Abstract: A lifetime income analysis tool (LIAT) that includes a client-based application that provides selective information relating to an individual's retirement. The client-based application processes the selective information to be sent as a request. A server-based application receives the request and processes the request to evaluate the feasibility of an individual's retirement income goal. The server-based application also provides a customized estimate of expected future monthly income needed to cover a broad range of health-care costs in retirement utilizing a plurality of LIAT factors. The server-based application sends its findings as a response to the client-based application for viewing by a user.

Abstract: A spot welding fixture for holding worpieces in correct orientation has a water cooled aluminum body processed to have an aluminum oxide coating. The coating electrically insulates the body but provides good thermal conductivity so that a fixed electrode on the fixture body can be cooled by the body but no electrical shorts occur. Locating elements on the fixture are likewise insulated to prevent weld current from straying from intended paths. The coating is formed by immersing the aluminum body in sulfuric acid at 23 degrees Fahrenheit after all features have been machined into the body.