Patents by Inventor Paul J. KETCHEL, III
Paul J. KETCHEL, III has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230222558Abstract: Apparatus and associated methods relate to presenting for selection, services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services and in response to receiving payment in an amount of the bundle price, generating a persistent purchase data record with a unique confirmation number that is selectively redeemable by the user to receive each of the healthcare services in the bundled set. The bundle price may be discounted and/or based on the location or time at which at least one service will be performed. The bundle price may also be based on the user's remaining health insurance deductible. A single payment may be disbursed to multiple providers of the bundled set of healthcare services. The received and/or disbursed payment may be in virtual funds.Type: ApplicationFiled: January 9, 2023Publication date: July 13, 2023Applicant: MDSAVE SHARED SERVICES INC.Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt
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Publication number: 20230097995Abstract: The invention relates to receiving a selection of a bundled set of healthcare services comprising at least one selectively redeemable healthcare service, the bundled set to be provided by a plurality of providers; generating an electronic health record comprising a purchase data record identified by and with a unique confirmation number; presetting an initial individual redemption status in the purchase data record for each selectively redeemable healthcare service of the bundled set of healthcare services as unredeemed; and providing a user access to the purchase data record to receive each selectively redeemable healthcare service. A service may be provided via an in-person visit. A service may be provided at a patient location remote from a provider location, via a telehealth visit. The telehealth visit may result in a prescription or referral for additional services such as imaging, using patient medical data updated based on symptom assessment during the telehealth visit.Type: ApplicationFiled: November 10, 2022Publication date: March 30, 2023Applicant: MDSAVE SHARED SERVICES INC.Inventor: Paul J. Ketchel, III
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Patent number: 11551276Abstract: Apparatus and associated methods relate to presenting for selection, services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services and in response to receiving payment in an amount of the bundle price, generating a persistent purchase data record with a unique confirmation number that is selectively redeemable by the user to receive each of the healthcare services in the bundled set. The bundle price may be discounted and/or based on the location or time at which at least one service will be performed. The bundle price may also be based on the user's remaining health insurance deductible. A single payment may be disbursed to multiple providers of the bundled set of healthcare services. The received and/or disbursed payment may be in virtual funds.Type: GrantFiled: April 8, 2022Date of Patent: January 10, 2023Assignee: MDSAVE SHARED SERVICES INC.Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt
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Publication number: 20230005037Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and transmitting a unique confirmation number generated for the purchase data record. One or more service of the bundled set may be a dental or veterinary service. The bundle price may be based on a location or time at which at least one service will be performed and may be determined using a user's remaining insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. A payment may be virtual funds.Type: ApplicationFiled: September 6, 2022Publication date: January 5, 2023Applicant: MDSAVE SHARED SERVICES INC.Inventor: Paul J. Ketchel, III
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Publication number: 20220398641Abstract: An apparatus for providing a bundled set of individually redeemable healthcare services in a purchase data record, determining a Good Faith Estimate (GFE) for the at least one healthcare service of the bundled set, associating the purchase data record with user debt for purchase of the healthcare services, providing a digital health asset token representing the purchase data record identified by and with a unique confirmation number, said purchase data record comprising the associated user debt of the at least one bundled set of healthcare services, and providing marketplace access to the token to finance the debt. The marketplace may use the token for buying, selling or trading the bundled set of healthcare services to finance the debt. The token and a Good Faith Estimate (GFE) may be provided to an Independent Dispute Resolution (IDR) process for resolving a dispute under the No Surprises Act.Type: ApplicationFiled: August 19, 2022Publication date: December 15, 2022Applicant: MDSAVE SHARED SERVICES INC.Inventor: Paul J. Ketchel, III
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Publication number: 20220391959Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and transmitting a unique confirmation number generated for the purchase data record. One or more service of the bundled set may be a dental or veterinary service. The bundle price may be based on a location or time at which at least one service will be performed and may be determined using a user's remaining insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. A payment may be virtual funds.Type: ApplicationFiled: August 15, 2022Publication date: December 8, 2022Applicant: MDSAVE SHARED SERVICES INC.Inventor: Paul J. Ketchel, III
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Publication number: 20220383424Abstract: Receiving, from a customer, an indication at least one healthcare service has been redeemed from a bundled set of a plurality of healthcare services listed in a selectively redeemable bundled services purchase data record; updating the individual redemption status of the at least one healthcare service in the selectively redeemable bundled services purchase data record to indicate the at least one healthcare service has been redeemed; sending, to the customer, an electronic message comprising a request for payment for the at least one healthcare service; and upon receiving the payment in combination with the indication at least one healthcare service has been redeemed, disbursing compensation allocated from the payment to at least one provider, using the processor.Type: ApplicationFiled: August 9, 2022Publication date: December 1, 2022Applicant: MDSAVE SHARED SERVICES INC.Inventor: Paul J. Ketchel, III
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Publication number: 20220383377Abstract: Receiving, from a customer, an electronic message comprising at least one healthcare claim for at least one patient, said claim comprising at least one healthcare service; determining, if a selectively redeemable bundled service purchase data record exists for the at least one of the services in the healthcare claim, wherein the selectively redeemable bundled service purchase data record comprises an individual redemption status of each individual bundled service; and upon determining whether the selectively redeemable bundled service purchase data record comprising the at least one service in the healthcare claim exists, sending to the customer the determination of whether the bundled healthcare service purchase data record exists and is available. One implementation generates a shopping cart with a bundled service for purchase and individually disburses payment to respective providers with an EDI X12 835 remittance message. A customer may submit a healthcare claim as an EDI X12 837 claim message.Type: ApplicationFiled: August 8, 2022Publication date: December 1, 2022Applicant: MDSAVE SHARED SERVICES INC.Inventor: Paul J. Ketchel, III
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Publication number: 20220366471Abstract: An exemplary healthcare services recommender implementation may be configured to recommend selectively redeemable bundled services comprising care for conditions predicted as likely by a machine learning model based on patient data input. The likely conditions may be predicted for a patient or a patient population comprising a plurality of patients. The machine learning model may comprise a neural network trained to determine a probability distribution of patient condition trends for a future time period based on patient data input. The patient data input may comprise data from an Electronic Medical Record (EMR), diagnosis, lab test, patient-provided information such as survey/symptom data, and/or wearable device data. The machine learning model may be trained using a training data set including at least healthcare outcomes sampled during a past time period from a plurality of patient healthcare episodes each comprising a plurality of procedures performed for the patient in at least one encounter.Type: ApplicationFiled: July 26, 2022Publication date: November 17, 2022Applicant: MDSAVE SHARED SERVICES INC.Inventors: Paul J. Ketchel, III, Ani Osborne
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Patent number: 11501352Abstract: A method for providing a bundled set of individually redeemable healthcare services in a purchase data record, determining a Good Faith Estimate for the at least one healthcare service of the bundled set, associating the purchase data record with user debt for purchase of the healthcare services, providing a digital health asset token representing the purchase data record identified by and with a unique confirmation number, said purchase data record comprising the associated user debt of the at least one bundled set of healthcare services, and providing marketplace access to the token to finance the debt. The marketplace may use the token for buying, selling or trading the bundled set of healthcare services to finance the debt. The token and a Good Faith Estimate (GFE) may be provided to an Independent Dispute Resolution (IDR) process for resolving a dispute under the No Surprises Act.Type: GrantFiled: April 8, 2022Date of Patent: November 15, 2022Assignee: MDSAVE SHARED SERVICES INC.Inventor: Paul J. Ketchel, III
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Patent number: 11475498Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and assigning a unique confirmation number generated for the purchase data record. One or more service of the bundled set may be a dental or veterinary service. The bundle price may be based on a location or time at which at least one service will be performed and may be determined using a user's remaining insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. A payment may be virtual funds.Type: GrantFiled: December 6, 2021Date of Patent: October 18, 2022Assignee: MDSAVE SHARED SERVICES INC.Inventor: Paul J. Ketchel, III
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Patent number: 11475499Abstract: An apparatus for providing a bundled set of individually redeemable healthcare services in a purchase data record, determining a Good Faith Estimate (GFE) for the at least one healthcare service of the bundled set, associating the purchase data record with user debt for purchase of the healthcare services, providing a digital health asset token representing the purchase data record identified by and with a unique confirmation number, said purchase data record comprising the associated user debt of the at least one bundled set of healthcare services, and providing marketplace access to the token to finance the debt. The marketplace may use the token for buying, selling or trading the bundled set of healthcare services to finance the debt. The token and a Good Faith Estimate (GFE) may be provided to an Independent Dispute Resolution (IDR) process for resolving a dispute under the No Surprises Act.Type: GrantFiled: April 12, 2022Date of Patent: October 18, 2022Assignee: MDSAVE SHARED SERVICES INC.Inventor: Paul J. Ketchel, III
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Patent number: 11449913Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and assigning a unique confirmation number generated for the purchase data record. One or more service of the bundled set may be a dental or veterinary service. The bundle price may be based on a location or time at which at least one service will be performed and may be determined using a user's remaining insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. A payment may be virtual funds.Type: GrantFiled: December 6, 2021Date of Patent: September 20, 2022Assignee: MDSAVE SHARED SERVICES INC.Inventor: Paul J. Ketchel, III
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Patent number: 11430036Abstract: An apparatus for pricing offers of healthcare services includes an application server providing a pricing tool, and a service pricing information database and a cost adjustment information database that are accessible by the application server. The pricing tool is operable to receive an indication of a healthcare service set that is respectively associated with a service detail information record included in the service pricing information database, determine a base physician fee for a primary service of the indicated healthcare service set based on base pricing metrics for the primary service included in the service detail information record, receive an indication specifying a location for performing the primary service, calculate an adjusted physician fee for the primary service based on cost adjustment metrics for a geographic zone that corresponds to the specified location, and provide a recommended price for the indicated healthcare service set based on the calculated adjusted physician fee.Type: GrantFiled: December 22, 2021Date of Patent: August 30, 2022Assignee: MDSAVE SHARED SERVICES INC.Inventors: Paul J. Ketchel, III, Ani Osborne
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Publication number: 20220237677Abstract: An apparatus for providing a bundled set of individually redeemable healthcare services in a purchase data record, determining a Good Faith Estimate (GFE) for the at least one healthcare service of the bundled set, associating the purchase data record with user debt for purchase of the healthcare services, providing a digital health asset token representing the purchase data record identified by and with a unique confirmation number, said purchase data record comprising the associated user debt of the at least one bundled set of healthcare services, and providing marketplace access to the token to finance the debt. The marketplace may use the token for buying, selling or trading the bundled set of healthcare services to finance the debt. The token and a Good Faith Estimate (GFE) may be provided to an Independent Dispute Resolution (IDR) process for resolving a dispute under the No Surprises Act.Type: ApplicationFiled: April 12, 2022Publication date: July 28, 2022Applicant: MDSAVE SHARED SERVICES INC.Inventor: Paul J. Ketchel, III
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Publication number: 20220230219Abstract: A method for providing a bundled set of individually redeemable healthcare services in a purchase data record, determining a Good Faith Estimate for the at least one healthcare service of the bundled set, associating the purchase data record with user debt for purchase of the healthcare services, providing a digital health asset token representing the purchase data record identified by and with a unique confirmation number, said purchase data record comprising the associated user debt of the at least one bundled set of healthcare services, and providing marketplace access to the token to finance the debt. The marketplace may use the token for buying, selling or trading the bundled set of healthcare services to finance the debt. The token and a Good Faith Estimate (GFE) may be provided to an Independent Dispute Resolution (IDR) process for resolving a dispute under the No Surprises Act.Type: ApplicationFiled: April 8, 2022Publication date: July 21, 2022Applicant: MDSAVE SHARED SERVICES INC.Inventor: Paul J. Ketchel, III
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Publication number: 20220230218Abstract: Apparatus and associated methods relate to presenting for selection, services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services and in response to receiving payment in an amount of the bundle price, generating a persistent purchase data record with a unique confirmation number that is selectively redeemable by the user to receive each of the healthcare services in the bundled set. The bundle price may be discounted and/or based on the location or time at which at least one service will be performed. The bundle price may also be based on the user's remaining health insurance deductible. A single payment may be disbursed to multiple providers of the bundled set of healthcare services. The received and/or disbursed payment may be in virtual funds.Type: ApplicationFiled: April 8, 2022Publication date: July 21, 2022Applicant: MDSAVE SHARED SERVICES INC.Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt
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Patent number: 11367115Abstract: Apparatus and associated methods relate to presenting for selection, services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services and in response to receiving payment in an amount of the bundle price, generating a persistent purchase data record with a unique confirmation number that is selectively redeemable by the user to receive each of the healthcare services in the bundled set. The bundle price may be discounted and/or based on the location or time at which at least one service will be performed. The bundle price may also be based on the user's remaining health insurance deductible. A single payment may be disbursed to multiple providers of the bundled set of healthcare services. The received and/or disbursed payment may be in virtual funds.Type: GrantFiled: October 14, 2021Date of Patent: June 21, 2022Assignee: MDSAVE SHARED SERVICES INC.Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt
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Patent number: 11341555Abstract: Apparatus and associated methods relate to encoding a digital asset representing a service bundle, with parameters uniquely identifying the bundle, based on the bundle definition, and with a value and availability determined as a function of asset state. The bundle may include a health service. The encoded asset may be a digital asset token, configured in computing device memory, or transported via network, to transfer possession, transfer ownership, verify ownership, change state, or access a bundled service. The asset token may include individually manageable sub-tokens. The bundle definition may include a unique combination of facility, location, time, or professional resources allocated to provide a service. The bundle may be certified, based on verified funding or confirmed resource allocation. Asset class may be based on certification.Type: GrantFiled: July 7, 2021Date of Patent: May 24, 2022Assignee: MDSAVE SHARED SERVICES INC.Inventor: Paul J. Ketchel, III
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Patent number: 11315160Abstract: Apparatus and associated methods relate to presenting for selection services comprising at least one bundled set of healthcare services to be performed separately by respective providers, determining a bundle price for the at least one bundled set of healthcare services, and in response to receiving payment in an amount of the bundle price, generating a persistent purchase data record selectively redeemable to receive each of the at least one bundled set of healthcare services, and assigning a unique confirmation number generated for the purchase data record. The received payment may be a virtual funds payment. The bundle price may be discounted. The bundle price may be based on the location or time at which at least one service will be performed. The bundle price may be based on the user's remaining health insurance deductible. Payment may be disbursed to multiple providers of the bundled set of healthcare services. Disbursed payment may be virtual funds.Type: GrantFiled: August 25, 2021Date of Patent: April 26, 2022Assignee: MDSAVE SHARED SERVICES INC.Inventors: Paul J. Ketchel, III, Ryan Aipperspach, Karen Martirosyan, Ani Osborne, Mark Kaufman, Michael Bischoff, Daniel Schmidt