Patents by Inventor Pedro Jose Marzo

Pedro Jose Marzo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • JOINT CLOSED-LOOP AND OPEN-LOOP INSTRUMENT ISSUANCE FOR DISBURSING FUNDS
    Publication number: 20120191598
    Abstract: A system for disbursing funds is described. The system includes a memory for storing cardholder information and a processor. The processor is configured to receive a cardholder identification, to receive a unique identifier from an instrument used for purchasing at least one of goods and services, to associate the unique identifier with the cardholder information based on the received cardholder identification, and to send the unique identifier and the cardholder information to a server. Methods and machine-readable storage media are also described.
    Type: Application
    Filed: January 24, 2011
    Publication date: July 26, 2012
    Applicant: BLACKBOARD INC.
    Inventors: Pedro Jose Marzo, Daniel Scott Gretz, Jeffrey Todd Staples, David Bruce Marr