Patents by Inventor Paul Matsuda

Paul Matsuda has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Conducting commerce between individuals
    Patent number: 9665863
    Abstract: Receiving payment includes the establishment, at a first server, a transaction record including information identifying a payment amount, a first account to be credited by the payment amount, and a second account to be debited by a debit amount. A financial authorization network performs an authorization analysis on at least the second account. The second account is debited if the authorization analysis is successfully completed, and the first account is directly credited by the payment amount to conclude the transaction. Risk analysis may be performed for each individual. Payment is integrated with shipping.
    Type: Grant
    Filed: April 18, 2012
    Date of Patent: May 30, 2017
    Assignee: Visa International Service Association
    Inventors: Paul Matsuda, Sara E. Perry, Tracy L. Wilk
  • Conducting commerce between individuals
    Patent number: 8473353
    Abstract: Receiving payment includes the establishment, at a first server, a transaction record including information identifying a payment amount, a first account to be credited by the payment amount, and a second account to be debited by a debit amount. A financial authorization network performs an authorization analysis on at least the second account. The second account is debited if the authorization analysis is successfully completed, and the first account is directly credited by the payment amount to conclude the transaction. Risk analysis may be performed for each individual. Payment is integrated with shipping.
    Type: Grant
    Filed: September 28, 2010
    Date of Patent: June 25, 2013
    Inventors: Paul Matsuda, Sara E. Perry, Tracy L. Wilk
  • Conducting commerce between individuals
    Patent number: 7921038
    Abstract: Receiving payment includes the establishment, at a first server, a transaction record including information identifying a payment amount, a first account to be credited by the payment amount, and a second account to be debited by a debit amount. A financial authorization network performs an authorization analysis on at least the second account. The second account is debited if the authorization analysis is successfully completed, and the first account is directly credited by the payment amount to conclude the transaction. Risk analysis may be performed for each individual. Payment is integrated with shipping.
    Type: Grant
    Filed: August 12, 2008
    Date of Patent: April 5, 2011
    Assignee: Visa International Service Association
    Inventors: Paul Matsuda, Sarah E. Perry, Tracy L. Wilk