Patents by Inventor Paul A. Thomas
Paul A. Thomas has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240159284Abstract: A hydraulic disc brake for a vehicle. The disc brake comprises a service brake arrangement configured to actuate under hydraulic pressure to urge a brake pad towards a rotor to apply the disc brake during a braking operation; a parking brake arrangement configured to urge the brake pad towards the rotor to apply the disc brake during a parking operation, wherein the parking brake arrangement has an applied condition and a released condition; and a parking brake indicator configured to indicate whether the parking brake arrangement is in the applied condition or the released condition.Type: ApplicationFiled: September 26, 2023Publication date: May 16, 2024Applicant: Meritor Heavy Vehicle Braking Systems (UK) LimitedInventors: Rhys Watkins, Paul A. Thomas, Sean Cleary
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Patent number: 8447688Abstract: Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory capital reserve requirement impact to an institution subject to capital reserve requirement. A subject pool of assets held by the institution, such as a pool of loans, is rated to determine its risk levels. Based on the rated risk levels, a guarantor party agrees to be responsible for a portion of the risk associated with the pool of assets, which may define the maximum risk exposure of the institution holding the asset pool. The risk-rated capital reserve requirements are applied to the asset pool based on the risk level rating and the guarantor's agreed upon risk responsibility such that the institution holds a reduced amount of reserve capital compared to what it would otherwise be required to hold.Type: GrantFiled: June 30, 2011Date of Patent: May 21, 2013Assignee: Freddie MacInventors: Paul A. Thomas, Robert J. Fishman, Clifford V. Rossi, Martin M. Loketek
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Patent number: 7996304Abstract: Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory capital reserve requirement impact to an institution subject to capital reserve requirement. A subject pool of assets held by the institution, such as a pool of loans, is rated to determine its risk levels. Based on the rated risk levels, a guarantor party agrees to be responsible for a portion of the risk associated with the pool of assets, which may define the maximum risk exposure of the institution holding the asset pool. The risk-rated capital reserve requirements are applied to the asset pool based on the risk level rating and the guarantor's agreed upon risk responsibility such that the institution holds a reduced amount of reserve capital compared to what it would otherwise be required to hold.Type: GrantFiled: September 3, 2010Date of Patent: August 9, 2011Assignee: Federal Home Loan Mortgage CorporationInventors: Paul A. Thomas, Clifford V. Rossi, Robert J. Fishman, Martin M. Loketek
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Patent number: 7987137Abstract: Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory capital reserve requirement impact to an institution subject to capital reserve requirement. A subject pool of assets held by the institution, such as a pool of loans, is rated to determine its risk levels. Based on the rated risk levels, a guarantor party agrees to be responsible for a portion of the risk associated with the pool of assets, which may define the maximum risk exposure of the institution holding the asset pool. The risk-rated capital reserve requirements are applied to the asset pool based on the risk level rating and the guarantor's agreed upon risk responsibility such that the institution holds a reduced amount of reserve capital compared to what it would otherwise be required to hold.Type: GrantFiled: September 3, 2010Date of Patent: July 26, 2011Assignee: Federal Home Loan Mortgage AssociationInventors: Paul A. Thomas, Clifford V. Rossi, Robert J. Fishman, Martin M. Loketek
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Patent number: 7792742Abstract: Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory capital reserve requirement impact to an institution subject to capital reserve requirement. A subject pool of assets held by the institution, such as a pool of loans, is rated to determine its risk levels. Based on the rated risk levels, a guarantor party agrees to be responsible for a portion of the risk associated with the pool of assets, which may define the maximum risk exposure of the institution holding the asset pool. The risk-rated capital reserve requirements are applied to the asset pool based on the risk level rating and the guarantor's agreed upon risk responsibility such that the institution holds a reduced amount of reserve capital compared to what it would otherwise be required to hold.Type: GrantFiled: March 31, 2004Date of Patent: September 7, 2010Assignee: Federal Home Loan Mortgage CorporationInventors: Paul A. Thomas, Clifford V. Rossi, Robert J. Fishman, Martin M. Loketek
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Patent number: 7523022Abstract: A system for creating as-built or measured drawings is described herein. The invention allows an operator to collect a set of data at a job-site, in such a manner that individual components of the job-site are linked relative to one another and to use that data to create accurate measured drawings that reflect the structure and content layout of the site. A knowledge based system is used to parse the data in real-time to produce a visual indication that the data has been recorded correctly. Error minimizing functions are used to ensure data integrity. The data may then be uploaded to a central computer server, for content-checking, authorization, and archival purposes. Since the invention provides an integrated environment for recording data and creating drawings, the need to translate data between systems is minimized, reducing the possibility of errors due to operator mis-keying or mis-interpretation.Type: GrantFiled: August 21, 2006Date of Patent: April 21, 2009Assignee: Metron Media, Inc.Inventors: Paul A. Thomas, Trevor J. Vigoren, Sean Vikoren
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Patent number: 7130774Abstract: A system for creating as-built or measured drawings is described herein. The invention allows an operator to collect a set of data at a job-site, in such a manner that individual components of the job-site are linked relative to one another and to use that data to create accurate measured drawings that reflect the structure and content layout of the site. A knowledge based system is used to parse the data in real-time to produce a visual indication that the data has been recorded correctly. Error minimizing functions are used to ensure data integrity. The data may then be uploaded to a central computer server, for content-checking, authorization, and archival purposes. Since the invention provides an integrated environment for recording data and creating drawings, the need to translate data between systems is minimized, reducing the possibility of errors due to operator mis-keying or mis-interpretation.Type: GrantFiled: May 14, 2002Date of Patent: October 31, 2006Assignee: Metron Media, Inc.Inventors: Paul A. Thomas, Trevor J. Vigoren, Sean Vikoren
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Publication number: 20040222052Abstract: A vehicle brake assembly includes a first brake housing portion having an assembly opening formed through a rear face. The rear face is substantially opposite and parallel to a front face which faces toward a brake rotor. A bearing block includes a lever receipt portion and a cover portion. The cover portion fits within the assembly opening to close the assembly opening and the lever receipt portion of the bearing block supports the lever assembly. The lever assembly is passed through the assembly opening and the bearing block is passed through the front opening in the front face. The component positions may then be exchanged within the hosing portion such that the cover portion of the bearing block is fit into assembly opening and welded in place prior to support of the lever assembly.Type: ApplicationFiled: May 9, 2003Publication date: November 11, 2004Inventors: Denis John McCann, Paul A. Thomas, Carl E. Heinlein
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Patent number: 6811004Abstract: A vehicle brake assembly includes a first brake housing portion having an assembly opening formed through a rear face. The rear face is substantially opposite and parallel to a front face which faces toward a brake rotor. A bearing block includes a lever receipt portion and a cover portion. The cover portion fits within the assembly opening to close the assembly opening and the lever receipt portion of the bearing block supports the lever assemby. The lever assembly is passed through the assembly is passed through the assembly opening and the bearing block is passed through the front opening in the front face. The component positions may then be exchange within the hosing portion such that the cover portion of the bearing block is fit into assembly opening and welded in place prior to support of the lever assembly.Type: GrantFiled: May 9, 2003Date of Patent: November 2, 2004Assignee: ArvinMeritor Technology, LLCInventors: Denis John McCann, Paul A. Thomas, Carl E. Heinlein
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Patent number: 6634816Abstract: A key assembly for a keypad is disclosed. The key assembly is arranged to operate each of three switches. The key assembly has a key and pivot members which provide respective pivot axes about which the key is pivotable for operation of respective ones of the switches.Type: GrantFiled: June 29, 2001Date of Patent: October 21, 2003Assignee: Nokia Mobile Phones Ltd.Inventor: Paul A. Thomas
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Patent number: 6536765Abstract: A marble game includes a game board in the form of a cruciform and requires a player to move marbles around a board, or to and from a center location. Each player is provided with five marbles and the first player to move all five marbles either to and from the center location, or around the board wins the game. Some marbles have to be returned to a home position during the game when certain occurrences happen.Type: GrantFiled: April 8, 2002Date of Patent: March 25, 2003Inventor: Paul A. Thomas
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Publication number: 20030009315Abstract: A system for creating as-built or measured drawings is described herein. The invention allows an operator to collect a set of data at a job-site, in such a manner that individual components of the job-site are linked relative to one another and to use that data to create accurate measured drawings that reflect the structure and content layout of the site. A knowledge based system is used to parse the data in real-time to produce a visual indication that the data has been recorded correctly. Error minimizing functions are used to ensure data integrity. The data may then be uploaded to a central computer server, for content-checking, authorization, and archival purposes. Since the invention provides an integrated environment for recording data and creating drawings, the need to translate data between systems is minimized, reducing the possibility of errors due to operator mis-keying or mis-interpretation.Type: ApplicationFiled: May 14, 2002Publication date: January 9, 2003Inventors: Paul A. Thomas, Trevor J. Vigoren, Sean Vikoren
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Publication number: 20020041784Abstract: A key assembly for a keypad is disclosed. The key assembly is arranged to operate each of three switches. The key assembly has a key and pivot members which provide respective pivot axes about which the key is pivotable for operation of respective ones of the switches.Type: ApplicationFiled: June 29, 2001Publication date: April 11, 2002Inventor: Paul A. Thomas
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Patent number: 5082233Abstract: A hold-down device for office equipment or the like is disclosed herein having an elongated base with a lock retainer at one end and a hook retainer at its opposite end for releasably engaging with the opposite ends of a support member to which equipment is carried. The support member is adhesively attached to the underside of the equipment and the lock retainer includes a rotating latch carried on the support member engageable with an undercut provided on a raised portion carried on the base. A shoulder provided on a lock retainer mounting element guides and locates the placement of the equipment onto the support member.Type: GrantFiled: April 27, 1990Date of Patent: January 21, 1992Inventors: Gary M. Ayers, Paul A. Thomas
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Patent number: 4266964Abstract: Crop tolerance to thiocarbamate herbicides, such as EPTC and butylate, and to the herbicide 2-(2,-2,2-trichloroethyl)-2-(3,5-dichlorophenyl)oxirane is improved on applying to the locus of the crop at least an antidotal amount of a chloropyridine having a chloromethyl, dicloromethyl or trichloromethyl group on the ring and at least one additional ring substituent which may be Cl, NH.sub.2, CCl.sub.3, methylsulfonyl or morpholino. The herbicide and antidote compounds may be applied concurrently separately or as a composition containing both compounds in combination.Type: GrantFiled: April 30, 1979Date of Patent: May 12, 1981Assignee: The Dow Chemical CompanyInventors: Theodore W. Holmsen, Norman H. Kurihara, Paul A. Thomas
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Patent number: D286896Type: GrantFiled: June 5, 1984Date of Patent: November 25, 1986Inventor: Paul A. Thomas