Abstract: A mapping system allows a user to interact with any location on a digital map and present the user with location related information associated with the selected location. The location related information may be in the form or a card, pop-up, image, or other graphic and may be displayed on the map at or near the selected location, around the map, etc. The displayed location related information may include predetermined or pre-stored data about the location or may include location related information collected and generated on the fly in response to the user interaction with the digital map. The displayed location related information may be displayed in the same graphical format on the digital map regardless of whether location related information is predetermined information about the location that already exists or information that is collected and generated on the fly in response to the user interaction.

Abstract: A hydraulic system having a hydraulic device and at least one external database is provided. The hydraulic device comprises at least one hydraulic component, a control electronics having a memory to control the hydraulic component, and an identification element assigned to the hydraulic component. Specific parameters for the hydraulic component are stored in the external database, and the hydraulic component can be clearly identified by a configuration means via the identification element. The configuration means can be connected to the control electronics and the external database to access the specific parameters so that these can be transferred to the memory of the control electronics by means of the configuration means. Further, the disclosure relates to a method for parameterizing control electronics of a hydraulic device of a hydraulic system as well as an arithmetic unit for compiling a program code for the operation of a hydraulic assembly with several components.

Abstract: A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such requests. Each processed request is then forwarded to its corresponding issuer for further authorization. Each processed request includes an authorization message. The authorization message can include a risk score, a number of reason codes, and a number of condition codes. The use of the risk score, reason codes and condition codes allows issuers to make better informed decisions with respect to providing authorizations.

Abstract: Data is received characterizing a network represented by a directed graph having nodes and edges. The network includes an influence score associated with a node. The network is associated with a search keyword. A portion of the directed graph and influence score is displayed in a graphical user interface display space. The portion of directed graph is dynamically updated in response to receiving updated network data. Related apparatus, systems, techniques and articles are also described.

Abstract: Data is received characterizing a network represented by a directed graph having nodes and edges. The network includes an influence score associated with a node. The network is associated with a search keyword. A portion of the directed graph and influence score is displayed in a graphical user interface display space. The portion of directed graph is dynamically updated in response to receiving updated network data. Related apparatus, systems, techniques and articles are also described.

Abstract: A hydraulic system having a hydraulic device and at least one external database is provided. The hydraulic device comprises at least one hydraulic component, a control electronics having a memory to control the hydraulic component, and an identification element assigned to the hydraulic component. Specific parameters for the hydraulic component are stored in the external database, and the hydraulic component can be clearly identified by a configuration means via the identification element. The configuration means can be connected to the control electronics and the external database to access the specific parameters so that these can be transferred to the memory of the control electronics by means of the configuration means. Further, the disclosure relates to a method for parameterizing control electronics of a hydraulic device of a hydraulic system as well as an arithmetic unit for compiling a program code for the operation of a hydraulic assembly with several components.

Abstract: A system including a transaction handler to process transactions, a data warehouse to store transaction data recording the transactions processed at the transaction handler, a profile generator to generate a profile of a user based on the transaction data, an advertisement selector to identify an advertisement based on the profile of the user in response to the transaction handler processing a transaction of the user, and a portal coupled to the transaction handler to provide the advertisement for presentation to the user in connection with information about the transaction of the user. In one example, the profile includes a plurality of values representing aggregated spending of the user in various areas to summarize the transactions of the user.

Abstract: A computing apparatus is configured to quantify consumer sentiment at an aggregated or micro level using transaction data that records the transactions processed by a transaction handler of a payment system. A quantification model is generated based on correlating transaction data with respective emotional content indices extracted from data sources, such as regional news, weather, stock markets, movie themes, local sports, employment, traffic conditions, etc. Using the quantification model, consumer sentiment can be evaluated at various granularity levels, based on the granularity of the user group and the time period of the transaction data used in the quantification model.

Abstract: In one aspect, a system includes a transaction handler to process transactions, a data warehouse to store transaction data recording the transactions processed at the transaction handler, a profile generator to generate a profile of a user based on the transaction data, an advertisement selector to identify an advertisement based on the profile of the user in response to the transaction handler processing a transaction of the user, and a portal coupled to the transaction handler to provide the advertisement for presentation to the user in connection with information about the transaction of the user. In one example, the profile includes a plurality of values representing aggregated spending of the user in various areas to summarize the transactions of the user.

Abstract: The invention provides a family of 2-write WOM-codes, preferred embodiments of which provide improved WOM-rates. Embodiments of the invention provide constructs for linear codes C having a 2-write WOM-code. Embodiments of the invention provide 2-write WOM-codes that improve the best known WOM-rates known to the present inventors at the time of filing with two writes. Preferred WOM-codes are proved to be capacity achieving when the parity check matrix of the linear code C is chosen uniformly at random. Preferred embodiments of the invention provide an electronic device utilizing an efficient coding scheme of WOM-codes with two write capability. The coding method is based on linear binary codes and allows the electronic device to write information to the memory twice before erasing it. This method can be applied for any kind of memory systems, and in particular for flash memories. The method is shown to outperform all well-known codes.

Abstract: A system for providing real-time risk mitigation for an authorization system. The system receives authorization requests from multiple merchants (or their respective acquirers) and processes such requests. Each processed request is then forwarded to its corresponding issuer for further authorization. Each processed request includes an authorization message. The authorization message can include a risk score, a number of reason codes, and a number of condition codes. The use of the risk score, reason codes and condition codes allows issuers to make better informed decisions with respect to providing authorizations.

Abstract: In one aspect, a computing apparatus includes: a data warehouse to store data associating a plurality of account identifiers with an offer having a predefined purchase requirement and an aggregated purchase requirement for a benefit; and a transaction handler configured to process a plurality of transactions. The transaction handler is further configured to determine whether each of the plurality of transactions satisfies a predefined purchase requirement, identify a set of transactions each satisfying the predefined purchase requirement, and determine whether the set of transactions satisfies an aggregated purchase requirement for the benefit. In one example, the transaction handler is configured to provide the benefit via statement credits when the set of transactions satisfies the aggregated purchase requirement.

Abstract: The invention provides WOM coding methods and electronic devices with error correcting codes that provide single, double and triple error correction. In one coding, if the code corrects two/three errors, it has two/three parts of redundancy bits. For double error correction, if only one part of the redundancy bit has no errors then it is possible to correct one error. For triple error correction, if only one/two parts of the redundancy bits have no errors then it is possible to correct one/two errors. Codes that correct/detect a single, two and three cell-erasures are provided. A code that has three roots, ?1, ?2, ?3, each of which is a primitive element and where every pair of roots generates a double error correcting code, is provided. Codes and coding utilizing a triple error correcting WOM code that can correct an arbitrary number of errors are provided.

Abstract: A computing apparatus includes: a data warehouse to store data associating a plurality of account identifiers with an offer having a predefined purchase requirement and an aggregated purchase requirement for a benefit; and a transaction handler configured to process a plurality of transactions. The transaction handler is further configured to determine whether each of the plurality of transactions satisfies a predefined purchase requirement, identify a set of transactions each satisfying the predefined purchase requirement, and determine whether the set of transactions satisfies an aggregated purchase requirement for the benefit. In one example, the transaction handler is configured to provide the benefit via statement credits when the set of transactions satisfies the aggregated purchase requirement.

Abstract: In one aspect, a computing apparatus is configured to receive a request for a profile to customize information for presentation to a user identified in the request and, responsive to the request identifying the user, provide the profile that is generated based on transaction data of the user. The profile summarizes the transaction data of the user using a plurality of values representing aggregated spending in various areas. The information includes an advertisement selected, prioritized, adjusted, or generated based on the profile. The advertisement includes at least an offer, such as a discount, incentive, reward, coupon, gift, cash back, benefit, product, or service.

Abstract: A computing apparatus includes: a transaction handler to process transactions; a portal to receive from users enrollment input identifying account identifiers of the users and respective loyalty programs; and a data warehouse to store data associating the account identifiers with the respective loyalty programs. In response to an authorization request received in the transaction handler for a payment transaction identifying a first account identifier, the computing apparatus is to use the data warehouse to determine whether the first account identifier is enrolled with a loyalty program; and if the first account identifier is enrolled with a first loyalty program, the computing apparatus is to use the transaction handler to request purchase details from the merchant via a response to the authorization request, and determine benefits to be awarded to the user of the first account identifier.

Abstract: In one aspect, a computing apparatus is configured to receive a request for a profile to customize information for presentation to a user identified in the request and, responsive to the request identifying the user, provide the profile that is generated based on transaction data of the user. The profile summarizes the transaction data of the user using a plurality of values representing aggregated spending in various areas. The information includes an advertisement selected, prioritized, adjusted, or generated based on the profile. The advertisement includes at least an offer, such as a discount, incentive, reward, coupon, gift, cash back, benefit, product, or service.

Abstract: In one aspect, a computing apparatus is configured to facilitate the identification of a transaction resulting from an activity occurring in a substantially separate context or environment, such as an offline transaction in a “brick and mortar” retail store resulting from an online advertisement or an online search. The computing apparatus may match information about the activity and information about the transaction to correlate the online activity and the offline transaction. The matching process may involve the use of an offer for a discount, an incentive, a rebate, a reward, reward points, cash back, a gift, etc. The offer is to be provided in the advertisement associated with an online activity and redeemed in a payment transaction, processed via the transaction handler, to correlate the advertisement and the transaction.

Abstract: An apparatus and method for processing a transaction authorization request to reduce the need for a transaction risk assessment as part of the authorization process. The invention reduces both the data processing burden on the payment processor and the number of transactions for which authorization is denied. In some embodiments, the invention uses predictive or behavior modeling techniques to generate predictions of the transactions the consumer may engage in. If the consumer does engage in a predicted transaction, then a risk analysis process is not performed for that transaction.

Abstract: In one aspect, a system includes a transaction handler to process transactions, a data warehouse to store transaction data recording the transactions processed at the transaction handler, a profile generator to generate a profile of a user based on the transaction data, an advertisement selector to identify an advertisement based on the profile of the user in response to the transaction handler processing a transaction of the user, and a portal coupled to the transaction handler to provide the advertisement for presentation to the user in connection with information about the transaction of the user. In one example, the profile includes a plurality of values representing aggregated spending of the user in various areas to summarize the transactions of the user.