Patents by Inventor Paul Thomas Cummings

Paul Thomas Cummings has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8073717
    Abstract: Disclosed are systems for underwriting insurance contracts. In one embodiment a system comprises a rules database of business rules specifying one or more conditions based upon one or more underwriting parameters; a user database comprising entries corresponding to registered users; and a processor configured to: provide to the user a form having a plurality of data fields generated based upon the underwriting parameters specified in the business rules; receive a plurality of inputted underwriting parameters corresponding to the data fields; determine whether the inputted underwriting parameters satisfy the business rules; and if at least one of the inputted underwriting parameters does not satisfy the business rules, provide a status message indicating that at least one business rule is not satisfied. The status message can be provided in an interface that includes a graphical element linking a part of the status message with a portion of the displayed form.
    Type: Grant
    Filed: July 3, 2008
    Date of Patent: December 6, 2011
    Assignee: Firstbest Systems, Inc.
    Inventors: Julian E. Pelenur, Paul Thomas Cummings, Joseph Pilkerton, John Belizaire, Kelly Ann Lynch, Jeffrey Jerome Glass, Hao Chen, Thomas Albert Muldoon
  • Patent number: 8073716
    Abstract: Disclosed are methods of underwriting insurance contracts. In one embodiment a method comprises receiving from a registered user a request for approval of the insurance contract, the request for approval of the insurance contract including underwriting parameters of the insurance contract; reading, from a user database underwriting criteria corresponding to the user; determining whether the underwriting parameters of the insurance contract satisfy the underwriting criteria of the user; and providing an interface including a status message indicating that at least one underwriting criterion is not satisfied, if at least one underwriting criterion is not satisfied. The interface can include a graphical element linking a part of the status message with a displayed parameter of the contract.
    Type: Grant
    Filed: July 3, 2008
    Date of Patent: December 6, 2011
    Assignee: FirstBest Systems, Inc.
    Inventors: Julian E. Pelenur, Paul Thomas Cummings, Joseph Pilkerton, John Belizaire, Kelly Ann Lynch, Jeffrey Jerome Glass, Hao Chen, Thomas Albert Muldoon
  • Publication number: 20100004954
    Abstract: Disclosed are systems for underwriting insurance contracts. In one embodiment a system comprises a rules database of business rules specifying one or more conditions based upon one or more underwriting parameters; a user database comprising entries corresponding to registered users; and a processor configured to: provide to the user a form having a plurality of data fields generated based upon the underwriting parameters specified in the business rules; receive a plurality of inputted underwriting parameters corresponding to the data fields; determine whether the inputted underwriting parameters satisfy the business rules; and if at least one of the inputted underwriting parameters does not satisfy the business rules, provide a status message indicating that at least one business rule is not satisfied. The status message can be provided in an interface that includes a graphical element linking a part of the status message with a portion of the displayed form.
    Type: Application
    Filed: July 3, 2008
    Publication date: January 7, 2010
    Applicant: FirstBest Systems, Inc.
    Inventors: Julian E. Pelenur, Paul Thomas Cummings, Joseph Pilkerton, John Belizaire, Kelly Ann Lynch, Jeffrey Jerome Glass, Hao Chen, Thomas Albert Muldoon
  • Publication number: 20100004953
    Abstract: Disclosed are methods of underwriting insurance contracts. In one embodiment a method comprises receiving from a registered user a request for approval of the insurance contract, the request for approval of the insurance contract including underwriting parameters of the insurance contract; reading, from a user database underwriting criteria corresponding to the user; determining whether the underwriting parameters of the insurance contract satisfy the underwriting criteria of the user; and providing an interface including a status message indicating that at least one underwriting criterion is not satisfied, if at least one underwriting criterion is not satisfied. The interface can include a graphical element linking a part of the status message with a displayed parameter of the contract.
    Type: Application
    Filed: July 3, 2008
    Publication date: January 7, 2010
    Applicant: FirstBest Systems, Inc.
    Inventors: Julian E. Pelenur, Paul Thomas Cummings, Joseph Pilkerton, John Belizaire, Kelly Ann Lynch, Jeffrey Jerome Glass, Hao Chen, Thomas Albert Muldoon