Patents by Inventor Paul R. McMahon

Paul R. McMahon has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Authentication of impaired voices
    Patent number: 11935524
    Abstract: Systems and techniques for authentication of impaired voices are described herein. A voice profile may be generated for a user. An audio stream may be received including an authentication voice of the user. It may be determined that the authentication voice does not match a first set of authentication criteria. The audio stream may be compared to a second set of authentication criteria. The user may be authenticated based on the comparison.
    Type: Grant
    Filed: January 18, 2021
    Date of Patent: March 19, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Andrew J. Garner, IV, Tyua Larsen Fraser, Kimberly Ann MacInnis, Paul R. McMahon, Darrell Lee Suen, Zhong Wan
  • Bi-directional voice authentication
    Patent number: 11757870
    Abstract: Systems and techniques for bi-directional voice authentication are described herein. A first audio segment and a first description of the first audio segment may be received. An authentication token may be created using the first audio segment and the first description. An authentication request may be received from the user. The first audio segment may be transmitted to the user. A second description of the first audio segment may be received from a device of the user in response to the transmission of the first audio segment, The second description may be compared to the first description. The authentication token may be selected based on the comparison. The authentication token may be transmitted to the device.
    Type: Grant
    Filed: April 12, 2021
    Date of Patent: September 12, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Andrew J. Garner, IV, Tyua Larsen Fraser, Kimberly Ann MacInnis, Paul R. McMahon, Darrell Lee Suen, Zhong Wan
  • Bi-directional voice authentication
    Patent number: 10979423
    Abstract: Systems and techniques for bi-directional voice authentication are described herein. A first audio segment and a first description of the first audio segment may be received. An authentication token may be created using the first audio segment and the first description. An authentication request may be received from the user. The first audio segment may be transmitted to the user. A second description of the first audio segment may be received from a device of the user in response to the transmission of the first audio segment. The second description may be compared to the first description. The authentication token may be selected based on the comparison. The authentication token may be transmitted to the device. Requests of the user for secure information may be authenticated using the authentication token for a duration of an interaction session between the user and the device.
    Type: Grant
    Filed: October 31, 2017
    Date of Patent: April 13, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Andrew J. Garner, IV, Tyua Larsen Fraser, Kimberly Ann MacInnis, Paul R. McMahon, Darrell Lee Suen, Zhong Wan
  • Authentication of impaired voices
    Patent number: 10896673
    Abstract: Systems and techniques for authentication of impaired voices are described herein. A voice profile may be generated for a user. An audio stream may be received including an authentication voice of the user. It may be determined that the authentication voice does not match a first set of authentication criteria. The audio stream may be compared to a second set of authentication criteria. The user may be authenticated based on the comparison.
    Type: Grant
    Filed: September 21, 2017
    Date of Patent: January 19, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Andrew J. Garner, IV, Tyua Larsen Fraser, Kimberly Ann MacInnis, Paul R. McMahon, Darrell Lee Suen, Zhong Wan