Abstract: Systems, computer program products, and methods are described herein for secured data analysis and synthetic identity detection in a distributed ledger network. The present invention is configured to receive an event for a predetermined set of occurrences, generate a first hash packet and a second hash packet, wherein the first hash packet is generated by applying a hashing engine to a first identifier, and wherein the second hash packet is generated by applying the hashing engine to a second identifier, generate, by a distributed ledger server, a first key pair, generate, by the member of the distributed ledger network, a second key pair, encrypt a bundle using the first public key, wherein the bundle comprises the first and second hash packets, and appending the bundle to the transaction object, wherein the transaction object is distributed to the distributed ledger network.

Abstract: Systems, methods, and apparatus are provided for reverse authentication across communication channel technologies. An enterprise call application may publish an event associated with an active call to a real-time monitoring application. Each event may include an agent identifier and a customer identifier. The real-time monitoring application may maintain an event queue for the active call. The event queue may be associated with the customer identifier. A web services application may interface between the central server and a mobile device. The webs services application may subscribe to the event queue at the real-time monitoring application and push a call status to a mobile device application. The mobile device application may display the call status and the agent identifier at the mobile device application.

Abstract: Systems, computer program products, and methods are described herein for determining resource misappropriation using an advanced computational model for data analysis and automated decision-making. The present disclosure is configured to receive an interaction, wherein the interaction comprises a user and a caller; determine an instance of misappropriation during the interaction using an artificial intelligence model, wherein the instance of misappropriation comprises the caller attempting to collect sensitive information associated with the user; generate a misappropriation interface component, wherein the misappropriation interface component comprises data associated with the instance of misappropriation; and notify the user of the instance of misappropriation.

Abstract: Apparatus and methods are provided for extracting and displaying information and data from a stream of information on a pair of smart glasses. One or more content filters describing the desired information and data may be communicated to a content filtering module. The content filtering module may process the stream of information to search for the desired information and data. When the desired information is found within the stream of information, the content filtering module may highlight the desired information, while blurring all other information, within a display on the pair of smart glasses.

Abstract: User authentication and validation for performing transactions may be performed by a validation server of a service provider. For example, when a login request or purchase request is received, the request may be authenticated or validated before permitting the requested transaction. In some arrangements, the validation may be delegated to one or more devices or users external to the service provider. Multiple validation users may be consulted for each transaction request to determine a consensus validation decision. A consensus may be reached based on unanimous responses or based on a specified threshold level (e.g., more than 50% responding positively or negatively). The service provider may use this consensus determination to authorize or reject a transaction request.

Abstract: Arrangements for optimized navigation through an application are provided. In some examples, a request for application navigation assistance may be received from a user via an application executing on a device. The request for assistance may include identification of a desired destination within the application. A destination node associated with the identified destination may be identified and a current node of the may be identified. Based on the current node and the destination node, a machine learning model may be executed to output an optimized navigation route from the current node to the destination node. One or more user interfaces may then be dynamically generated and transmitted to the user to facilitate navigation through the application from the current node to the destination node.

Abstract: Methods are provided for an artificial intelligence (“AI”) agent answering a call within a voice AI container. The methods may include the AI agent receiving the call from a human caller within the voice AI container, the call may include a query. The methods may include parsing the query to identify context associated with the query. The methods may include identifying using the context an intent of the query. The methods may include determining whether a first valid mapping stored within a backend database, located in the voice AI container, is associated with the intent of the query. The methods may include loading the first valid mapping. The methods may include navigating an agent screen using the loaded valid mapping. The methods may include gathering information required to satisfy the intent of the query. The methods may include relaying the information to the human caller.

Abstract: Systems, computer program products, and methods are described herein for secured data analysis and synthetic identity detection in a distributed ledger network. The present invention is configured to receive an event for a predetermined set of occurrences, generate a first hash packet and a second hash packet, wherein the first hash packet is generated by applying a hashing engine to a first identifier, and wherein the second hash packet is generated by applying the hashing engine to a second identifier, generate, by a distributed ledger server, a first key pair, generate, by the member of the distributed ledger network, a second key pair, encrypt a bundle using the first public key, wherein the bundle comprises the first and second hash packets, and appending the bundle to the transaction object, wherein the transaction object is distributed to the distributed ledger network.

Abstract: Systems, computer program products, and methods are described herein for automated regression testing. The present invention is configured to generate, using a regression testing engine, a second state instance map for a second version of an application; generate, using the regression testing engine, a first state instance map for a first version of the application; initiate a differential detection engine on the first state instance map and the second state instance map; determine, using the differential detection engine, one or more differential features in the second version of the application; initiate a machine learning model on the one or more differential features in the second version of the application; and classify, using the machine learning model, the one or more differential features into one or more classes.

Abstract: Aspects of the disclosure relate to using machine learning to simulate an interactive voice response system. A computing platform may receive user interaction information corresponding to interactions between a user and enterprise computing devices. Based on the user interaction information, the computing platform may identify predicted intents for the user, and may generate hotkey information based on the predicted intents. The computing platform may send the hotkey information and commands directing the mobile device to output the hotkey information. The computing platform may receive hotkey input information from the mobile device. Based on the hotkey input information, the computing platform may generate a hotkey response message. The computing platform may send, to the mobile device, the hotkey response message and commands directing the mobile device to convert the hotkey response message to an audio output and to output the audio output.

Abstract: Systems, methods, and apparatus are provided for verification of a communication across communication channel technologies. A secure mobile device application may authenticate a user and launch a background application. The background application may interact with multiple different communication channels, such as an email application and an SMS application. The background application may scan a communication received at an SMS channel for a security marker. When the security marker is not present, encoded data may be extracted from the SMS message format. The SMS application may initiate a communication with a second party, such as an enterprise fraud alert system. The SMS application may insert the encoded data into the communication with the second party.

Abstract: Systems, computer program products, and methods are described herein for electronic resource transfers in a distributed network via network-paired resource transfer devices. The present invention is configured to receive login credentials from a user via a user interface of an endpoint device to access an account, determine, in response to a prompt by the user, at least one network device on a wireless network, wherein the at least one network device may include a resource transfer device, display the resource transfer device on the user interface, receive a selection of the resource transfer device via the user interface, activate a user characteristic authentication feature of the resource transfer device, and receive a signal of an authenticated user characteristic from the resource transfer device.

Abstract: Systems, methods, and apparatus are provided for verification of a communication across communication channel technologies. A secure mobile device application may authenticate a user and launch a background application. The background application may interact with multiple different communication channels, such as an email application and an SMS application. The background application may scan a communication received at one of these channels for a security marker. When the security marker is not present, the mobile device application may display an alert associated with the communication. The scan may be limited to ensure the privacy of the communication content. The scan parameters may be configured at the mobile device application.

Abstract: Smart glasses may be used for intelligent UI webpage optimization leveraging UI and viewer extraction telemetry. The smart glasses may include an eyeball tracking device. Methods may include tracking the movement of the eye of a user on the UI webpage. Methods may further include capturing a segment of data within the movement of the eye of a user on a UI webpage and storing the segment of data in memory on the smart glasses. Methods may also include updating the UI webpage based on an instruction in the data segment transmitted to the UI. Additionally, methods may include autofilling the data segment at the point of user eye movement on the UI webpage. Eyeball movement data may transfer from the smart glasses to UI webpage code.

Abstract: Systems, methods, and apparatus are provided for reverse authentication across communication channel technologies. An enterprise call application may publish an event associated with an active call to a real-time monitoring application. Each event may include an agent identifier and a customer identifier. The real-time monitoring application may maintain an event queue for the active call. The event queue may be associated with the customer identifier. A web services application may interface between the central server and a mobile device. The webs services application may subscribe to the event queue at the real-time monitoring application and push a call status to a mobile device application. The mobile device application may display the call status and the agent identifier at the mobile device application.

Abstract: Apparatus and methods are provided for extracting and displaying information and data from a stream of information on a pair of smart glasses. One or more content filters describing the desired information and data may be communicated to a content filtering module. The content filtering module may process the stream of information to search for the desired information and data. When the desired information is found within the stream of information, the content filtering module may highlight the desired information, while blurring all other information, within a display on the pair of smart glasses.

Abstract: Systems, computer program products, and methods are described herein for multi-channel cognitive virtual assistance for resource transfer requests. The present disclosure is configured to receive a request from a first user device to complete a resource transfer between a first resource account and a second resource account; analyze the request via a machine learning engine and generate an intent based on a communication contained in the request; generate an automated notification based on the generated intent and forward the automated notification to a second user device; receive an approval, denial, or change request in response to the automated notification; based on the approval, denial, or change request, initiate a resource action between the first resource account and the second resource account.

Abstract: An apparatus for displaying profile information in a virtual environment comprises a processor associated with a server. The processor is configured to generate an authorization token configured to assign a first avatar to a first user, wherein the authorization token is stored within the plurality of transfers of the blockchain record. The processor is further configured to receive session data associated with the first avatar, wherein the session data comprises at least one gesture for a session in a virtual environment and to compare the at least one gesture of the session data to one or more authorized gestures to identify a first authorized gesture. The processor is further configured to display profile information in the virtual environment that is stored in a first user profile associated with the first user in response to identifying the first authorized gesture.

Abstract: A system includes a plurality of computing nodes that form a blockchain network comprising a first user device of a user and a centralized exchange server that stores a first data file of a first type for the user comprising a private key used to perform data interactions relating to data objects of the user stored in the blockchain network. The central exchange server comprises a processor that receive a first request to switch the first data file from a first type to a second type, exports the private key to the first user device and deletes the private key from the first data file. The processor receives a second request to switch the second data file of the second type to the first data file of the first type, imports the private key to the first data file and deletes the private key from the second data file.

Abstract: Systems, computer program products, and methods are described herein for machine learning based network session interaction. The present disclosure is configured to receive, from an end-point device, a user input, wherein the user input comprises natural language data; extract a first set of attributes associated with the user input; determine, using a machine learning (ML) subsystem, a first set of adaptive response actions to the user input based on the first set of attributes; and execute the first set of adaptive response actions.