Patents by Inventor Paul H Phibbs, Jr.

Paul H Phibbs, Jr. has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8793244
    Abstract: Techniques for data store list generation and management are provided. A user supplies criteria for a list via a graphical user interface tool. The criteria are used to generate a query, and the query when executed against a data store produces results representing the list. The list may then be used for a variety of purposes.
    Type: Grant
    Filed: December 28, 2006
    Date of Patent: July 29, 2014
    Assignee: Teradata US, Inc.
    Inventors: Paul H. Phibbs, Jr., Thomas Kevin Ryan, Linette Draper
  • Patent number: 8374997
    Abstract: A Value Analyzer system is a data-driven computer-facilitated financial model that provides accurate and consistent profitability calculations using account, product and event attributes stored in a relational database managed by a relational database management system (RDBMS). Profitability calculations are performed in the computer by applying one or more rules to the account, product and event attributes accessed from the database, wherein the profitability calculations include setup, generation and execution of structured query language (SQL) statements by the RDBMS. The present invention also monitors the profitability calculations by monitoring the setup, generation and execution of the SQL statements by the RDBMS, in order to provide bypass, logging, user restartability, or status (BLURS) functions for the profitability calculations.
    Type: Grant
    Filed: February 10, 2006
    Date of Patent: February 12, 2013
    Assignee: Teradota US, Inc.
    Inventors: Paul H. Phibbs, Jr., Thomas K. Ryan
  • Patent number: 7349875
    Abstract: A financial processing system that accesses account, event and organization attributes from a relational database management database, wherein: (1) the account attributes comprise data about accounts being measured, (2) the event attributes comprise data about account-related transactions, and (3) the organization attributes comprise data about the organization's financial status. Profitability calculations are performed using the account, event and organization attributes accessed from the relational database management system, as well as one or more profit factors and one or more rules. The profitability calculations include the following: Profit = Net Interest Revenue (NIR) + Other Revenue (OR) ? Direct Expense (DE) ? Indirect Expense (IE) ? Risk Provision (RP) In this calculation, the Net Interest Revenue (NIR) comprises: NIR = Interest Revenue ? Cost of Funds + Value of Funds ? Interest Expense.
    Type: Grant
    Filed: June 29, 2000
    Date of Patent: March 25, 2008
    Assignee: NCR Corp.
    Inventors: George Robert Hood, Paul H. Phibbs, Jr.
  • Patent number: 7343332
    Abstract: A financial processing system that accesses account, event and organization attributes from a relational database management database, wherein: (1) the account attributes comprise data about accounts being measured, (2) the event attributes comprise data about account-related transactions, and (3) the organization attributes comprise data about the organization's financial status. Profitability calculations are performed using the account, event and organization attributes accessed from the relational database management system, as well as one or more profit factors and one or more rules. The profitability calculations include the following: Profit = Net Interest Revenue (NIR) + Other Revenue (OR) ? Direct Expense (DE) ? Indirect Expense (IE) ? Risk Provision (RP) In this calculation, the Net Income Revenue (NIR) comprises: NIR = Interest Revenue ? Cost of Funds + Value of Funds ? Interest Expense.
    Type: Grant
    Filed: June 29, 2000
    Date of Patent: March 11, 2008
    Assignee: NCR Corp.
    Inventors: George Robert Hood, Paul H. Phibbs, Jr.
  • Patent number: 7321869
    Abstract: A financial processing system that accesses account, event and organization attributes from a relational database management database, wherein: (1) the account attributes comprise data about accounts being measured, (2) the event attributes comprise data about account-related transactions, and (3) the organization attributes comprise data about the organization's financial status. Profitability calculations are performed using the account, event and organization attributes accessed from the relational database management system, as well as one or more profit factors and one or more rules.
    Type: Grant
    Filed: August 30, 2001
    Date of Patent: January 22, 2008
    Assignee: NCR Corp.
    Inventor: Paul H. Phibbs, Jr.
  • Patent number: 7263503
    Abstract: A financial processing system that accesses account, event and organization attributes from a relational database management database, wherein: (1) the account attributes comprise data about accounts being measured, (2) the event attributes comprise data about account-related transactions, and (3) the organization attributes comprise data about the organization's financial status. Profitability calculations are performed using the account, event and organization attributes accessed from the relational database management system, as well as one or more profit factors and one or more rules.
    Type: Grant
    Filed: August 30, 2001
    Date of Patent: August 28, 2007
    Assignee: NCR Corporation
    Inventor: Paul H Phibbs, Jr.