Abstract: Embodiments of the invention are directed to a system, method, or computer program product generation and analysis of real-time resource requests via a resource platform. A resource platform is provided for receiving and automating the management and processing of resource requests submitted by entities or users. The system embraces a fully digital approach to resource request processing, analysis, authentication, and reporting. In addition, the invention allows for analysis of reconciliation data of executed resource transfers for identification of useful trends that can be used for proactive accommodation of entity policies to align with perceived user preferences.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product generation and analysis of real-time resource requests via a resource platform. A resource platform is provided for receiving and automating the management and processing of resource requests submitted by entities or users. The system embraces a fully digital approach to resource request processing, analysis, authentication, and reporting. In addition, the invention allows for analysis of reconciliation data of executed resource transfers for identification of useful trends that can be used for proactive accommodation of entity policies to align with perceived user preferences.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for processing and authorization of electronic resource requests via a resource platform. A platform is provided for receiving and processing resource request data, and automating the authorization process involved with resource requests. The resource platform may be leveraged by one or more entities via secure communication interface through the conversation of electronic resource request data to industry standard formatting as well as formatting for multiple digital channel types. Authorization of electronic resource requests may include intelligent user configuration for convenient authentication via the use of multiple authenticated users.