Abstract: Disclosed embodiments include methods, systems, and computer-readable media configured to, for example, provide payment tokens for conducting transactions, as well as reprovisioning tokens, on wearable devices without Bluetooth® or other network connectivity beyond NFC radio.

Abstract: The disclosed embodiments include a mobile client device for automatically performing a mobile financial service function, including a memory storing software instructions, the software instructions including a mobile financial service application configured to perform financial service processes. The system may also include and one or more processors configured to execute the software instructions to detect a physical action performed on the mobile client device, and determine a first financial service function to perform based on the detected physical action, wherein the first financial service function is a function provided by the mobile financial service application. The one or more processors may also determine whether verification of a user is required, verify the user if verification of the user is required, and automatically initiate the first financial service function.

Abstract: The disclosed embodiments include a mobile client device for automatically performing a mobile financial service function, including a memory storing software instructions, the software instructions including a mobile financial service application configured to perform financial service processes. The system may also include and one or more processors configured to execute the software instructions to detect a physical action performed on the mobile client device, and determine a first financial service function to perform based on the detected physical action, wherein the first financial service function is a function provided by the mobile financial service application. The one or more processors may also determine whether verification of a user is required, verify the user if verification of the user is required, and automatically initiate the first financial service function.

Abstract: A system and method in accordance with exemplary embodiments may include an attachment with a near field communication antenna, a secure element, a plug capable of connecting the attachment to an audio jack on a mobile device. Further, a system and method in accordance with exemplary embodiments may include receiving a payment initiation instruction from a customer, using a near field communication antenna, sending payment information to a point of sale device, using one or more computer processors, encoding data related to the payment as audio data, and transmitting the data related to the payment through an audio jack.

Abstract: The present invention relates to a door member (1) for mounting to a vehicle door (43). The door member (1) is moulded from a plastics material. The door member (1) includes a door seal mounting channel (3) for receiving a mounting portion (19) of a door seal (13). The door seal mounting channel (3) has first and second sidewalls (5, 7). A first projection (11) is optionally provided on the first sidewall (5) for engaging the mounting portion (19) of the door seal (13). The invention also relates to a door member (101) having an inner finisher (165) and an outer finisher (147). The invention further relates to a vehicle door (43) including a door member (1; 101) of the type described herein.

Abstract: The disclosed embodiments include a mobile client device for automatically performing a mobile financial service function, including a memory storing software instructions, the software instructions including a mobile financial service application configured to perform financial service processes. The system may also include and one or more processors configured to execute the software instructions to detect a physical action performed on the mobile client device, and determine a first financial service function to perform based on the detected physical action, wherein the first financial service function is a function provided by the mobile financial service application. The one or more processors may also determine whether verification of a user is required, verify the user if verification of the user is required, and automatically initiate the first financial service function.

Abstract: A secure fob that enables a user to pay for an item or items without needing to present a mobile device. A secure fob may include a proximity capability to ensure that a mobile device is within a particular range, thereby eliminating the risk of fraudulent charges on a stolen fob. In such an embodiment, a fob may be disabled if the fob is not paired with the mobile device by virtue of being disconnected and/or physically separated from the mobile device. The secure fob also may include enhanced features to authorize transactions and locate the mobile device and/or the secure fob.

Abstract: The disclosed embodiments include a mobile client device for automatically performing a mobile financial service function, including a memory storing software instructions, the software instructions including a mobile financial service application configured to perform financial service processes. The system may also include and one or more processors configured to execute the software instructions to detect a physical action performed on the mobile client device, and determine a first financial service function to perform based on the detected physical action, wherein the first financial service function is a function provided by the mobile financial service application. The one or more processors may also determine whether verification of a user is required, verify the user if verification of the user is required, and automatically initiate the first financial service function.

Abstract: The disclosed embodiments include a mobile client device for automatically performing a mobile financial service function, including a memory storing software instructions, the software instructions including a mobile financial service application configured to perform financial service processes. The system may also include and one or more processors configured to execute the software instructions to detect a physical action performed on the mobile client device, and determine a first financial service function to perform based on the detected physical action, wherein the first financial service function is a function provided by the mobile financial service application. The one or more processors may also determine whether verification of a user is required, verify the user if verification of the user is required, and automatically initiate the first financial service function.

Abstract: A secure fob that enables a user to pay for an item or items without needing to present a mobile device. A secure fob may include a proximity capability to ensure that a mobile device is within a particular range, thereby eliminating the risk of fraudulent charges on a stolen fob. In such an embodiment, a fob may be disabled if the fob is not paired with the mobile device by virtue of being disconnected and/or physically separated from the mobile device. The secure fob also may include enhanced features to authorize transactions and locate the mobile device and/or the secure fob.

Abstract: A seal (110,210,310) is disclosed in which the seal (110, 210, 310) is adhesively bonded to part of a body structure (2) of a motor vehicle (1) using double-sided adhesive tape (120,220,320). The seal (110, 210, 310) includes a location feature (116, 223, 316) to position it correctly on the motor vehicle (1) and a tear bead (120,220,320) that is used to assist with bonding of the seal (110, 210, 310) to the body structure (2) of the motor vehicle (1). One feature of the invention is that no expensive assembly equipment is required, the seal (110, 210, 310) being bonded in place by applying a load through the closure of a cooperating door (4).

Abstract: A modular computer system (20) including a universal connectivity station (UCS) (22) having a processor (42) interconnecting a plurality of physically remote modules including a PDA (36) and Smartphone (38), and a display (34). Each module of the modular computer system (20) appear to each device to be interconnected to the other. The UCS (22) enables the PDA (36) and Smartphone (38) to drive the display (38). The UCS (22) is also connectable to a data network via a network interface (54). External control devices including a keyboard (50) and mouse (52) may also control the UCS (22). The UCS (22) may translate the keyboard inputs to keystrokes, and mouse movements clicks to cursor movements and stylus taps for visually rendering on the PDA and Smartphone.

Abstract: A modular computer system (20) including a universal connectivity station (UCS) (22) having a processor (42) interconnecting a plurality of physically remote modules including a PDA (36) and Smartphone (38), and a display (34). Each module of the modular computer system (20) appear to each device to be interconnected to the other. The UCS (22) enables the PDA (36) and Smartphone (38) to drive the display (38). External control devices including a keyboard (50) and mouse (52) may also control the UCS (22). The UCS (22) may translate the keyboard inputs to keystrokes, and mouse movements clicks to cursor movements and stylus taps for visually rendering on the PDA and Smartphone.

Abstract: An automobile anti-theft device that has its parts straddling over the spoke(s) of a steering wheel, with one side tightly wrapped around by the device, Traditional steering wheel locks, such as the trademarked product The Club®, PTO registration number 872404, allows a maximum of two cuts on the steering wheel to remove the anti-theft device and thus is not a very effective theft deterrent. The present anti-theft device eliminates the two-cuts needed to easily steal because one side of the steering wheel is completely wrapped around, allowing no cuts to be made by the would-be-thieves. Theft can only be attained by extreme force to break the present device, destroying the key/lock mechanism, or chopping away the steering wheel from the steering column.

Abstract: An automobile anti-theft device that has its parts straddling over the spoke(s) of a steering wheel, with one side tightly wrapped around by the device. Traditional steering wheel lock, such as the trademarked product The Club®, PTO registration number 1872404, allows a maximum of two cuts on the steering wheel to remove the anti-theft device and thus is not a very effective theft deterrent. Current anti-theft device eliminates the two-cuts easy steal because one side of the steering wheel is completely wrapped around, allowing no cuts to be made by the would-be-thieves. Theft can only be attained by extreme force to break current device, destroying the key/lock mechanism, or chopping away the steering wheel from the steering column.