Abstract: A multi-functional article provides protection from sun/wind exposure when worn as a garment or when converted into a shelter structure. The article may have a stretchy rear panel, side panels, a peak for receiving a pole for supporting the assembled shelter and that lays flat when the article is a garment, and a rear pocket to hold items in the shelter or serve as a collar for the garment or a bag for storing the article when it is not in use. The article may also have a top strap for use as a garment belt or for securing the article to the ground when the article is a shelter, and bottom tiedown straps for shortening side panels when the article is a garment or for securing the article to the ground when the article is a shelter. Multiple articles may be linked together to form a larger shelter.