a copy of the output. The copy may preserve the consistency and the integrity of the file. The apparatus includes a data transfer subsystem which transfers the file and the output from the source system to the target system. The apparatus may also include a validation subsystem for validating the integrity and consistency of the file.
    Type: Application
    Filed: October 23, 2017
    Publication date: April 25, 2019
    Inventors: Manu Kurian, Sorin Cismas, Jay Varma, Paul Grayson Roscoe, Balaji Subramanian, Himabindu Keesara, Nathan Allen Eaton, JR., Vibhuti Damania
  • Patent number: 10262124
    Abstract: An individualized software container is provided. The software container may be created by a remote entity. The software container may be located on a computer of a local entity. The software container may provide an entity separation between the local entity and at least one other entity. The software container may encompass a plurality of containers. The software container may communicate with a plurality of other software containers. The plurality of other software containers may be associated with at least one other entity. The software container may host its own database. The software container may include a plurality of security features associated with the remote entity. The software container may include a container-encrypted fingerprint (“CEF”). The CEF may enable encrypted end-to-end connection between the software container and the remote entity. The CEF may leverage fingerprinting and/or tokenization of the software container.
    Type: Grant
    Filed: January 18, 2017
    Date of Patent: April 16, 2019
    Assignee: Bank of America Corporation
    Inventors: Manu Kurian, Mark E. Wenzel, Richard A. Mobley, Gregory Sito, Paul Grayson Roscoe
  • Publication number: 20190066099
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing inline authorization structuring for activity data transmissions. In particular, the invention provides a secure platform for transmission of activity data associated with an electronic activity and performance of the electronic activity at a recipient system based on inserting an encoded authorization instruction into inline activity data. The encoded authorization instruction comprises a processing instruction required for processing an associated activity data string. The invention provides a novel method for encoding authorization instructions associated with activity data strings. Another aspect of the invention is directed to constructing an inline activity data set configured for secure transmission to a recipient system, for performing an electronic activity associated with the inline activity data set at the recipient system.
    Type: Application
    Filed: August 31, 2017
    Publication date: February 28, 2019
    Inventors: Manu Jacob Kurian, Paul Grayson Roscoe, Alex Yi-Shiou Yang
  • Publication number: 20190057010
    Abstract: Systems for dynamically controlling data transmissions are provided. In some examples, a system may receive data from one or more computer systems. Data associated with an event may be extracted and the extracted data may be compared to one or more machine learning datasets to determine a likelihood that an issue associated with a computer system may occur. The system may determine whether the likelihood is greater than a predetermined threshold. If so, a modification to avoid the potential issue or mitigate an impact may be identified. The modification may be transmitted to and executed by the computer system to modify one or more aspects of the computer system. In some examples, one or more efficiency modifications may be identified based on the comparison of the extracted data to the machine learning datasets. The identified efficiency modification may be transmitted to and executed by the computer system to modify one or more aspects of the computer system.
    Type: Application
    Filed: August 17, 2017
    Publication date: February 21, 2019
    Inventors: Manu Kurian, Floyd F. Rock, JR., Saritha Prasad Vrittamani, Patrick Nicholas Lawrence, Paul Grayson Roscoe
  • Publication number: 20190058700
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for providing elastic authentication based on a continuum of elastic authentication credentials. In particular, the invention provides a secure platform for authorization of a user activity at least partly based on validation of the continuum of elastic authentication credentials comprising cumulative tiered elastic authentication tokens captured during an extended time period prior to initiation of a user activity. The invention provides a novel method for capturing multiple elastic authentication tokens, for example, arbitrarily during an extended time period preceding a user activity, and validating the cumulative elastic authentication tokens at a time during or after initiation of the user activity.
    Type: Application
    Filed: August 16, 2017
    Publication date: February 21, 2019
    Inventors: Manu Jacob Kurian, Sorin N. Cismas, James P. Scopis, Paul Grayson Roscoe, Thomas J. Durkin
  • Patent number: 10192068
    Abstract: A computing system for redacting and/or tokenizing non-public information of electronic documents obtained from monitored communications includes a data redaction computing device and/or a data tokenization computing device, a communications network, and a database storing computer executable instructions for analyzing information associated with a plurality of electronic documents stored communicated via the computing network. The computer executable instructions may cause the data redaction/tokenization computing device to identify non-public information in one or more of the plurality of electronic documents and/or at least one of a document type, a source of the electronic document, and a destination to which the electronic document is to be communicated. Based on this analysis, the data redaction/tokenization computing device may modify the electronic document to redact and/or tokenize the non-public information based on the computer executable instructions retrieved from the second database.
    Type: Grant
    Filed: August 10, 2017
    Date of Patent: January 29, 2019
    Assignee: Bank of America Corporation
    Inventors: Sorin N. Cismas, Manu Kurian, Paul Grayson Roscoe
  • Publication number: 20190020709
    Abstract: Systems for dynamically controlling file transfers are provided. In some examples, a system, may receive a request to transfer a file from a first location to a second location. Prior to transferring the file, the file may be evaluated to determine whether one or more dynamic controls should be implemented. If dynamic controls should be implemented, the file may be transferred from the first location to a file distribution control computing system until an instruction to transfer the file is executed. The system may identify one or more dynamic controls to implement based on one or more machine learning datasets. In response to implementing the dynamic controls, additional data may be received. If the additional data fulfills the one or more dynamic controls, the file may be released and an instruction to transfer the file to the second location may be generated, transmitted and/or executed. In some examples, transfer may be to multiple downstream locations.
    Type: Application
    Filed: July 11, 2017
    Publication date: January 17, 2019
    Inventors: Manu Kurian, Paul Grayson Roscoe, William J. McCann, Kevin L. Kralman, Thomas Sodano, Abhishek Amatya, Linda Smeraldi-Lopez
  • Patent number: 10049673
    Abstract: A system for creating a synthetic voice identifier may include a plurality of synthesized voice authorization (SVA) devices and a biometric combinatory device (BCD). The SVAs may be communicatively coupled to the BCD via a network and may communicate utilizing a markup language. The SVA devices may capture an audio signal of a voice of a user, modify the audio signal with a randomized audio frequency signal to generate a modified audio signal, and communicate, the modified audio signal as a synthesized voice signal associated with the user.
    Type: Grant
    Filed: December 19, 2016
    Date of Patent: August 14, 2018
    Assignee: Bank of America Corporation
    Inventors: Manu Kurian, Karl W. Thomas, Paul Grayson Roscoe, Saritha Vrittamani