Abstract: Voice and video memories are created by in an individual subscriber system and transferred in encrypted format via a communications network to a secure proprietary server system. The server system receives the subscriber information including identification by user name and unique one-time password initiated by the user system. The server system continuously authenticates the user through biometric profiling of the keystroke dynamic inherent in user typing rhythms. The server system places the user's digitized and encrypted memories in a secure storage capsule analogous to a virtual safety deposit box, Subsequent to the confirmed death or incapacitation of the user, the server system allows identified beneficiaries to access specific user memories after successfully challenging question and answer processes previously set by the subscriber.