Patents by Inventor Paul McFarren

Paul McFarren has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20200273022
    Abstract: Systems and techniques are disclosed for securely managing card-less transactions, e.g., disbursements of paper currency, without using a payment card, between sending entities and recipients. In some implementations, an order for a card-less transaction involving a disbursement of funds from the sending entity to a recipient is received. The order includes a first set of credential data, and a first token that is uniquely associated with a funding account of the sending entity. A set of one or more eligible disbursement devices is identified. The order is determined to be valid. A communication that includes at least the first set of credential data and identifies the set of one or more eligible disbursement devices is provided to a computing device associated with the recipient. The disbursement request is determined to be valid. The particular disbursement device is then configured to execute the disbursement of funds specified by the card-less transaction.
    Type: Application
    Filed: February 21, 2019
    Publication date: August 27, 2020
    Inventors: Paul McFarren, Jan Stobbe, Richard Witkowski, James Leroux