Patents by Inventor Paul J. KETCHEL, III

Paul J. KETCHEL, III has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12039584
    Abstract: The invention relates to receiving a selection of a bundled set of healthcare services comprising at least one selectively redeemable healthcare service, the bundled set to be provided by a plurality of providers; generating an electronic health record comprising a purchase data record identified by and with a unique confirmation number; presetting an initial individual redemption status in the purchase data record for each selectively redeemable healthcare service of the bundled set of healthcare services as unredeemed; and providing a user access to the purchase data record to receive each selectively redeemable healthcare service. A service may be provided via an in-person visit. A service may be provided at a patient location remote from a provider location, via a telehealth visit. The telehealth visit may result in a prescription or referral for additional services such as imaging, using patient medical data updated based on symptom assessment during the telehealth visit.
    Type: Grant
    Filed: November 10, 2022
    Date of Patent: July 16, 2024
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Patent number: 11915287
    Abstract: An apparatus for providing a bundled set of individually redeemable healthcare services in a purchase data record, determining a Good Faith Estimate (GFE) for the at least one healthcare service of the bundled set, associating the purchase data record with user debt for purchase of the healthcare services, providing a digital health asset token representing the purchase data record identified by and with a unique confirmation number, said purchase data record comprising the associated user debt of the at least one bundled set of healthcare services, and providing marketplace access to the token to finance the debt. The marketplace may use the token for buying, selling or trading the bundled set of healthcare services to finance the debt. The token and a Good Faith Estimate (GFE) may be provided to an Independent Dispute Resolution (IDR) process for resolving a dispute under the No Surprises Act.
    Type: Grant
    Filed: August 19, 2022
    Date of Patent: February 27, 2024
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Patent number: 11847678
    Abstract: Receiving, from a customer, an indication at least one healthcare service has been redeemed from a bundled set of a plurality of healthcare services listed in a selectively redeemable bundled services purchase data record; updating the individual redemption status of the at least one healthcare service in the selectively redeemable bundled services purchase data record to indicate the at least one healthcare service has been redeemed; sending, to the customer, an electronic message comprising a request for payment for the at least one healthcare service; and upon receiving the payment in combination with the indication at least one healthcare service has been redeemed, disbursing compensation allocated from the payment to at least one provider, using the processor. One implementation may create and send X12 837 claims to payers on behalf of participant providers of the bundled services and receive response X12 835 remittance with the payments requested from the payers.
    Type: Grant
    Filed: August 9, 2022
    Date of Patent: December 19, 2023
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Patent number: 11842374
    Abstract: Receiving, from a customer, an electronic message comprising at least one healthcare claim for at least one patient, said claim comprising at least one healthcare service; determining, if a selectively redeemable bundled service purchase data record exists for the at least one of the services in the healthcare claim, wherein the selectively redeemable bundled service purchase data record comprises an individual redemption status of each individual bundled service; and upon determining whether the selectively redeemable bundled service purchase data record comprising the at least one service in the healthcare claim exists, sending to the customer the determination of whether the bundled healthcare service purchase data record exists and is available. One implementation generates a shopping cart with a bundled service for purchase and individually disburses payment to respective providers with an EDI X12 835 remittance message. A customer may submit a healthcare claim as an EDI X12 837 claim message.
    Type: Grant
    Filed: August 8, 2022
    Date of Patent: December 12, 2023
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Patent number: 11836775
    Abstract: Apparatus and associated methods relate to presenting for selection, services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services and in response to receiving payment in an amount of the bundle price, generating a persistent purchase data record with a unique confirmation number that is selectively redeemable by the user to receive each of the healthcare services in the bundled set. The bundle price may be discounted and/or based on the location or time at which at least one service will be performed. The bundle price may also be based on the user's remaining health insurance deductible. A single payment may be disbursed to multiple providers of the bundled set of healthcare services. The received and/or disbursed payment may be in virtual funds.
    Type: Grant
    Filed: January 9, 2023
    Date of Patent: December 5, 2023
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt
  • Patent number: 11830052
    Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and transmitting a unique confirmation number generated for the purchase data record. One or more service of the bundled set may be a dental or veterinary service. The bundle price may be based on a location or time at which at least one service will be performed and may be determined using a user's remaining insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. A payment may be virtual funds.
    Type: Grant
    Filed: September 6, 2022
    Date of Patent: November 28, 2023
    Inventor: Paul J. Ketchel, III
  • Publication number: 20230222558
    Abstract: Apparatus and associated methods relate to presenting for selection, services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services and in response to receiving payment in an amount of the bundle price, generating a persistent purchase data record with a unique confirmation number that is selectively redeemable by the user to receive each of the healthcare services in the bundled set. The bundle price may be discounted and/or based on the location or time at which at least one service will be performed. The bundle price may also be based on the user's remaining health insurance deductible. A single payment may be disbursed to multiple providers of the bundled set of healthcare services. The received and/or disbursed payment may be in virtual funds.
    Type: Application
    Filed: January 9, 2023
    Publication date: July 13, 2023
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt
  • Patent number: 11694249
    Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and transmitting a unique confirmation number generated for the purchase data record. One or more service of the bundled set may be a dental or veterinary service. The bundle price may be based on a location or time at which at least one service will be performed and may be determined using a user's remaining insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. A payment may be virtual funds.
    Type: Grant
    Filed: August 15, 2022
    Date of Patent: July 4, 2023
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Publication number: 20230097995
    Abstract: The invention relates to receiving a selection of a bundled set of healthcare services comprising at least one selectively redeemable healthcare service, the bundled set to be provided by a plurality of providers; generating an electronic health record comprising a purchase data record identified by and with a unique confirmation number; presetting an initial individual redemption status in the purchase data record for each selectively redeemable healthcare service of the bundled set of healthcare services as unredeemed; and providing a user access to the purchase data record to receive each selectively redeemable healthcare service. A service may be provided via an in-person visit. A service may be provided at a patient location remote from a provider location, via a telehealth visit. The telehealth visit may result in a prescription or referral for additional services such as imaging, using patient medical data updated based on symptom assessment during the telehealth visit.
    Type: Application
    Filed: November 10, 2022
    Publication date: March 30, 2023
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Patent number: 11551276
    Abstract: Apparatus and associated methods relate to presenting for selection, services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services and in response to receiving payment in an amount of the bundle price, generating a persistent purchase data record with a unique confirmation number that is selectively redeemable by the user to receive each of the healthcare services in the bundled set. The bundle price may be discounted and/or based on the location or time at which at least one service will be performed. The bundle price may also be based on the user's remaining health insurance deductible. A single payment may be disbursed to multiple providers of the bundled set of healthcare services. The received and/or disbursed payment may be in virtual funds.
    Type: Grant
    Filed: April 8, 2022
    Date of Patent: January 10, 2023
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt
  • Publication number: 20230005037
    Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and transmitting a unique confirmation number generated for the purchase data record. One or more service of the bundled set may be a dental or veterinary service. The bundle price may be based on a location or time at which at least one service will be performed and may be determined using a user's remaining insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. A payment may be virtual funds.
    Type: Application
    Filed: September 6, 2022
    Publication date: January 5, 2023
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Publication number: 20220398641
    Abstract: An apparatus for providing a bundled set of individually redeemable healthcare services in a purchase data record, determining a Good Faith Estimate (GFE) for the at least one healthcare service of the bundled set, associating the purchase data record with user debt for purchase of the healthcare services, providing a digital health asset token representing the purchase data record identified by and with a unique confirmation number, said purchase data record comprising the associated user debt of the at least one bundled set of healthcare services, and providing marketplace access to the token to finance the debt. The marketplace may use the token for buying, selling or trading the bundled set of healthcare services to finance the debt. The token and a Good Faith Estimate (GFE) may be provided to an Independent Dispute Resolution (IDR) process for resolving a dispute under the No Surprises Act.
    Type: Application
    Filed: August 19, 2022
    Publication date: December 15, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Publication number: 20220391959
    Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and transmitting a unique confirmation number generated for the purchase data record. One or more service of the bundled set may be a dental or veterinary service. The bundle price may be based on a location or time at which at least one service will be performed and may be determined using a user's remaining insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. A payment may be virtual funds.
    Type: Application
    Filed: August 15, 2022
    Publication date: December 8, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Publication number: 20220383424
    Abstract: Receiving, from a customer, an indication at least one healthcare service has been redeemed from a bundled set of a plurality of healthcare services listed in a selectively redeemable bundled services purchase data record; updating the individual redemption status of the at least one healthcare service in the selectively redeemable bundled services purchase data record to indicate the at least one healthcare service has been redeemed; sending, to the customer, an electronic message comprising a request for payment for the at least one healthcare service; and upon receiving the payment in combination with the indication at least one healthcare service has been redeemed, disbursing compensation allocated from the payment to at least one provider, using the processor.
    Type: Application
    Filed: August 9, 2022
    Publication date: December 1, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Publication number: 20220383377
    Abstract: Receiving, from a customer, an electronic message comprising at least one healthcare claim for at least one patient, said claim comprising at least one healthcare service; determining, if a selectively redeemable bundled service purchase data record exists for the at least one of the services in the healthcare claim, wherein the selectively redeemable bundled service purchase data record comprises an individual redemption status of each individual bundled service; and upon determining whether the selectively redeemable bundled service purchase data record comprising the at least one service in the healthcare claim exists, sending to the customer the determination of whether the bundled healthcare service purchase data record exists and is available. One implementation generates a shopping cart with a bundled service for purchase and individually disburses payment to respective providers with an EDI X12 835 remittance message. A customer may submit a healthcare claim as an EDI X12 837 claim message.
    Type: Application
    Filed: August 8, 2022
    Publication date: December 1, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Publication number: 20220366471
    Abstract: An exemplary healthcare services recommender implementation may be configured to recommend selectively redeemable bundled services comprising care for conditions predicted as likely by a machine learning model based on patient data input. The likely conditions may be predicted for a patient or a patient population comprising a plurality of patients. The machine learning model may comprise a neural network trained to determine a probability distribution of patient condition trends for a future time period based on patient data input. The patient data input may comprise data from an Electronic Medical Record (EMR), diagnosis, lab test, patient-provided information such as survey/symptom data, and/or wearable device data. The machine learning model may be trained using a training data set including at least healthcare outcomes sampled during a past time period from a plurality of patient healthcare episodes each comprising a plurality of procedures performed for the patient in at least one encounter.
    Type: Application
    Filed: July 26, 2022
    Publication date: November 17, 2022
    Applicant: MDSAVE SHARED SERVICES INC.
    Inventors: Paul J. Ketchel, III, Ani Osborne
  • Patent number: 11501352
    Abstract: A method for providing a bundled set of individually redeemable healthcare services in a purchase data record, determining a Good Faith Estimate for the at least one healthcare service of the bundled set, associating the purchase data record with user debt for purchase of the healthcare services, providing a digital health asset token representing the purchase data record identified by and with a unique confirmation number, said purchase data record comprising the associated user debt of the at least one bundled set of healthcare services, and providing marketplace access to the token to finance the debt. The marketplace may use the token for buying, selling or trading the bundled set of healthcare services to finance the debt. The token and a Good Faith Estimate (GFE) may be provided to an Independent Dispute Resolution (IDR) process for resolving a dispute under the No Surprises Act.
    Type: Grant
    Filed: April 8, 2022
    Date of Patent: November 15, 2022
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Patent number: 11475499
    Abstract: An apparatus for providing a bundled set of individually redeemable healthcare services in a purchase data record, determining a Good Faith Estimate (GFE) for the at least one healthcare service of the bundled set, associating the purchase data record with user debt for purchase of the healthcare services, providing a digital health asset token representing the purchase data record identified by and with a unique confirmation number, said purchase data record comprising the associated user debt of the at least one bundled set of healthcare services, and providing marketplace access to the token to finance the debt. The marketplace may use the token for buying, selling or trading the bundled set of healthcare services to finance the debt. The token and a Good Faith Estimate (GFE) may be provided to an Independent Dispute Resolution (IDR) process for resolving a dispute under the No Surprises Act.
    Type: Grant
    Filed: April 12, 2022
    Date of Patent: October 18, 2022
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Patent number: 11475498
    Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and assigning a unique confirmation number generated for the purchase data record. One or more service of the bundled set may be a dental or veterinary service. The bundle price may be based on a location or time at which at least one service will be performed and may be determined using a user's remaining insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. A payment may be virtual funds.
    Type: Grant
    Filed: December 6, 2021
    Date of Patent: October 18, 2022
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III
  • Patent number: 11449913
    Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and assigning a unique confirmation number generated for the purchase data record. One or more service of the bundled set may be a dental or veterinary service. The bundle price may be based on a location or time at which at least one service will be performed and may be determined using a user's remaining insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. A payment may be virtual funds.
    Type: Grant
    Filed: December 6, 2021
    Date of Patent: September 20, 2022
    Assignee: MDSAVE SHARED SERVICES INC.
    Inventor: Paul J. Ketchel, III