Patents by Inventor Paul A. Newman

Paul A. Newman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • PAYMENT SYSTEM
    Publication number: 20100082492
    Abstract: An electronic transaction payment system is provided having a vendor terminal associated with a vendor who provides goods or services to a purchaser, a vendor smart-card and a vendor smart-card reader for transmitting data to and receiving data from the vendor smart-card. The system also includes a purchaser smart-card reader which is connected to the vendor terminal and which is operable for transmitting data to and receiving data from a purchaser smart-card. In operation, payment for goods purchased by the purchaser is made between the purchaser smart-card and the vendor smart-card. In a preferred embodiment, the payment data is encrypted using an encryption key specific to the transaction between the purchaser and the vendor. A third party registry terminal may also be provided for providing validation of the vendor and/or the purchaser.
    Type: Application
    Filed: December 3, 2009
    Publication date: April 1, 2010
    Inventors: Jonathan S. Jarman, Paul A. Newman, Lucy H. Newman, Alan L. Leibert
  • Payment system
    Patent number: 7680736
    Abstract: An electronic transaction payment system is provided having a vendor terminal associated with a vendor who provides goods or services to a purchaser, a vendor smart-card and a vendor smart-card reader for transmitting data to and receiving data from the vendor smart-card. The system also includes a purchaser smart-card reader which is connected to the vendor terminal and which is operable for transmitting data to and receiving data from a purchaser smart-card. In operation, payment for goods purchased by the purchaser is made between the purchaser smart-card and the vendor smart-card. In a preferred embodiment, the payment data is encrypted using an encryption key specific to the transaction between the purchaser and the vendor. A third party registry terminal may also be provided for providing validation of the vendor and/or the purchaser.
    Type: Grant
    Filed: April 8, 2002
    Date of Patent: March 16, 2010
    Assignee: Freedom Card Limited
    Inventors: Jonathan S. Jarman, Paul A. Newman, Lucy H. Newman, Alan L. Leibert